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How do you spot an area poised for gentrification? Is spring or winter the best time to put your house on the market? Will a house on Swamp Road sell for less than one on Gingerbread Lane? The fact is that the rules of real estate have changed drastically over the past five years. To understand real estate in our fast-paced, technology-driven world, we need to toss out all of the outdated truisms and embrace today's brand new information. But how? Enter Zillow, the nation's #1 real estate website and mobile app. Thanks to its treasure trove of proprietary data and army of statisticians and data scientists, led by chief economist Stan Humphries, Zillow has been able to spot the trends and truths of today's housing market while acknowledging that a home is more than an economic asset. In Zillow Talk, Humphries and CEO Spencer Rascoff explain the science behind where and how we live now and reveal practical, data-driven insights about buying, selling, renting and financing real estate. Read this book to find out why: It's better to remodel your bathroom than your kitchen Putting the word "cute" in your listing could cost you thousands of dollars You shouldn't buy the worst house in the best neighborhood You should never list your house for $444,000 You shouldn't list your house for sale before March Madness or after the Masters Densely packed with entertaining anecdotes and invaluable how-to advice, Zillow Talk is poised to be the real estate almanac for the next generation.
WASHINGTON POST “COLOR OF MONEY” BOOK CLUB PICK Stop Living Paycheck to Paycheck and Get Your Financial Life Together (#GYFLT)! If you’re a cash-strapped 20- or 30-something, it’s easy to get freaked out by finances. But you’re not doomed to spend your life drowning in debt or mystified by money. It’s time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including: - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you’re out with your crew and can’t afford to split the bill evenly - How to get “financially naked” with your partner and find out his or her “number” (debt number, of course) . . . and much more. Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let’s #GYFLT!
A Wall Street Journal columnist delivers a brilliant narrative of the mugging of the millennial generation-- how the Baby Boomers have stolen the millennials' future in order to ensure themselves a comfortable present The Theft of a Decade is a contrarian, revelatory analysis of how one generation pulled the rug out from under another, and the myriad consequences that has set in store for all of us. The millennial generation was the unfortunate victim of several generations of economic theories that made life harder for them than it was for their grandparents. Then came the crash of 2008, and the Boomer generation's reaction to it was brutal: politicians and policy makers made deliberate decisions that favored the interests of the Boomer generation over their heirs, the most egregious being over the use of monetary policy, fiscal policy and regulation. For the first time in recent history, policy makers gave up on investing for the future and instead mortgaged that future to pay for the ugly economic sins of the present. This book describes a new economic crisis, a sinister tectonic shift that is stealing a generation's future.
The new Handbook of Regional and Urban Economics: Cities and Geography reviews, synthesizes and extends the key developments in urban and regional economics and their strong connection to other recent developments in modern economics. Of particular interest is the development of the new economic geography and its incorporation along with innovations in industrial organization, endogenous growth, network theory and applied econometrics into urban and regional economics. The chapters cover theoretical developments concerning the forces of agglomeration, the nature of neighborhoods and human capital externalities, the foundations of systems of cities, the development of local political institutions, regional agglomerations and regional growth. Such massive progress in understanding the theory behind urban and regional phenomenon is consistent with on-going progress in the field since the late 1960's. What is unprecedented are the developments on the empirical side: the development of a wide body of knowledge concerning the nature of urban externalities, city size distributions, urban sprawl, urban and regional trade, and regional convergence, as well as a body of knowledge on specific regions of the world—Europe, Asia and North America, both current and historical. The Handbook is a key reference piece for anyone wishing to understand the developments in the field.
