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An insightful and devastating account of how Wall Street lost its way from an insider who experienced the culture of Goldman Sachs first-hand. On March 14, 2012, more than three million people read Greg Smith's bombshell Op-Ed in the New York Times titled "Why I Am Leaving Goldman Sachs." The column immediately went viral, became a worldwide trending topic on Twitter, and drew passionate responses from former Fed chairman Paul Volcker, legendary General Electric CEO Jack Welch, and New York City mayor Mike Bloomberg. Mostly, though, it hit a nerve among the general public who question the role of Wall Street in society -- and the callous "take-the-money-and-run" mentality that brought the world economy to its knees a few short years ago. Smith now picks up where his Op-Ed left off. His story begins in the summer of 2000, when an idealistic 21-year-old arrives as an intern at Goldman Sachs and learns about the firm's Business Principle #1: Our clients' interests always come first. This remains Smith's mantra as he rises from intern to analyst to sales trader, with clients controlling assets of more than a trillion dollars. From the shenanigans of his summer internship during the technology bubble to Las Vegas hot tubs and the excesses of the real estate boom; from the career lifeline he received from an NFL Hall of Famer during the bear market to the day Warren Buffett came to save Goldman Sachs from extinction-Smith will take the reader on his personal journey through the firm, and bring us inside the world's most powerful bank. Smith describes in page-turning detail how the most storied investment bank on Wall Street went from taking iconic companies like Ford, Sears, and Microsoft public to becoming a "vampire squid" that referred to its clients as "muppets" and paid the government a record half-billion dollars to settle SEC charges. He shows the evolution of Wall Street into an industry riddled with conflicts of interest and a profit-at-all-costs mentality: a perfectly rigged game at the expense of the economy and the society at large. After conversations with nine Goldman Sachs partners over a twelve-month period proved fruitless, Smith came to believe that the only way the system would ever change was for an insider to finally speak out publicly. He walked away from his career and took matters into his own hands. This is his story.
NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.
Marriage should be based on love, right? But does it seem as though you and your spouse are speaking two different languages? #1 New York Times bestselling author Dr. Gary Chapman guides couples in identifying, understanding, and speaking their spouse's primary love language-quality time, words of affirmation, gifts, acts of service, or physical touch. By learning the five love languages, you and your spouse will discover your unique love languages and learn practical steps in truly loving each other. Chapters are categorized by love language for easy reference, and each one ends with simple steps to express a specific language to your spouse and guide your marriage in the right direction. A newly designed love languages assessment will help you understand and strengthen your relationship. You can build a lasting, loving marriage together. Gary Chapman hosts a nationally syndicated daily radio program called A Love Language Minute that can be heard on more than 150 radio stations as well as the weekly syndicated program Building Relationships with Gary Chapman, which can both be heard on fivelovelanguages.com. The Five Love Languages is a consistent New York Times bestseller - with over 5 million copies sold and translated into 38 languages. This book is a sales phenomenon, with each year outselling the prior for 16 years running!
An awe-inspiring compilation of the most uplifting and powerful real-life stories from readers of the worldwide bestseller The Secret. Discover how everyday people completely transformed their lives by applying the teachings of The Secret. Since the very first publication of The Secret a decade ago, Rhonda Byrne’s bestselling book has brought forth an explosion of real people sharing real stories of how their real lives have miraculously changed for the better. How The Secret Changed My Life presents a selection of the most heartwarming and moving stories in one inspirational volume. Each story provides an authentic, real-life illustration of the pathway that leads to success in every area of life: money, health, relationships, love, family, and career. The people in How The Secret Changed My Life show time and again that no one is excluded from living the life of their dreams.
In this exciting book, the renowned author of THINK AND GROW RICH, Napoleon Hill, reveals his latest discoveries about getting what you want--and making the most of it. Here, in simple, readable language, are the foolproof techniques for achieving the power to earn money and to enjoy genuine inner peace. You wil learn: how to succeed in life, succeed in being yourself; how to develop your own healthy ego; how to win the job you want--and keep going upward; how to turn every challenge into a new success, and more.
