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The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.
The history of mining is replete with controversy of which much is related to environmental damage and consequent community outrage. Over recent decades, this has led to increased pressure to improve the environmental and social performance of mining operations, particularly in developing countries. The industry has responded by embracing the ideals of sustainability and corporate social responsibility. Mining and the Environment identifies and discusses the wide range of social and environmental issues pertaining to mining, with particular reference to mining in developing countries, from where many of the project examples and case studies have been selected. Following an introductory overview of pressing issues, the book illustrates how environmental and social impact assessment, such as defined in "The Equator Principles", integrates with the mining lifecycle and how environmental and social management aims to eliminate the negative and accentuate the positive mining impacts. Practical approaches are provided for managing issues ranging from land acquisition and resettlement of Indigenous peoples, to the technical aspects of acid rock drainage and mine waste management. Moreover, thorough analyses of ways and means of sharing non-transitory mining benefits with host communities are presented to allow mining to provide sustainable benefits for the affected communities. This second edition of Mining and the Environment includes new chapters on Health Impact Assessment, Biodiversity and Gender Issues, all of which have become more important since the first edition appeared a decade ago. The wide coverage of issues and the many real-life case studies make this practice-oriented book a reference and key reading. It is intended for environmental consultants, engineers, regulators and operators in the field and for students to use as a course textbook. As much of the matter applies to the extractive industries as a whole, it will also serve environmental professionals in the oil and gas industries. Karlheinz Spitz and John Trudinger both have multiple years of experience in the assessment of mining projects around the world. The combination of their expertise and knowledge about social, economic, and environmental performance of mining and mine waste management has resulted in this in-depth coverage of the requirements for responsible and sustainable mining.
This book tackles a largely neglected topic: small and medium-sized enterprises (SMEs) and their environmental impact. Over 90% of all firms are SMEs. Their importance to the health of national and international economies is recognized. But what of their environmental impact? Individually, this may be small but, collectively, they pose a huge and largely unregulated threat to national and indeed the global environment. There have been many failed attempts to engage SMEs in environmental stewardship. Why is this? And where are the success stories needed to set best-practice examples? Environmental protection is widely touted as being a win-win scenario for business with economic spin-offs in terms of energy and waste reduction quickly producing payback for capital expenditures. Why is the "good environmental management equals good business management" message not getting through? In Small and Medium-Sized Enterprises and the Environment Dr Ruth Hillary brings together an outstanding international collection of experts from government, international and national support agencies, academics and the business community to present arguments about the key environmental business imperatives facing the small-firm sector. The book is divided into four sections:Attitudes and Perceptions of Small Firms to the Environment and SustainabilityEnvironmental Management in the Smaller FirmPractical Strategies for Reaching SMEsCase Studies from around the World. In these sections, the book examines the threats – such as trade, supply chain issues and legislative compliance – but is also solution-oriented, with considerable discussion of the management tools smaller firms can use to improve their environmental performance. It aims to provide practical strategies for smaller firms and to that end includes a range of informative case studies from around the world. Small and Medium-Sized Enterprises and the Environment is the most comprehensive book on the subject available and will prove invaluable not only to SMEs themselves, seeking to understand a rapidly changing world, but to consultants and small-business advisors, local and central government and to all those in academia looking for ways to improve the environmental performance of small businesses.
First published in 1998, this collection of essays by eminent microfinance practitioners provides a range of perspectives on contemporary issues in the field. Different approaches are proposed for achieving improved access by the poor to financial services. The common denominator in these essays is financial sustainability for the service provider. Issues addressed include: is savings mobilization integral to microfinance and, if so, how should it be incorporated in new programs? Are borrower groups a necessary element of successful microfinance programs? Are NGOs the right institutional vehicle for sustainable microfinance interventions? Is standardized and generalizable microfinance credit rating system feasible? While there is considerable diversity in the approaches recommended in these essays, the importance of cost efficiency and cost recovery forms the basis for most of the discussions.
Investing to promote agricultural growth and poverty reduction is a central pillar of the World Bank's current rural strategy, 'Reaching the Rural Poor' (2003). This 'Sourcebook' addresses how to implement the rural strategy, by sharing information on investment options and identifying innovative approaches that will aid the design of future lending programs for agriculture. It provides generic good practices and many examples that demonstrate investment in agriculture can provide rewarding and sustainable returns to development efforts. It is divided into eleven self-contained modules. Each module contains three different types of subunits that can also be stand-alone documents: I. Module Overview II. Agricultural Investment Notes III. Innovative Activity Profiles. The stand-alone nature of the subunits allows flexibility and adaptability of the material. Selected readings and web links are also provided for readers who seek more in-depth information. The 'Sourcebook' draws on a wide range of experiences from donor agencies, governments, institutions, and other groups active in agricultural development. It is an invaluable reference tool for policy makers, professionals, academics and students, and anyone with an interest in agricultural investments.
This sourcebook is designed to help micro-finance institutions improve the environmental performance of their lending activities by helping them understand the importance of environmental well-being to the success of micro enterprises, develop and implement approaches for improving micro-enterprise environmental performance, and understand how they can turn current environmental challenges into opportunities. An opening chapter introduces the extent of the environmental problems associated with micro enterprises such as metalworking and automobile repair shops, tanneries, foundries, and chemical-intensive agriculture. It examines conditions contributing to the negative environmental impact of certain enterprises and constraining their adoption of good environmental practices. Chapter three provides direction on building the environmental capacity of micro-finance institutions through such means as participatory techniques and partnerships. Chapter four examines the magnitude of environmental health and safety issues at micro enterprise workplaces along with insight on how to improve health and safety practices of micro-entrepreneurs. The last chapter contains examples of environmental guidelines for different types of micro enterprise activity. Appendices include case studies of environmentally based micro enterprises.
Presents case studies resulting from participation in the World Bank by developing countries such as Chad, Brazil, and Nigeria
With their unique strengths and specialized knowledge of their communities and constituencies, civil society organizations (CSOs) have an essential role to play in creating a more prosperous, inclusive, resilient, and sustainable Asia and the Pacific. This publication provides guidance on how CSOs can be more effectively engaged in Asian Development Bank (ADB) operations to maximize the benefits for its developing member countries. It provides advice, templates, and tips for ADB staff and country officials to use when designing, implementing, and monitoring ADB-financed operations.