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This book has three aims. First, to tell what life insurance is and what it does in so simple a manner that any intelligent person may understand all that the average layman wants to know, or needs to know on the subject. Second, to provide a preliminary text book for those who wish to make a thorough study of life insurance. And lastly, to furnish a simple, but comprehensive guide to those who are identified, or expect to be identified, with insurance work in the office or in the field.