How to Unleash the Power of Your Subconscious Mind: A 52-week Guide provides a step-by-step programme to discover a new you. You have the incredible potential to be, do, and receive whatever you desire, imagine and truly believe. Unfortunately, however, only a small number of people achieve their full human potential, because they fail to recognize and harness the infinite power of the subconscious mind. By following the guidance offered here, you can stop going through life as a victim of circumstances and become the master of your own destiny within a year.
A hundred-thousand years ago one of the biggest differences between humans and the rest of the animal kingdom was that we were better at catching them than they were at catching us. Today things have changed...somewhat. Thinking is easy. Anyone can think. What's important is thinking intelligently. The problem is that a battle for our minds is taking place, and most people don't even notice. We're influenced from the news, social gatherings, what we read, what we are told, and what everyone else is thinking. Salespeople, marketers, and politicians know thousands of ways to push our minds in one direction or another. The result is that society is littered with people who retain beliefs they cannot explain for reasons they do not know. What you think matters. People fight for their beliefs, defend them, and in some cases even die for them. Lesser minds might be content with easy answers and poorly thought out explanations. But if you seek a strong mind, you first must ensure that you are capable of overcoming the elements that influence the way you think. Intellectual Warfare is designed to equip you with the tools necessary to win the battle for your mind. The book spans a host of topics ranging from the human ego, natural biases, cognitive illusions, and an entire section on the weapons of persuasion constantly attacking your thought process. Aimed at anyone seeking to improve their intellect, this book will ensure you are making the most of your mind.
From the creator of the popular website Ask a Manager and New York’s work-advice columnist comes a witty, practical guide to 200 difficult professional conversations—featuring all-new advice! There’s a reason Alison Green has been called “the Dear Abby of the work world.” Ten years as a workplace-advice columnist have taught her that people avoid awkward conversations in the office because they simply don’t know what to say. Thankfully, Green does—and in this incredibly helpful book, she tackles the tough discussions you may need to have during your career. You’ll learn what to say when • coworkers push their work on you—then take credit for it • you accidentally trash-talk someone in an email then hit “reply all” • you’re being micromanaged—or not being managed at all • you catch a colleague in a lie • your boss seems unhappy with your work • your cubemate’s loud speakerphone is making you homicidal • you got drunk at the holiday party Praise for Ask a Manager “A must-read for anyone who works . . . [Alison Green’s] advice boils down to the idea that you should be professional (even when others are not) and that communicating in a straightforward manner with candor and kindness will get you far, no matter where you work.”—Booklist (starred review) “The author’s friendly, warm, no-nonsense writing is a pleasure to read, and her advice can be widely applied to relationships in all areas of readers’ lives. Ideal for anyone new to the job market or new to management, or anyone hoping to improve their work experience.”—Library Journal (starred review) “I am a huge fan of Alison Green’s Ask a Manager column. This book is even better. It teaches us how to deal with many of the most vexing big and little problems in our workplaces—and to do so with grace, confidence, and a sense of humor.”—Robert Sutton, Stanford professor and author of The No Asshole Rule and The Asshole Survival Guide “Ask a Manager is the ultimate playbook for navigating the traditional workforce in a diplomatic but firm way.”—Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together
"There is more and more discussion today about our vital need to release trapped, negative feelings as a way of reaching personal fulfilment and optimal health. In this ground-breaking, highly praised work, John Ruskan presents a profound system of self-therapy, based on both Eastern and Western methods, through which you can learn how to- Understand your real feelings and use them for emotional and spiritual growth. Prevent negative ones from contaminating your life and relationships. Enhance emotional release through well-tested, easy-to-follow techniques. Initiate deep personal change. Typical emotional issues with which we all struggle include depression, anxiety, anger, love/hate, loneliness, sexual blocks, tendencies to control, various compulsions, relationship problems and so on. This book provides the practical skills to deal intelligently with your feelings - and touch and transform all levels of your being. 'Ruskan has achieved a challenging and difficult task, clarifying the interface between Western psychology and Eastern spiritual tradition'"