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Finding a condo, co-op, or townhouse to call home is hard enough, but finding financing to buy this kind of property is even more challenging. As a veteran mortgage banker and author of Mortgages 101, David Reed has helped thousands of buyers through this complicated process. Financing Your Condo, Co-op, or Townhouse offers readers invaluable advice, including information on developer financing, specialty loans, government programs and refinance loans, streamlining the approval process, appraisals, closing costs, and more. Readers will discover: • the differences among condos, co-ops, and townhouses • how to find the right type of property for them • the rules governing loans for condos, co-ops and townhouses • how to evaluate which loan type is best and lock in the lowest rate • why the percentage of owner-occupied units is important • what to consider when buying new construction or conversion properties • the financial considerations unique to each type of home Whatever the property, whatever the question...this handy guide to financing has the answers.
The ultimate insider's guide to getting the best deal on mortgages... fully updated and revised!
Paying for a dream home is easier than you think.
Steer clear of money pits and target the top properties in this hot investment sector! Condos, co-ops, and townhouses account for more than one-third of real estate sales in the United States. Fully updated to address the many changes that have occurred in the market since the first edition, Tips & Traps When Buying a Condo, Co-Op, or Townhouse, Second Edition, covers all the bases to help you navigate the process of buying into a shared-ownership development.
Moving into one's own apartment is one of life's most important milestones, yet it is one fraught with pitfalls. Readers of this guide will get lots of insider tips about how to make smart decisions that will put them in a great living space at a price that will not jeopardize their financial health. They will learn all about leases and subletting agreements, security deposits, budgeting for monthly rent, dividing bill-paying responsibilities with roommates, and managing disputes with landlords. No one who is just starting out should begin an apartment search before reading this guide cover to cover.
The process of the contract, pre-closing issues and closing concerns are reviewed in a step-by-step fashion.
If you've been thinking about buying a co-op, condo, or townhouse, you probably know that you can't get much useful information from the books about buying houses. The obstacles you face are different-and often a lot more complicated. If you're not fully prepared and properly informed, the buying process and even ownership itself could turn into a nightmare. Price and financial situation are only part of the equation, and it's important to understand all the factors before deciding what sort of home to pursue. Everything You Need to Know Before Buying a Co-op, Condo, or Townhouse is a one-stop guide to the particular challenges of buying, owning, living in and ultimately selling these homes.
As people have come to yearn for more fulfilling and creative work, many are realizing their dreams by leaving the corporate life behind and creating businesses around the things they love. In Not Just a Living, Mark Henricks explores the genesis of this cultural and social phenomenon and offers a comprehensive approach for assessing your own potential, taking the plunge, and building a business that helps you fulfill both personal and professional aspirations. Combining the authority of firsthand experience, colorful and engaging stories from the front lines, and a variety of diagnostic and planning tools, Henricks shows you how to determine whether the entrepreneurial route is right for you, recognize opportunities, overcome obstacles, plan your course, and launch and sustain your business-whether it's a solo venture out of your garage or a multi-million-dollar enterprise.
BLACK ENTERPRISE is the ultimate source for wealth creation for African American professionals, entrepreneurs and corporate executives. Every month, BLACK ENTERPRISE delivers timely, useful information on careers, small business and personal finance.
One of America's most successful real estate brokers comes to the rescue with a home-buying guide based on decades of experience in helping people find the perfect homes to fit their needs and budgets. Charts, checklists, and sample contracts demystify the home-buying process, while sidebars offer real-life anecdotes. 20 illustrations.