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The Rural Micro Enterprise Promotion Program (RuMEPP) is a seven- year nationwide program assisted by the International Fund for Agriculture Development whose goal is to reduce rural poverty through increased job creation and better income for households through the promotion of profitable and micro enterprises on the 19 priority provinces in the Philippines. Through the microfinance wholesale program of the Small Business Corporation, funds are re-lend to partner financial institutions who in turn re-lend to micro enterprises. The study aims to assess the progress of partner financial institutions' financial and operational performance after the receipt of the wholesale loans re-lent by the Small Business Corporation. It also aims to determine the socio-economic progress of the client borrowers who were granted loans by the partner financial institutions in Albay and Camarines Sur. The said provinces were among the identified priority provinces of the program. The study used a combination of qualitative research design. Respondents of the study consisted of 371 client borrowers from partner financial institution's microcredit program. Respondents were selected through purposive sampling from the partner financial institutions' liquidation report as submitted to Small Business Corporation. Reliability and validity scores for the surveyed items were 86.48% and 93% indicating the items were clear to the respondents. The economic and social impact was measured through the Stochastic Frontier Analysis. Findings of the study revealed that the program was able to target married middle aged female clients, involved in trading, 30 years in the community, and availed of 18,000 to P20,000 worth of loan for more than 3 times to finance existing business. Impact of the financing scheme show improvement in the economic, social and institutional dimensions of the community. Majority of the respondents agreed that they are better off after receiving loan from the partner financial institutions.
This practice manual is for trainers and extension workers designing programmes to promote income-generating activities and the creation of micro-enterprises among rural women. While the manual was developed and field-tested in Africa, it can be easily adapted to other social and cultural situations in developing countries.; The manual is divided into seven modules covering the development of the training programme, the discussion of the suggested methodology, marketing management, financial management and conducting feasibility studies. The emphasis is on ""learning by doing"" through a combi.
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Contrary to conventional wisdom that equates rural economies with agriculture, rural residents in developing countries often rely heavily on activities other than farming for their income. Indeed, nonfarm work accounts for between one-third and one-half of rural incomes in the developing world. In recent years, accelerating globalization, increasing competition from large businesses, expanding urban markets for rural goods and services, and greater availability of information and communication technology have combined to expose rural nonfarm businesses to new opportunities as well as new risks. By examining these rapid changes in the rural nonfarm economy, international experts explore how the rural nonfarm economy can contribute to overall economic growth in developing countries and how the poor can participate in this rapidly evolving segment of the economy. The authors review an array of recent studies of the rural nonfarm economy in order to summarize existing empirical evidence, explore policy implications, and identify future research priorities. They examine the varied scale, structure, and composition of the rural nonfarm economy, as well as its relationship with agricultural and urban enterprises. And they address key questions about the role of public intervention in the rural nonfarm economy and how the rural poor can participate in and navigate the rapid transition underway in rural areas. The contributors offer new insights to specialists in rural development and to others interested in overall economic development.
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