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Comprehensive coverage of the time value of money In this book, authors Pamela Peterson Drake and Frank Fabozzi fully expand upon the type of time value of money (TVM) concepts usually presented as part of overviews given in other general finance books. Various TVM concepts and theories are discussed, with the authors offering many examples throughout each chapter that serve to reinforce the tools and techniques covered. Problems and detailed solutions-demonstrated using two different financial calculators, as well as Excel-are also provided at the end of each chapter, while glossary terms are provided in an appendix to familiarize you with basic terms. Provides the basic foundations of the time value of money Covers issues ranging from an introduction of financial mathematics to calculating present/future values and understanding loan amortization Contains problem/solution sets throughout, so you can test your knowledge of the topics discussed Understanding the time value of money is essential, and this reliable resource will help you gain a firm grasp of its many aspects and its real-world applications.
This book is written as an introduction to higher algebra for students with a background of a year of calculus. The book developed out of a set of notes for a sophomore-junior level course at the State University of New York at Albany entitled Classical Algebra. In the 1950s and before, it was customary for the first course in algebra to be a course in the theory of equations, consisting of a study of polynomials over the complex, real, and rational numbers, and, to a lesser extent, linear algebra from the point of view of systems of equations. Abstract algebra, that is, the study of groups, rings, and fields, usually followed such a course. In recent years the theory of equations course has disappeared. Without it, students entering abstract algebra courses tend to lack the experience in the algebraic theory of the basic classical examples of the integers and polynomials necessary for understanding, and more importantly, for ap preciating the formalism. To meet this problem, several texts have recently appeared introducing algebra through number theory.
An informal and readable introduction to higher algebra at the post-calculus level. The concepts of ring and field are introduced through study of the familiar examples of the integers and polynomials, with much emphasis placed on congruence classes leading the way to finite groups and finite fields. New examples and theory are integrated in a well-motivated fashion and made relevant by many applications -- to cryptography, coding, integration, history of mathematics, and especially to elementary and computational number theory. The later chapters include expositions of Rabiin's probabilistic primality test, quadratic reciprocity, and the classification of finite fields. Over 900 exercises, ranging from routine examples to extensions of theory, are scattered throughout the book, with hints and answers for many of them included in an appendix.