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Protect yourself from identity theft! Nearly 17 million Americans were victimized by identity theft in 2012 alone: for 13 straight years, it has been America's #1 consumer crime. No one is immune: children, the elderly and even the dead have been victimized. Identity theft can be high-tech, low-tech, or even no tech, via "dumpster diving." You're vulnerable, and you need to act. Fortunately, you can take practical steps to safeguard your identity right now. In Identity Theft Alert, award-winning author and attorney Steve Weisman shows you exactly what to do, and how to do it. Equally important, he also tells you what to stop doing: the common, inadvertent behaviors that could be setting you up as a victim. Weisman starts with a clear-eyed assessment of the problem, helping you understand just how much risk you face. Next, he helps you understand, anticipate, and prevent all these frightening forms of identity theft: Identity theft via Facebook and other social media Identity theft via your iPhone or Android smartphone Theft of your credit or debit cards, and other access to your finances Crime sprees performed in your name Medical identity theft that could lead to you getting the wrong treatment – and could even kill you The fast-growing scourge of income tax identity theft, including stolen refunds Don't be the next victim: read this book, follow its step-by-step advice, and protect yourself!
Identity fraud happens to everyone. So what do you do when it's your turn? Increasingly, identity theft is a fact of life. We might once have hoped to protect ourselves from hackers with airtight passwords and aggressive spam filters, and those are good ideas as far as they go. But with the breaches of huge organizations like Target, AshleyMadison.com, JPMorgan Chase, Sony, Anthem, and even the US Office of Personnel Management, more than a billion personal records have already been stolen, and chances are good that you're already in harm's way. This doesn't mean there's no hope. Your identity may get stolen, but it doesn't have to be a life-changing event. Adam Levin, a longtime consumer advocate and identity fraud expert, provides a method to help you keep hackers, phishers, and spammers from becoming your problem. Levin has seen every scam under the sun: fake companies selling “credit card insurance”; criminal, medical, and child identity theft; emails that promise untold riches for some personal information; catphishers, tax fraud, fake debt collectors who threaten you with legal action to confirm your account numbers; and much more. As Levin shows, these folks get a lot less scary if you see them coming. With a clearheaded, practical approach, Swiped is your guide to surviving the identity theft epidemic. Even if you've already become a victim, this strategic book will help you protect yourself, your identity, and your sanity.
Twenty-seven million Americans have been victims of identity theft in the last five years and the total cost of identity theft approaches $48 billion per year (total costs to businesses are $43 billion and the direct cost to consumers is $5 billion) These staggering statistics have prompted security consultant Michael Arata to provide readers with the resources they need to guard themselves against identity theft In this valuable book, Arata offers easy-to-follow, straightforward advice on understanding identity theft, minimizing risk, maintaining vigilance, choosing who to share personal information with, selecting hard-to-guess PINs, determining victimization, reviewing a credit report, charting a course of action, resolving credit problems, reclaiming good credit, and much more Explains how to recover successfully if identity theft does occur Author Michael Arata, CISSP, CPP, CFE, ACLM, is a veteran of the security industry with more than fifteen years of experience
Presents ways to protect yourself and your family against America's fastedt growing crime.
Everything You Need to Know About Identity Theft, Credit Cards, Credit Repair, and Credit Reports "The author substitutes straight talk for legal mumbo-jumbo in 50 Ways to Protect Your Identity and Your Credit. Reading this book is like getting a black belt in consumer self-defense." –Jim Bohannon, host ofThe Jim Bohannon Show "Identity theft is among the fastest-growing problems facing Americans today. This book will help you learn all you need to know to protect your lives, money, and security. Consider it your first stop in your quest for knowledge and guidance to prevent ID theft." –Robert Powell, Editor of CBSMarketWatch "As one who has lived through some of the nightmare scenarios discussed by the author, I believe "Steve's Rules" (Chapter 14) need to be placed in a prominent place so you can see them any time you think you are safe. They may be the new practical commandments for financial survival." –Doug Stephan, host of theGood Daynationally syndicated radio show "Detecting and stopping identity thieves is imperative to protecting your finances and financial reputation. Steve Weisman shows you how to protect yourself and what steps to take if you are victimized. This is a must-read for anyone with a bank account and a credit card!" –Bonnie Bleidt, Boston Stock Exchange Reporter, CBS4 Boston, Host ofEarly Exchange, WBIX Don't be a victim! Save your identity, save your credit–and save a fortune! 10,000,000 Americans had their identities stolen last year–don't be the next! Discover easy steps you can take now to reduce your vulnerability. Recognize "phishing" and other identity scams–online and off. Learn what you must do immediately if you've been attacked. Defend yourself against credit rip-offs, and stop paying more than you have to! It's all here: simple rules, handy checklists, even easy-to-use form letters! © Copyright Pearson Education. All rights reserved.
The excessive and inappropriate collection, retention, and sharing of personal information leads to Identity Obesity over time as people continue to mismanage their private information. Unlike overeating, it can be extremely hard to reverse the effects of identity obesity which forms the root cause of an identity theft epidemic. Despite the dangers, consumers and companies handle personal information carelessly, without understanding or caring enough about the risks. Consider these startling statistics: •
This is the eBook version of the printed book. If the print book includes a CD-ROM, this content is not included within the eBook version. Being aware of the criminals who are out to take your money is not enough. A scam by any other name is still a scam, and unfortunately, there are some scams that are perfectly legal that can cause you to lose money. Or perhaps they are imperfectly legal, but at this point in time, the law may not be on your side. A good example of a legal scam is what credit card companies can do legally in many instances. Read these essential truths to gain the knowledge that can protect your wallet.
This book defines identity theft, studies how it is perpetrated, outlines what is being done to combat it, and recommends specific ways to address it in a global manner.
Hammond explains how identity theft occurs, who the likely victims are, and what to do if one's identity has been stolen. He gives practical solutions, and surprisingly easy ways to minimize the risk of becoming a victim of what is quickly becoming one of the most prevalent and destructive crimes of the 21st century.