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✔️ RAINBOWS PHOTO MONTHLY CALENDAR. From September 2019 to December 2020 with U.S./UK/ Canadian/Christian/Jewish/Muslim holidays listed in the calendar. ✔️ CALENDAR IN REVIEW FOR 2019 AND 2020. ✔️ BEAUTIFUL PHOTOS FOR EACH MONTH OF THE CALENDAR. ✔️ STURDY AND STYLISH - Take charge of your schedule with trendy style. High quality soft covers - 8.5 x 8.5 inches calendar. ✔️ EASY TO CONVERT INTO A WALL CALENDAR. Do you want a wall calendar? Just punch a hole in the top of the photo page. Now you have a beautiful photo calendar turned into a wall calendar.
This survey examines the vibrant academic literature on environmental, social, and governance (ESG) investing. While there is no consensus on the exact list of ESG issues, responsible investors increasingly assess stocks in their portfolios based on nonfinancial data on environmental impact (e.g., carbon emissions), social impact (e.g., employee satisfaction), and governance attributes (e.g., board structure). The objective is to reduce exposure to investments that pose greater ESG risks or to influence companies to become more sustainable. One active area of research at present involves assessing portfolio risk exposure to climate change. This literature review focuses on institutional investors, which have grown in importance such that they have now become the largest holders of shares in public companies globally. Historically, institutional investors tended to concentrate their ESG efforts mostly on corporate governance (the “G” in ESG). These efforts included seeking to eliminate provisions that restrict shareholder rights and enhance managerial power, such as staggered boards, supermajority rules, golden parachutes, and poison pills. Highlights from this section: · There is no consensus on the exact list of ESG issues and their materiality. · The ESG issue that gets the most attention from institutional investors is climate change, in particular their portfolio companies’ exposure to carbon risk and “stranded assets.” · Investors should be positioning themselves for increased regulation, with the regulatory agenda being more ambitious in the European Union than in the United States. Readers might come away from this survey skeptical about the potential for ESG investing to affect positive change. I prefer to characterize the current state of the literature as having a “healthy dose of skepticism,” with much more remaining to be explored. Here, I hope the reader comes away with a call to action. For the industry practitioner, I believe that the investment industry should strive to achieve positive societal goals. CFA Institute provides an exemplary case in its Future of Finance series (www.cfainstitute.org/research/future-finance). For the academic community, I suggest we ramp up research aimed at tackling some of the open questions around the pressing societal goals of ESG investing. I am optimistic that practitioners and academics will identify meaningful ways to better harness the power of global financial markets for addressing the pressing ESG issues facing our society.
Turn your fat-quarter bundles into fabulous quilts with this guide featuring easy and versatile quilt patterns from an array of exciting designers. Does your fat-quarter collection require its own zip code? Put those treasured bundles to good use with 13 fast and fun fat-quarter quilts! Want quilts in multiple sizes and variations? You'll find a total of 75 possibilities! Play with scale, layout, colorways, and block design to make each project your own. Popular and up-and-coming designers share ideas in every style and for every skill level.
The text includes both classic pieces and original essays that provide the reader with a comprehensive, even-handed sense of the theoretical underpinnings, methodological challenges, and existing research necessary to understand the problems associated with racial and ethnic profiling and police bias.
Meet the Moda Blockheads! Six celebrity quilt designers unite to share this compendium of 48 stunning quilt blocks plus six spectacular sampler-quilt patterns to showcase the beautiful blocks you make. * Lisa Bongean * Betsy Chutchian * Lynne Hagmeier * Jo Morton * Jan Patek * Carrie Nelson Along with imaginative interpretations of each 6" block--from traditional patchwork inspired by history to whimsical appliqued scenes from nature--you'll enjoy loads of sewing tips from the pros that you can use for as long as you quilt.
More than 28,000 quilters have sewn along with the Splendid Sampler community online. Now Pat Sloan and Jane Davidson return with 100 all-new block patterns to inspire quilters all over the world, all over again! Choose blocks designed by Pat and Jane plus superstar quilters Lissa Alexander, Carrie Nelson, Jenny Doan, Susan Ache, Betsy Chutchian, and many more. Blocks made with patchwork, applique, embroidery, and paper piecing provide plenty of opportunities to try new techniques. You'll discover fun ideas for arranging your blocks in a gallery of sampler quilts. Share your progress online and experience the joys of quilting with this "Splendid" community of quilters!
The idea of The Fingerprint Sourcebook originated during a meeting in April 2002. Individuals representing the fingerprint, academic, and scientific communities met in Chicago, Illinois, for a day and a half to discuss the state of fingerprint identification with a view toward the challenges raised by Daubert issues. The meeting was a joint project between the International Association for Identification (IAI) and West Virginia University (WVU). One recommendation that came out of that meeting was a suggestion to create a sourcebook for friction ridge examiners, that is, a single source of researched information regarding the subject. This sourcebook would provide educational, training, and research information for the international scientific community.
Best-selling author Amy Ellis has outdone herself with this amazing collection of new blocks and quilts. With her spot-on design sense, she shows how to use neutrals--including large-scale prints, solids, and tonal fabrics--in stunning quilts. Choose from 15 extraordinary quilt patterns that range from simple to intricate Discover Amy's secrets for using graphic quilt designs stitched in neutral tones to add sophistication and texture to living spaces Find an assortment of great gift ideas, even for guys
Hooray for MORE hexagons! The best-selling author of The New Hexagon is back with 52 new ways to play with hexagon shapes. Using her efficient, accurate methods for English paper piecing, Katja Marek shares streamlined how-to techniques such as basting with glue and using precut paper templates. Katja's also expanded the hex-abilities by including a variety of block sizes. Choose from: 14 twelve-inch blocks 38 six-inch blocks 5 pretty projects to show off the blocks you create!
This best-selling text pioneered the comparison of qualitative, quantitative, and mixed methods research design. For all three approaches, John W. Creswell and new co-author J. David Creswell include a preliminary consideration of philosophical assumptions, key elements of the research process, a review of the literature, an assessment of the use of theory in research applications, and reflections about the importance of writing and ethics in scholarly inquiry. The Fifth Edition includes more coverage of: epistemological and ontological positioning in relation to the research question and chosen methodology; case study, PAR, visual and online methods in qualitative research; qualitative and quantitative data analysis software; and in quantitative methods more on power analysis to determine sample size, and more coverage of experimental and survey designs; and updated with the latest thinking and research in mixed methods.