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David Koch, online entrepreneur, finance journalist and trusted Australian media personality knows a thing or two about the family finances. Father of four kids, sole breadwinner, ad a man not afraid to admit to his own odd money mistake, David has also spent hour after hour in the Sunrise studio tuning in to the way the average Australian thinks about money. He knows the extent to which we all: * spend too much on silly stuff * avoid keeping track of our expenses * get overwhelmed by the cost of raising a family * settle for less in terms of salary * do without the things that would bring a bit of pleasure to our lives * pay the banks too much in fees and interest. David is here to help. In 11 easy steps he shows us everything we need to do to: * pay less on the mortgage * put up to $14,000 extra back in the average family budget * get those finances sorted in 15 minutes a month * develop a side hustle or get a salary increase (or why not both?) * learn a little about investing for the future * tackle debt once and for all. Friendly, clear and easy to use, this is the guide you need to reset your money habits so you can learn more, worry less, breathe easier and enjoy of the fruits of your labour. This book is just the first step towards getting on top of your finances. Kochie's weekly '11 Steps' email newsletter is going to keep you on track well beyond the last page with timely tips, news and opportunities for you to keep growing your wealth. Just head to www.ymyl.com.au/11steps to get on the list.
Kill Bills! is the bible for saving thousands of dollars on your major household bills. From power bills to telco, mortgage, insurance, credit cards, petrol and groceries, it describes the 9 Insider Tricks You Need to Win the War on Household Bills. You'll start saving straight away thanks to simple strategies with names like ‘The De Niro’, ‘The Mystery-Shopper’, ‘The Elizabeth Taylor’ and ‘The Red Dog’. Backed by the team of money-saving experts at One Big Switch, Joel Gibson has gathered 7 years of shortcuts, hacks and loopholes – all so you don’t have to. In a hurry? There’s a step-by-step guide to saving over $1000 in an afternoon. Got a big power bill or insurance renewal?Kill Bills! will help you take the power – and the dollars – back with in-depth chapters on 9 of the major household bills and how those industries work. Want to become a fully-fledged money-saving black belt? Read this book from cover to cover and it will arm you with everything you need to kick some serious household bill backside!
NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.
In Happy & Whole, media personality, meteorologist and new mum Magdalena Roze shares her favourite wholefood recipes inspired by her love of the weather and a sea change to Byron Bay. After swapping a hectic Sydney career for a slower pace of life, Magdalena has embraced a more natural way of living that focuses on a balanced approach to health, happiness and simplicity. Happy & Whole celebrates the food we like to eat in different types of weather - refreshing salads and picnics on sunny days, cooling drinks and exotic flavours when it's humid, warm comforting foods when days are cool and cloudy, and rejuvenating dishes to make when it's raining outside. Interspersed through the pages are tips and advice for wellness, food for babies, creating simple bespoke gifts and ideas for making small, positive changes that nurture us so we, too, can learn to be happy and whole. This is a specially formatted fixed-layout ebook that retains the look and feel of the print book.
NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.
Synopsis: Want to Influence More Prospects to Say "Yes" to Your Message? What you will discover in this book has the power to transform your results exponentially-because it will simplify your message, amplify retention, and multiply your conversions. If your message is getting lost, these insights will grab attention, increase recall, and boost sales If your sales cycle is too long, this book will accelerate the process and save you time and money If your prospects need to "think about" doing business with you, this knowledge will help you trigger a decision Rhondalynn has taken the key findings from the latest brain research and boiled them down to a simple, step-by-step process that you can use to captivate attention, accelerate your sales process, trigger decisions, and close more business. Not only will she explain what works and what doesn't, she will help you apply it to your message, your product or service, and your customers. "Why do some prospects buy from you while many others don't? Sales Seduction unveils what neuroscience has proven about decision making so that you can buy and sell more insightfully." Siimon Reynolds Executive Director, The Fortune Institute "A big difference exists between what is "said" and what is "heard." This difference matters a lot in business. Sales Seduction introduces some fascinating concepts about how the brain works to help us all speak more effectively to the hearts and minds of our customers." Gary Kovacs CEO Mozilla Corporation "These insights clarify the way that brands, products and services get noticed, talked about and bought. Sales Seduction gives you a step by step process for understanding and applying neuroscience to your message to instantly increase your influence and impact." James Malinchak, Featured on ABC's Hit TV Show "Secret Millionaire," The World's Leading Big Money Speaker(r) Trainer & Coach, Founder www.BigMoneySpeaker.com "Like Gladwell and Dubner, Korolak combines storytelling with business