*GOLD AWARD WINNER* -- Nonfiction Author's Association ★★★★★ “ 'Wise Millennial' is enrapturing, edifying and transporting.” -- Reader’s Favorite ★★★★ “An engaging and articulate self-help book, Wise Millennial combines personal storytelling and guidance and will resonate with its target generation” -- Clarion Review “Lively, appealing, and instructive; perfectly targeted to the millennial demographic.” -- Kirkus Review Who the hell is Peter Darrow? Health and wellness entrepreneur Peter Darrow thought he had life all figured out. A native of the posh and privileged Upper East Side, the young millennial lived large--attending elite schools, throwing lavish birthday parties, and spending summers in the Hamptons. Then one day his seemingly perfect, polished life came crashing down. Over the course of three hellacious years, his father died, he inherited and burned through a shit-ton of money, his girlfriend dumped him, and his first ever business floundered. One morning he found himself looking in the mirror thinking, Whose life am I living anyway? After thousands of hours of therapy, introspection, and meditation, Peter exchanged entitlement for humility and his parents' worldview for one authentically his own. His tragic crash course in the meaning of life revealed that true wealth and happiness are not found in affluence and privilege but within oneself and within healthy relationships with others. This is his story . . . In this book, you will learn: - What it was like for Peter to grow up in Manhattan's Upper East Side - How to overcome heartbreak when dealing with the loss of a parent, a failed relationship, or an unsuccessful business endeavor - About the grueling stresses of the restaurant industry, and an inside perspective on what it's like to be an owner - The unique world of online dating and how to cultivate more meaningful relationships - How millennials can break free from their parents' outdated values and their self-obsessed egos so they can discover their personal truths and live fulfilling, authentic lives ... and many other fascinating insights from a young, entitled, and privileged human being who now sees the world differently through loss, disappointment, and failure. "A powerful set of ruminations that are likely to hit many millennials of privilege where they live...and help start them on journeys that are likely to be both interesting and useful. Wise Millennial gives readers lots to think about." -- Len Schlesinger, President Emeritus-Babson College, Baker Foundation Professor, Harvard Business School "Millennials are given a bad rap--lazy, entitled, generally bad at life. But my generation is so much stronger and wiser than you might think, and Wise Millennial proves that! Peter gives an inside take that's alternatively hilarious, poignant, and inspiring for millennials and the people who love them." -- Nicole Lapin, New York Times bestselling author of Rich Bitch and Boss Bitch "The millennial generation is reminiscent of the baby boom generation: it is already wielding enormous influence over every facet of American culture, society, politics, and economics--and yet, it is poorly if at all understood by the generations that preceded it. In Wise Millennial, Peter N. Darrow offers insights based on hard-won personal experience and assiduous academic study that make the thoughts, dreams, wants, and desires of the millennial generation understandable at long last."-- Harry Hurt III, award-winning journalist and author of Lost Tycoon: The Many Lives of Donald J. Trump
A guide to investing basics by the author of Broke Millennial, for anyone who feels like they aren't ready (or rich enough) to get into the market Millennials want to learn how to start investing. The problem is that most have no idea where to begin. There's a significant lack of information out there catering to the concerns of new millennial investors, such as: * Should I invest while paying down student loans? * How do I invest in a socially responsible way? * What about robo-advisors and apps--are any of them any good? * Where can I look online for investment advice? In this second book in the Broke Millennial series, Erin Lowry answers those questions and delivers all of the investment basics in one easy-to-digest package. Tackling topics ranging from common terminology to how to handle your anxiety to retirement savings and even how to actually buy and sell a stock, this hands-on guide will help any investment newbie become a confident player in the market on their way to building wealth.
They thrive on challenging work and creative expression, love freedom and flexibility, and hate micromanagement. They are fiercely loyal to managers that are knowledgeable, caring coaches that can mentor them to achieve their goals. What does Gen Y expect from you? Ongoing research indicates that the fourteenth generation has expectations of their bosses such as: Provide challenging work that matters Balance clearly delegated assignments with the freedom and flexibility to produce results in their own way Reward accomplishments with increased responsibility Provide ongoing training and learning opportunities Establish mentoring relationships Managing Genertion Y is for those who want to become the employer of choice for the next cohort of young adults. Discover the Gen Y traits that pose the greatest challenges to managers as well as the best practices you can implement now to keep these upbeat, techno-savvy workers focused and motivated.
Examines the causes of the financial crisis that began in 2008 and reveals the weaknesses found in financial regulation, excessive borrowing, and breaches in accountability.
This content provides financial analysts, investment professionals, and financial planners with a review of how financial risk-tolerance tests can and should be evaluated. It begins by clarifying terms related to risk taking and is followed by a broad overview of two important measurement terms: validity and reliability. It concludes with examples for practice.
Shifting Suburbs: Reinventing Infrastructure for Compact Development- Suburban housing markets across the United States are evolving rapidly and overall remain well-positioned to maintain their relevance for the foreseeable future as preferred places to live and work, even as many urban cores and downtown neighborhoods continue to attract new residents and businesses. Suburban housing dynamics increasingly reflect some of the most profound issues shaping our society, including aging, immigration, economic mobility, and evolving consumer preferences. As a result, suburbs will generate substantial residential development and redevelopment opportunities and challenges in the years ahead. -Housing in the Evolving American Suburb- This title describes different kinds of suburbs based on the key factors that define and determine their housing markets. The report classifies and compares suburbs in the 50 largest metro areas in the U.S. and assesses the key issues that will shape suburban residential demand and development in the future. Suburban housing markets across the United States are evolving rapidly and overall remain well-positioned to maintain their relevance for the foreseeable future as preferred places to live and work, even as many urban cores and downtown neighborhoods continue to attract new residents and businesses. Suburban housing dynamics increasingly reflect some of the most profound issues shaping our society, including aging, immigration, economic mobility, and evolving consumer preferences. As a result, suburbs will generate substantial residential development and redevelopment opportunities and challenges in the years ahead. Housing in the Evolving American Suburb, describes different kinds of suburbs based on the key factors that define and determine their housing markets. The report classifies and compares suburbs in the 50 largest metro areas in the U.S. and assesses the key issues that will shape suburban residential demand and development in the future."