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An inspiring guide to getting off the road to more debt and financial insecurity and on the road to wealth and financial freedom You can take charge of your financial future. You can reduce your debt, increase your net worth and enjoy a life of prosperity. You can stop struggling, doing things the way you've always have, and embark on a new pathway to wealth. So what's stopping you? According to bestselling motivational author and wealth building advisor, Pat Mesiti, it's all about identifying what's wrong with the way you think and feel about money and the path they've put you on. And it's about creating a new, more prosperous path for yourself. Provides you with the tools you need to create your own roadmap to greater wealth and financial security Gives you priceless insights into your wealth-defeating mindset and how to stop repeating the same mistakes and start building wealth by design—not by chance Offers proven prescriptions for digging your way out of the debt-heavy financial rut you're in so you can start building wealth right away Features numerous inspiring case studies of Mesiti clients and mentees who found financial freedom following his "shift your mind, touch your heart" approach to wealth
First Published in 2009. Routledge is an imprint of Taylor & Francis, an informa company.
Access to new sources of energy and their efficient conversion to provide useful work have been key drivers of economic growth since the industrial revolution. Western countries now need to transform their energy systems and move away from the single-minded pursuit of economic growth in order to reduce our carbon emissions, and to allow the environmental space for other countries to develop in a more sustainable way. Achieving this requires understanding of the dynamics of economic and industrial change with appreciation of the dependence of economies on ecological systems. Energy and Economic Growth thus examines the links between three issues: history of energy sources, technologies and uses; ecological challenges associated with the current dominant economic growth paradigm; and the future low carbon energy transition to mitigate human-induced climate change. Providing a historical understanding of the relevant connections between physical, social and economic changes, the book enables the reader to better understand the connection between their own energy use and global economic and environmental systems, and to be able to ask the right questions of our political and business leaders. This is a valuable resource for students, scholars and policy makers with an interest in energy, climate change and economic thinking.
Career Pathways in Action offers a detailed exploration of the Pathways to Prosperity Network's efforts at state, regional, and local levels through five case studies across the United States. The cases include efforts to scale up strategic partnerships; balance state policies with particular regional needs and circumstances; and ensure postsecondary success. While the programs vary significantly from one another, they all involve cooperation between political, business, and educational institutions. The cases provide practical models for partnerships that can best serve young people and the industries in which they hope to find rewarding work. "Career Pathways in Action takes the goal of collaboration across K-12, higher education, and industry to the next level. The case studies detail how states and regions unpack the challenges of developing pathways with real value in the marketplace. Career pathways succeed as they reinforce the relevance of course studies and skills for success in the world of work." --Maura Banta, former chair of the Massachusetts Board of Elementary and Secondary Education "As technology disrupts the working world, consensus grows that employers must engage more deeply in education: better aligning skills supply and demand and making learning richer and more relevant. This valuable collection looks across the US, exploring how to achieve such strategic collaboration. Assessing what underpins success, this book will be an aid to all those seeking to ensure education in the twenty-first century truly serves all learners." --Anthony Mann, Head of Vocational Education and Training, Organisation for Economic Co-operation and Development Robert B. Schwartz is a professor emeritus of practice in educational policy and administration at Harvard Graduate School of Education and a cofounder of the Pathways to Prosperity Network as well as coeditor for the Work and Learning Series. Amy Loyd is vice president of Building Educational Pathways for Youth at Jobs for the Future and leads the Pathways to Prosperity and college and career pathways work. Nancy Hoffman is a senior advisor at Jobs for the Future and a cofounder of the Pathways to Prosperity Network as well as coeditor for the Work and Learning Series.
From the bestselling author of College Unbound comes a hopeful, inspiring blueprint to help alleviate parents’ anxiety and prepare their college-educated child to successfully land a good job after graduation. Saddled with thousands of dollars of debt, today’s college students are graduating into an uncertain job market that is leaving them financially dependent on their parents for years to come—a reality that has left moms and dads wondering: What did I pay all that money for? There Is Life After College offers students, parents, and even recent graduates the practical advice and insight they need to jumpstart their careers. Education expert Jeffrey Selingo answers key questions—Why is the transition to post-college life so difficult for many recent graduates? How can graduates market themselves to employers that are reluctant to provide on-the-job training? What can institutions and individuals do to end the current educational and economic stalemate?—and offers a practical step-by-step plan every young professional can follow. From the end of high school through college graduation, he lays out exactly what students need to do to acquire the skills companies want. Full of tips, advice, and insight, this wise, practical guide will help every student, no matter their major or degree, find real employment—and give their parents some peace of mind.
