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The financial conditions of servicemembers (SM) & their families are of great concern. SM with severe financial problems risk losing security clearances, incurring admin. or criminal penalties or, in some cases, face discharges. Despite DoD programs on personal financial mgmt. (PFM), studies show that SM, particularly jr. enlisted personnel, continue to report financial difficulties. This report assessed: (1) the extent to which deployment impacts the financial condition of active duty SM & their families, (2) whether DoD has an oversight framework for evaluating mil. programs designed to assist deployed & non-deployed SM in managing their finances, & (3) the extent to which jr. enlisted SM receive required PFM training. Tables.
The U.S. military has been continuously engaged in foreign conflicts for over two decades. The strains that these deployments, the associated increases in operational tempo, and the general challenges of military life affect not only service members but also the people who depend on them and who support them as they support the nation â€" their families. Family members provide support to service members while they serve or when they have difficulties; family problems can interfere with the ability of service members to deploy or remain in theater; and family members are central influences on whether members continue to serve. In addition, rising family diversity and complexity will likely increase the difficulty of creating military policies, programs and practices that adequately support families in the performance of military duties. Strengthening the Military Family Readiness System for a Changing American Society examines the challenges and opportunities facing military families and what is known about effective strategies for supporting and protecting military children and families, as well as lessons to be learned from these experiences. This report offers recommendations regarding what is needed to strengthen the support system for military families.