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The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.
A financial advisor shares her client’s stories—and provides a five-step plan for building a comfortable future. Most people tend to focus on this month’s credit card statement or next year’s raise—but not much further. They simply wait to long to save and plan for the future—and then panic. Licensed Financial Advisor Christine Ibbotson makes getting your financial life in order a doable project by offering accessible and realistic guidelines in a series of achievable steps—from debt elimination to wealth management. In addition, she relates stories from her clients’ lives as they deal with subjects such as mortgages, second careers, budget trimming, family situations that affect finances, and much more. With these real-life examples, plus smart tools and techniques, you can create your own easy-to-follow money plan.
Striking out on your own for the first time is exhilarating. But in a culture full of bad advice, predatory banks, and splurge-now-pay-later temptations, it can also be extremely dangerous—leading you to make financial decisions that could hurt you for years to come. Combine this with a slumped economy, mounds of student loans, and dubious examples from reality TV stars to politicians to your own parents, and it’s no wonder so many twenty-somethings are struggling. Twenty-three-year-old Zac Bissonnette—the author of Debt-Free U—knows exactly what you’re going through. He demystifies the many traps young people fall victim to in their post-college years. He offers fresh insights on everything from job hunting to buying a car to saving for retirement that will give you a foundation for a secure, stable, and happy life. In the process, he reveals why FICO scores are overrated, online job applications are a waste of time, car loans are for suckers, and credit card rewards are a scam. With detours to discuss wine connoisseurs, Really Broke Housewives, and Lenny Dykstra, Zac shows you how to make better choices today so you can be richer, smarter (and better-looking!) for years to come.
Do you find it hard to sleep at night, kept awake worrying about missed mortgage payments or unpaid bills? Does it sometimes feel like no matter what you do to cut back on spending or how hard you work, you never seem to have enough money to last the month? You are not alone. Today, thousands of us are struggling to survive under huge financial pressure. I am Going to be Debt Free will help transform your financial life. Accessible and informal, this book offers a unique and succinct approach to budgeting by one of the most trusted names in financial planning in Ireland. Combining helpful advice, insightful real-life anecdotes and useful exercises that set out real, achievable goals, I am Going to be Debt Free will give you the practical tools required to get out - and stay out - of debt forever.
Whether you're living paycheck to paycheck or just trying to make smarter financial choices, let award-winning writer and Washington Post columnist Michelle Singletary show you the practical steps you need to take for the financial peace you long for. In The 21-Day Financial Fast, Michelle proposes a field-tested financial challenge: for twenty-one days, put away your credit cards and buy only the barest essentials. What happens next will forever change the way you think about wealth. With Michelle's guidance, you'll discover how to: Break bad spending habits Plot a course to become debt-free with the Debt Dash Plan Avoid the temptation of overspending for college Learn how to prepare elderly relatives and yourself for future long-term care expenses Be prepared for any contingency with a Life Happens Fund Stop worrying about money and find the priceless power of financial peace Join the thousands of others who have already discovered practical ways to achieve financial freedom and experience what it truly means to live a life of financial peace and prosperity.
#1 NEW YORK TIMES BESTSELLER • In the heart of Trenton, N.J., a killer is out to make sure someone gets his just desserts. Larry Virgil skipped out on his latest court date after he was arrested for hijacking an eighteen-wheeler full of premium bourbon. Fortunately for bounty hunter Stephanie Plum, Larry is just stupid enough to attempt almost the exact same crime again. Only this time he flees the scene, leaving behind a freezer truck loaded with Bogart ice cream and a dead body—frozen solid and covered in chocolate and chopped pecans. As fate would have it, Stephanie’s mentor and occasional employer, Ranger, needs her to go undercover at the Bogart factory to find out who’s putting their employees on ice and sabotaging the business. It’s going to be hard for Stephanie to keep her hands off all that ice cream, and even harder for her to keep her hands off Ranger. It’s also going to be hard to explain to Trenton’s hottest cop, Joe Morelli, why she is spending late nights with Ranger, late nights with Lula and Randy Briggs—who are naked and afraid—and late nights keeping tabs on Grandma Mazur and her new fella. Stephanie Plum has a lot on her plate, but for a girl who claims to have “virtually no marketable skills,” these are the kinds of sweet assignments she does best.
This book facilitates civil discussion of controversial political issues. Unique to this book is a section that explains how to discuss politics without feeling angry or hostile toward people who hold different beliefs. In addition, the book provides concise and accessible debates of contemporary policy issues including gun control, immigration, the Electoral College, voting, and affirmative action. For each topic, readers are shown that opposing arguments are based on values and concerns that are widely shared by most people regardless of their political leanings. Perfect for students, professors, and citizens alike, this book promotes civility without shying away from controversy.
The most significant financial problem that people face today is the accumulation of debt now gravely aggravated by inflation and high interest rates. God’s word the Bible has incredible wisdom on finances, but most people including most Christians only understand tithing which represents about 3% of the 2300 references to money and material things. So there’s 97% of the Scriptures that most people need to learn! This newest book by Tom Copland, Debt Reduction-Biblical Principles to Deal with Inflation, High Interest Rates, and Eliminating Debt follows on the heels of his first successful books Financial Moments: Biblical Principles That Will Transform How You Manage Money and Financial Management God’s Way, that taught money management according to God’s instructions in the Bible, using in-depth biblical financial studies with numerous real-life case studies. This new book focuses on the issue of debt, its destructive power and provides God's wisdom of how to get out of debt with real-life practical applications. Learning and applying the biblical financial principles that Tom presents here will equip the readers with the knowledge and wisdom needed to reduce and eventually totally eliminate debt, including dealing with inflation and high interest rates and experiencing God's peace in the area of finances.
"Joel Fotinos is the Napoleon Hill of our generation. He is a master teacher of prosperity and the principles of success." —Chris Michaels, author of The Power of You Contracts provide us with built-in accountability. They encourage us to keep our word to ourselves and to others. They provide clarity and help us to formulate concrete goals. They ensure that we avoid conflict, misunderstandings, and disappointment. In short, contracts enrich our lives and make success not only possible but likely. My Life Contract is a program for achieving your personal desires, hopes, and dreams. It helps readers to take their life off “pause” and move forward: no more delays! With practical examples and personal stories, My Life Contract is based on Fotinos’ popular class, which has been attended by thousands of people across the country. This is the ultimate 90-day program for moving forward and making your dreams a reality. It is a genuinely helpful and easy-to-use map that explains how life works and how we can work with life.
Dave Ramsey explains those scriptural guidelines for handling money.