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Every year, thousands of homeowners apply for planning permission and come away battered and bruised. As a council case officer, Martin Gaine was part of the problem, continuously rejecting applications from poorly prepared applicants. Seeing that they were getting a raw deal, he founded Just Planning, a consultancy dedicated to helping homeowners to beat the planners. How to Get Planning Permission is a lively and accessible guide for homeowners. Full of practical detail and real-life case studies, its 6-step programme explains how to: - choose the right designer - exploit Permitted Development rights (where permission is not required at all) - understand how planning decisions are really made - apply tactically and effectively - deal with a refusal - avoid the agony of enforcement Martin explains how to decide, in the first instance, what kind of extension you really need (size isn’t everything) and how to get the best professional advice. He describes the planning decision making process – how to understand, apply and overcome planning policies, how to manage neighbour objections and how to build rapport with your case officer. A refusal of planning permission is not the end of the road – this book shows that it can be a constructive part of the planning journey and some permissions will only ever be secured at appeal. Planning is not a fair fight, but with the professional insight, advice and strategies Martin lays out in How to Get Planning Permission you can stack the odds in your favour.
Why a solid mortgage is still the best foundation for building personal wealth The Little Black Book of Wealth Building Mortgage Secrets offers an insider's look at how home owners and first time buyers can increase their wealth without falling victim to shady brokers or bad loans. This book is full of real case studies, anecdotes, and firsthand stories, this informative guide offers indispensable advice to help every borrower build their personal wealth on a solid and reliable mortgage.
We reveal every dealer trick & tactic & teach you to take control of the car buying process; We teach those with poor credit to get better deals & credit terms; And those with good credit how to keep the dealer from using that info against them; How to find the true market value of any vehicle you might buy or trade; How lenders create a loan structure & qualify borrowers; How to budget as the lenders will & to know what a lenders down payment, monthly payment & loan advance guidelines will be; How dealers use the finance process as a revenue center; How to get the rates & terms your approved at, without the dealer markup; The rights afforded by the Fair Credit Reporting Act & the steps available to correct errors & misinformation. Applying our simple techniques & tools will assure that you never again pay too much for a car or finance at terms & rates beyond what you really qualify for. You will save hundreds, even thousands, of dollars each and every time you buy a car.
Convict tells all in this non-fiction book on Identity Theft. What is the one thing that we as Americans do everyday without giving much thought too, but can cause us and will cause us to become victim to Identity Theft & Fraud? First ever non-fiction book written with in-depth details on how criminals really obtain and use your identifying information. Ever wondered why this crime isn't really being stopped? Well this book will give you the exact answers to this question.
Have you ever wondered what it is that professional photographers do day in and day out that enables them to take consistently compelling images? Or thought that unravelling the insider secrets of the professionals could inspire you? Nature Photography: Insider Secrets from the World's Top Digital Photography Professionals takes a contemporary and innovative approach to revealing the day-to-day habits of the world's most successful wildlife, landscape and macro photographers, divulging the core skills and techniques through which they excel. This book is crammed full with expert advice taken from the world's leading pros directly from the field. It will empower the development of your skills to a professional level and fire your imagination. Starting with the basics of how to plan a rewarding field trip, whether locally or afar, for one day or a month, and covering all aspects of camera handling and photographic technique including: how to make perfect exposures every time, ensure pin-sharp images of moving subjects, decipher the complexities of camera menus and controls, and break through the mysteries of composition. And, having learned the secrets to success, the book maps out some simple yet powerful photo exercises and self-assignments to encourage you to explore all facets of digital photography and put into practice the essential skills that will make you, too, a highly successful photographer.
Many people have ideas of starting up and growing a business, but they are afraid of failing and losing their investment. That fear wont take you in the right direction. Read The Insider Secret of Business, and youll discover a light to guide you through the darkness. This book will advise you as you to establish your business and put your ideas into action. Some fears come from the idea of business expenses, like running cost, when you are not yet making money; others come from the idea of losing an investment, of having bad luck, and of not getting sufficient information from the right sources. Dont worry. You cant know what will come of your business until you try it. The experience shared in The Insider Secret of Business is your answer to prosperity and success.
What if you had colleges coming after you instead of the other way around? The hidden little secret of college admissions is that most schools are desperate... desperate for great kids who do things differently and will make their campuses vibrant and exciting. And you don't have to be an A student, the president of your student body, or the winner of the national spelling bee to do this. Any student can become someone that colleges compete for if you follow the recommendations in this book. The Secret of NTAs: Unusual activities that make you stand out Breaking the Zone: Take advantage of where you're from and who you are Striking the Nerve: Decode what colleges believe in, then match those values Your Application Team: Getting references, teachers, and counselors to boost your odd And much more No matter where you are in your high school career, you can start these things today and vastly increase your odds of getting into the competitive college of your choice.
According to the National Commission on Teaching and America's Future, nearly half of teachers leave the profession after five years. This doesn't have to include you — learn how to love your job and be great at it. This book focuses on dealing with elementary school age children. It covers how to keep the attention of students, what to expect at each age and grade level, how to effectively discipline, and how to create an effective atmosphere in the classroom.
Expert financial columnist Robert K. Heady and financial writer Christy Heady take readers step-by-step through the process of getting their finances under control. With new, updated content for today's post-boom, cautious climate, this author team gives readers the knowledge they need to succeed. New content includes expanded and updated coverage on debt and expense management; updated and additional information on financial law; and up-to-date data based on forecasts, trends, and projected economic recovery. 3 million people have lost their jobs and Americans are in 'personal' debt to a record total of $2 trillion. All-new and updated content on the latest developments in investing, the economy, and the markets.
Offers advice on creating a long-term financial plan, shopping for insurance and mortgages, managing credit card debt, and establishing a good credit rating.