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They say the fall is only as great as the ability to rise, and The Belters know plenty about going both ways. Growing up in the best schools and moving in the continent's aristocratic circles, the road to carving out their ideal life is clear. But that path is rarely straight, and for the four university friends, the sharp turn into teenage pregnancy, infidelity and the erosion of love's grand illusion delivers blows that would derail most. Chic and haughty, entitled and oblivious, Lolo, Nala, Runako and Qhayiya, aka The Belters, grow to realise that while flair is hard work, it doesn't work hard enough. Nala learns the hard way that a trust fund is finite, but death isn't. Lolo discovers that everyone betrays everyone sometime in life. Runako realises that the heavier the carats, the harder it is to run, and Qhayiya finds herself in a world where saints, monsters and bystanders are the same people. With sharp wit and the wisdom of hindsight, Ringfence reflects on four lives that touch the foot of heaven, fall to the depths of hell, and grow to become women whose hard-earned insights cut right to the heart of Africa's elite. "Ringfence is not only effortlessly witty, humorous and captivating, but Samke also manages to provide financial and legal insights crucial for a woman at every life stage. Ringfence could not be a greater gift for women living during a time such as this. A time where women's financial circumstances force them to remain in abusive relationships, making them susceptible to gender-based violence." Foreword by Josina Z. Machel - Maputo, October 2020, www.justice4allwomxn.org
This report provides cross-party commentary on the Government's Spending Review 2010 (Cm. 7942, ISBN 9780101794220), which will shape public policy for the coming Parliament. Scrutiny of the Government's consolidation reform plans will be one of the Committee's key tasks over the entire course of the Parliament, and it expects to conduct regular enquiries into the Government's fiscal and expenditure planning, and the Office for Budget Responsibility's forecasts. The use of the Public Expenditure Committee, and a wide range of systems of meetings and more select groups, resulted in a collective decision-making process. The Report examines some of the key spending decisions. It concludes that although ring-fencing might fulfil electoral promises, it could also lead to allocative problems across government as a whole, and reduce scrutiny of the efficiency of ring-fenced departments. The Committee examines the allocation of the defence budget at some length. The Committee was particularly concerned by the aircraft carrier contract with BAE, both in itself and, as a symptom of wider difficulties in controlling the defence budget. The Treasury's willingness to increase its distributional analysis is welcomed. The Committee analyses the differences between the Treasury work and that done by the Institute of Fiscal Studies, and calls on the Treasury to consider whether it can adopt some of the IFS's proposals. It also recommends that the calculation underpinning the analysis should be published, to provide transparency and encourage debate. The report notes the difference between "progressive", a technical economic term, and "fair".
Banking regulation and the private law governing the bank-customer relationship came under the spotlight as a result of the global financial crisis of 2007–2009. More than a decade later UK, EU and international regulatory initiatives have transformed the structure, business practices, financing models and governance of the banking sector. This authoritative text offers an in-depth analysis of modern banking law and regulation, while providing an assessment of its effectiveness and normative underpinnings. Its main focus is on UK law and practice, but where necessary it delves into EU law and institutions, such as the European Banking Union and supervisory role of the European Central Bank. The book also covers the regulation of bank corporate governance and executive remuneration, the promises and perils of FinTech and RegTech, and the impact of Brexit on UK financial services. Although detailed, the text remains easy to read and reasonably short; pedagogic features such as a glossary of terms and practice questions for each chapter are intended to facilitate learning. It is a useful resource for students and scholars of banking law and regulation, as well as for regulators and other professionals who are interested in reading a precise and evaluative account of this evolving area of law.
Analyses banking regulation and recent international developments, including Basel IV, bank resolution and Brexit, and their impact on bank governance.
In this report the Treasury Committee calls on the Independent Commission on Banking to address a number of concerns that have been raised about its proposal to ring-fence retail banking - including its effect on the competitiveness of UK banking and the cost of credit to business. The Commission should also look at how corporate governance in banks could be improved to enhance the stability of the financial system. The MPs urge the major banks to place any objections or concerns they have about the ICB proposals fully in to the public domain. A final ICB report based on private discussion and agreement with the banks rather than rigorous public scrutiny would lack public credibility and acceptability. The Committee is also concerned that the option of full structural separation of retail and investment banking has not received sufficient analysis. The ICB should provide further details as to the costs and benefits of this reform option and why it decided against full separation when proposing ring-fencing as the lead option in its interim report.
The wealth derived from natural resources can have a tremendous impact on the economics and politics of producing countries. In the last quarter century, we have seen the surprising and sobering consequences of this wealth, producing what is now known as the "resource curse." Countries with large endowments of natural resources, such as oil and gas, often do worse than their poorer neighbors. Their resource wealth frequently leads to lower growth rates, greater volatility, more corruption, and, in extreme cases, devastating civil wars. In this volume, leading economists, lawyers, and political scientists address the fundamental channels generated by this wealth and examine the major decisions a country must make when faced with an abundance of a natural resource. They identify such problems as asymmetric bargaining power, limited access to information, the failure to engage in long-term planning, weak institutional structures, and missing mechanisms of accountability. They also provide a series of solutions, including recommendations for contracting with oil companies and allocating revenue; guidelines for negotiators; models for optimal auctions; and strategies to strengthen state-society linkages and public accountability. The contributors show that solutions to the resource curse do exist; yet, institutional innovations are necessary to align the incentives of key domestic and international actors, and this requires fundamental political changes and much greater levels of transparency than currently exist. It is becoming increasingly clear that past policies have not provided the benefits they promised. Escaping the Resource Curse lays out a path for radically improving the management of the world's natural resources.
Contemporary Irish Documentary Theatre is the first anthology of Irish documentary drama. It features five challenging plays by Irish writers, and one by an international author, interrogating and commenting on crucial events of Irish history and of the diaspora, with introductory essays by established academics. Together these plays represent the most innovative development in contemporary Irish theatre and illuminate the social and political realities of contemporary Ireland. The first two plays, of 2010 and 2013, deal with scandals of clerical and institutional abuse, and use as source material the Ryan Report of 2009, and the documents from the 2008 Irish Bank Guarantee. The next two, of 2014 and 2013, concern interpretations of the most iconic moment of Irish history: the Easter Rising. The first of these is based on published statements of participants in the event and the second on the lived experiences of those in the contemporary Republic whose founding ideals have not been realized . The last two plays, of 2015 and 2016, widen the view to the history of the Irish in the diaspora: one retelling the history of emigration to England based on published research material; and the other tracing Roger Casement's experiences in the Amazon and his subsequent participation in the Easter Rising using extracts from his diaries and other writings. The plays included and discussed are: No Escape by Mary Raftery Guaranteed by Colin Murphy Of This Brave Time by Jimmy Murphy History by Grace Dyas My English Tongue, My Irish Heart by Martin Lynch The Two Deaths of Roger Casement by Domingos Nunez