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As the costs of medical care have skyrocketed, so has the amount of money lost to fraudulent health insurance providers. These bogus operations typically victimize individuals on the lower end of the socioeconomic scale who then face staggering medical bills without coverage. Robert Tillman shows how market conditions and weak regulatory structures have allowed these crimes to occur, and cites recent institutional and legal changes that have created both new demands for insurance and greater opportunities for fraud. He also analyzes the political and economic climate that enables these criminal practices to flourish. Drawing on court documents, congressional hearings, and actual cases, Tillman provides numerous examples of the three most prevalent forms of fraud: scams involving multiple employer welfare arrangements, employee leasing schemes, and fictitious labor unions. He also examines recent innovations in insurance fraud such as "24-hour plans" and coverage offered by dubious religious organizations. With the regulation of health insurance currently in chaos, Broken Promises offers a critical examination of this insidious form of white-collar crime. It is a timely book that raises important questions about the definition of insurance and consumer protection.
The book the Broken Promise is Kenya’s journey from 1963 to 2018 in search of economic freedom and constitutional enjoyments. Kenyans have been keen to enjoy good leadership, constitutional rights and an environment free from public looting that is corruption. The book portrays Kenya as a dynamic country embracing changes and yet being a major player in African politics and global arena. The clamour for third Constitution or referendum is a manifestation of this dynamism and not a sign of a failed state. The book also gives the history of the country and also educates the reader on the functions and structures of the government. The book also discusses the psychology of political lying globally. The book also analyses on reasons as to why men cooperate with politicians despite the shrewdness in the arena of politics.
This book constitutes the strictly refereed post-workshop proceedings of the German Conference on Bioinformatics, GCB'96, held in Leipzig, Germany, in September/October 1996. The volume presents 18 revised full papers together with three invited papers; these contributions were selected after a second round of reviewing from the 91 conference presentations. The book addresses current issues in computational biology and biologically inspired computing. The papers are organized in sections on biological and metabolic pathways, sequence analysis, molecular modeling, visualization, and formal languages, and DNA.