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Audisee® eBooks with Audio combine professional narration and text highlighting for an engaging read aloud experience! How should we handle our money? Lily wants a new bike. And a new raincoat. And ice cream. But how many of these things does she need? As Lily and her dad drive around town, Lily soon discovers that wants and needs are different things. She picks out which things people have to have. She might even remind her dad that he doesn't need root beer! These simple, engaging stories present basic financial literacy concepts, such as saving, spending, borrowing, and comparison shopping to build a foundation for a lifetime of money smarts. Free downloadable series teaching guide available.
Describes the concept of needs and wants and making choices between the two.
Two isolated teens struggle against their complicated lives to find a true connection in this “timely and timeless” (Kirkus Reviews, starred review) debut novel about first love and the wreckage of growing up. Lily is returning to her privileged Manhattan high school after a harrowing end to her sophomore year and it’s not pretty. She hates chemistry and her spiteful lab partner, her friends are either not speaking to her or suffocating her with concerned glances, and nothing seems to give her joy anymore. Worst of all, she can’t escape her own thoughts about what drove her away from everyone in the first place. Enter Dari (short for Dariomauritius), the artistic and mysterious transfer student, adept at cutting class. Not that he’d rather be at home with his domineering Trinidadian father. Dari is everything that Lily needs: bright, creative, honest, and unpredictable. And in a school where no one really stands out, Dari finds Lily’s sensitivity and openness magnetic. Their attraction ignites immediately, and for the first time in what feels like forever, Lily and Dari find happiness in each other. In twenty-first-century New York City, the fact that Lily is white and Dari is black shouldn’t matter that much, but nothing’s as simple as it seems. When tragedy becomes reality, can friendship survive even if romance cannot?
This book can save you more than $100,000. These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma. But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he's a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans. Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child's financial future. You'll discover, for instance, that: * Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships. * College "rankings" are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster. * The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America's most selective employers. The name on a diploma ultimately won't help your child have a more successful career or earn more money. Zac can prove every one of those bold assertions - and more. No matter what your current financial situation, he has a simple message for parents: "RELAX! Your kid will be able to get a champagne education on a beer budget!"
Lily isn't home ALONE - but she sort of wishes she was; looking after her three younger siblings is a lot of responsibility. When Mum goes off on holiday with her new boyfriend and her stepdad fails to show up, Lily is determined to keep the family together and show they can cope without any grown-ups. But taking care of 6-year-old twins, her 3-year-old sister and the family's flat feels overwhelming and Lily is worried that school or social services might discover their situation and break up the family. What could be better than to take all the little ones for a camping adventure in the park? Plenty of space to run about, no carpet to vacuum, and surely no chance anyone will guess they're there . . .
Featured in USA Today's "Best Rom-Coms" of May 2023 and one of the Washington Post's best romances of the year! "The Stand-In is a charming, engaging rom com that drips in glamour and sparkles with banter. Chu's exploration of multi-racial identity was resonant and nuanced. The Stand-In is truly a stand out romance." — USA Today bestselling author Andie J. Christopher Gracie Reed was just fired by her overly "handsy" boss at the worst possible moment. She's been scraping together every extra dollar to get her mother into a top-notch memory care center. To make matters worse, a paparazzo has mistaken her for a famous Chinese actress in town for a new project and the resulting snapshot's gone viral. Gracie's barely holding it all together...until a mysterious SUV rolls up beside her on the street, and she's offered the opportunity of a lifetime. Gracie can't believe what she's hearing: due to their uncanny resemblance, gorgeous actress Wei Fangli wants Gracie to be her stand-in. The catch? Gracie will have to be escorted by Sam Yao, the other half of Chinese cinema's infamous golden couple. Problem is, Sam is the most attractive—and infuriating—man Gracie's ever met. But if it means getting the money she needs for her mother, Gracie's in. Soon Gracie moves into a world of luxury she never knew existed. But resisting her attraction to Sam, and playing the role of an elegant movie star, proves more difficult than she ever imagined—especially when she learns the real reason Fangli so desperately needs to step out of the spotlight. In the end all the effort in the world won't be able to help Gracie keep up this elaborate ruse without losing herself...and her heart. Readers will delight in this glamourous, swoon worthy enemies-to-lovers romance that is as hilarious as it is heart-wrenching.
Lily adopts a radical new look and attitude but in the end, she is the same old Lily.
Pam Cates had led a charmed life. As a mother, wife, daughter, sister, and artist, she had everything she'd always dreamed of-a big house in the country, a wonderful husband, lovely daughter, her parents living next door, and time to paint and garden. She always knew she was adopted and felt blessed to be part of the Bierwirth family, along with her adopted and natural-born siblings. Pam felt special growing up because she and her siblings were told they were loved, and that they had been chosen.All this changed in her fifties when Pam's mother developed COPD and depression. In a matter of a few years, her mother's death became the first loss of her idyllic life, followed by her father's passing five years later. While grieving the loss of her parents, events conspired to put Pam on a path to discover more about herself than she had ever thought possible.After her parents' deaths, she was overtaken with a need to know who she was. Pam followed her curiosity on a journey of self-discovery. She wanted to know who her ancestors were, and, if possible, she wanted to find her biological family. Pam learned about DNA testing, genetics genealogy, and the possibility that it might be conceivable for her to learn her ethnicity. Pam quickly became a DNA detective, tracking down her biological family, leading to a reunion with them just as the biggest loss of all struck.
In Needs and Wants, early readers learn the difference between a want and a need. Vibrant, full-color photos and carefully leveled text will engage early readers as they discover basic economic principles.
Lily's Daddy is in the military. Join her as she learns to cope with her emotions and to be happy in her daily life while she looks forward to joyfully saying hello when Daddy gets home.