lessons to create a helpful resource that is also hard to put down. It's a gift that only the best business authors possess." James Tuckerman, Anthill Magazine About the Author: "If you understand how your prospect's brain works, you will sell more. Sales Seduction explains how neuroscience and neuromarketing have an impact on how you create, buy, sell, and experience everything. This simple step-by-step strategy will help you create more impactful branding, marketing campaigns, sales presentations and promotions." Rhondalynn Korolak Rhondalynn Korolak is a lawyer, chartered accountant, Master of NLP and Clinical Hypnotherapist. She has distilled the secrets to business success, that she learned working with some of the world's most successful brands and produced a simple step-by-step process that you can apply to your message and your audience to close more sales and boost your bottom line. Rhondalynn is the author of On The Shoulders of Giants, Imagineering Your Destiny, Sobre Hombros de Gigantes, Financial Foreplay, and Sales Seduction. She has appeared on CNN, Bnet/CBS, Channel 7, Channel 9, Kochie's Business Builders and 3AW, and writes for Yahoo, MYOB, Fast Thinking, Sunday Life, Dynamic Business, Business Spectator and Australian Retailer. Rhondalynn can help you put strategies in place to grow your bottom line and ensure that your customers would never think of going elsewhere. She is the leading expert on harnessing the power of your mind and using it to improve your sales, marketing and financial result
Get Your Business To Show You More Love!Lack of cash flow is just as fatal to your business as heart disease is to your pulmonary artery. If you want to protect the heart of your business and get it to show you more love, you must understand the distinction between profit and cash flow and learn how to detect and fix negative cash flow issues immediately. Lack of cash flow is the #1 reason why most small businesses fail. Financial Foreplay - is the antidote to this lethal killer. If you can grasp the difference and become a master at finding and keeping cash in your business, your success is inevitable. Discover at least 33 different strategies to whip your business into shape and you will finally learn the answer to important questions like:How to give your bank balance a dose of Viagra?Why your debtors are just not that into you? Why STDs are killing your business? andHow to unlock the big “O” in your business?
Incorporated in 1887, South St. Paul grew rapidly as the blue-collar counterpart to the bright lights and sophistication of its cosmopolitan neighbors Minneapolis and St. Paul. Its prosperous stockyards and slaughterhouses ranked the city among America's largest meatpacking centers. The proud city fell on hard economic times in the second half of the twentieth century. Broad swaths of empty buildings were razed as an enticement to promised redevelopment programs that never happened. In 1990, South St. Paul began to chart out its own successful path to renewal with a pristine riverfront park, a trail system and a business park where the stockyards once stood. Author and historian Lois A. Glewwe brings the story of the city's revival to life in this history of a remarkable community.
Once I was the poster boy for corporate success, but now I’m crashing through the bush in a storm in search of a missing pig. How the hell did we end up here? Todd and Jeff have had enough of the city. Sick of the daily grind and workaday corporate shenanigans, they throw caution to the wind and buy 100 acres in the renowned Hunter Valley wine region, intent on living a golden bucolic life and building a fabulous B&B, where they can offer the joys of country life to heart-weary souls. Todd will cook, Jeff will renovate. They have a vineyard, they can make wine. They have space, they can grow their own food. They have everything they need to make their dreams come true. How hard can it be? ‘This joyously honest account will make you laugh till it hurts, and you’ll shed more than a few tears while being captivated by Todd, Jeff and their menagerie of loveable animals’ Bradley Trevor Greive AM, international bestselling author of The Blue Day Book and Penguin Bloom
More than a million people are arrested each year for driving under the influence of alcohol. What happens if you take the chance, drink too much, and are arrested for DUI?In One Mistake, Relentless Pain, a high-potential executive shares the details of his harrowing DUI experience including court appearances, probation, losing his driver's license, and forfeiting professional and personal reputations he had built over two decades. In his blow-by-blow account, he openly shares the legal, emotional, financial, logistic, and career setbacks he experienced in the hope that others from businesspeople to college students, make the decision he didn't."Most ... have no idea of the full ramifications of driving under the influence ... [This] story is real and resonates on so many levels."-Jeff D. Tritt, former vice president, People and Culture,Leo Burnett; chief talent officer, Resource Interactive"Too many people are uninformed .... This is a must-read for all who take that risk."-Bob Castellini, executive vice president, Morgan Stanley"[A]n extremely effective tool ... [This] story will lower corporate costs and, more importantly, save our employees from the pain the author so eloquently describes."-Jack Darby, president and CEO, Svelte Medical Systems"This book should be required reading for every company of every size in America. It will save careers and live."-Gregg Jackson, national best-selling author, radio host, and entrepreneur