In Revisiting Rural Places, scholars return to sites of their earlier research in Southeast Asia to examine how the rapid pace of change in the countryside affected places, spaces and people that they originally studied decades ago. Each of the 14 core chapters is organized around a change that, based on broader trends, the authors did not anticipate: a new longhouse in Sarawak, the urban forests of Java, the assertion of an ethnic minority identity in Northern Thailand, the re-shaping of class relations and identities in the Philippines, and the uncontested sell-off of farmland to cacao entrepreneurs in Sulawesi. These outcomes pose a challenge to conventional understandings of how the countryside is being re-shaped, and to what effect. The accounts in this volume map out diverse pathways to poverty or prosperity. Families who seemed trapped in poverty decades ago have prospered owing to non-farm and educational opportunities. Others have unexpectedly been thrust into relative deprivation by industrial agriculture, rural industrialization, or destructive natural resource extraction. The breadth of the material makes this unique and exceptionally rich account of rural change a valuable classroom tool as well as an important source of information for a broad spectrum of institutions and other stakeholders, from the World Bank to NGOs and rural activists.
A guide to making the U.S. economy work for everyone, by a leading advocate of asset development The majority of Americans do not have a few thousand dollars to weather an unexpected illness, job loss, or accident. Most Americans, including 80 percent of people of color, are locked out of the mainstream economy, unable to add their talents, work, and dreams, unable to share in the bounty of this economy. Without a nest egg most Americans cannot invest in their future—and the future of our country—through saving, entrepreneurship, education, and homeownership. We can—and we should—do better. Longtime leader in the field of asset-building Robert E. Friedman demonstrates how a few simple policy changes would address wealth inequality—and build a better economy and a stronger country for us all. In six sharp, compelling chapters, accented by sixteen original black-and-white illustrations by Rohan Eason that present the realities of income and asset inequality and explain the needed policy interventions, Friedman addresses savings, business, education, home, and prosperity to articulate a vision for making inclusive investments without spending an additional dollar, just by transforming tax subsidies for the wealthy few into seeds for prosperity for everyone. This is an investment with a huge return: the redemption of the American promise of prosperity for all.
What makes a nation great? Is it simply economic prosperity and military strength -- or something more? What is it that we as a nation require to make that last-mile journey to what all the plans, investments and projects are meant to lead up to? It is only a matter of time before India is termed economically developed. But a nation has to learn to survive in tough times too. And for that what is most important is national character, born out of the value systems that exist in our families, what schools teach students, and the culture of the nation. In Pathways to Greatness, A.P.J. Abdul Kalam shifts focus from the economic development of India by 2020 to the development of our strengths, offering key lessons that will help India withstand the forces of change. He identifies what makes a nation great and also compares the standards of living of other nations with India's. He draws on his travels and his interactions with people. He evolves unique oaths for citizens from all walks of life to ensure that a better life becomes possible for everyone.In the book he completed just a few months before he passed away in 2015, one of India's best-known icons writes how our nation can become a leader on the pathways to greatness.
Violent conflicts today are complex and increasingly protracted, involving more nonstate groups and regional and international actors. It is estimated that by 2030—the horizon set by the international community for achieving the Sustainable Development Goals—more than half of the world’s poor will be living in countries affected by high levels of violence. Information and communication technology, population movements, and climate change are also creating shared risks that must be managed at both national and international levels. Pathways for Peace is a joint United Nations†“World Bank Group study that originates from the conviction that the international community’s attention must urgently be refocused on prevention. A scaled-up system for preventive action would save between US$5 billion and US$70 billion per year, which could be reinvested in reducing poverty and improving the well-being of populations. The study aims to improve the way in which domestic development processes interact with security, diplomacy, mediation, and other efforts to prevent conflicts from becoming violent. It stresses the importance of grievances related to exclusion—from access to power, natural resources, security and justice, for example—that are at the root of many violent conflicts today. Based on a review of cases in which prevention has been successful, the study makes recommendations for countries facing emerging risks of violent conflict as well as for the international community. Development policies and programs must be a core part of preventive efforts; when risks are high or building up, inclusive solutions through dialogue, adapted macroeconomic policies, institutional reform, and redistributive policies are required. Inclusion is key, and preventive action needs to adopt a more people-centered approach that includes mainstreaming citizen engagement. Enhancing the participation of women and youth in decision making is fundamental to sustaining peace, as well as long-term policies to address the aspirations of women and young people.
This book surveys major economic issues in the development of countries in the Middle East and North Africa (MENA) region since World War II. It presents a framework of analysis highlighting underlying continuities in the region's approach to issues of growth, management of oil and natural resources, post-conflict environments, progress in trade liberalization and regional integration, the use of industrial policy, labor market adjustment and unemployment, educational attainment and poverty incidence. At the same time, this book focuses on emerging differences across countries in the region in the prevailing approach to addressing such challenges most notably between the economies of the Gulf Cooperation Council and other MENA countries.This book also incorporates a discussion of tools and methods used by development practitioners and briefly examines issues of aid effectiveness. The approach used is intended to appeal to a wide audience including students of economic development, political scientists and development practitioners.