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Would you be able to walk into your boss's office, say "I quit" and maintain your current lifestyle? If the answer is yes, you should still read my book because who wants to waste money when you can spend it on something that really matters. Was your answer "no"? If so, get back in there and work your fanny off. But before you do, you need to pick up my book and begin your journey to spending wisely and reducing waste. With my helpful tips, motivational strategies, and money recovery methodologies you can soon be on your way to achieving the power and freedom that you will get from having your very own nest egg.
Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.
If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. Happy Money offers a tour of new research on the science of spending. Most people recognize that they need professional advice on how to earn, save, and invest their money. When it comes to spending that money, most people just follow their intuitions. But scientific research shows that those intuitions are often wrong. Happy Money explains why you can get more happiness for your money by following five principles, from choosing experiences over stuff to spending money on others. And the five principles can be used not only by individuals but by companies seeking to create happier employees and provide “happier products” to their customers. Elizabeth Dunn and Michael Norton show how companies from Google to Pepsi to Crate & Barrel have put these ideas into action. Along the way, the authors describe new research that reveals that luxury cars often provide no more pleasure than economy models, that commercials can actually enhance the enjoyment of watching television, and that residents of many cities frequently miss out on inexpensive pleasures in their hometowns. By the end of this book, readers will ask themselves one simple question whenever they reach for their wallets: Am I getting the biggest happiness bang for my buck?
The author shares a series of tests along with insights from entrepreneurs on how to investigate the viability of a new business idea before trying to launch the business.
"A startling new philosophy and practical guide to getting the most out of your money-and out of life-for those who value memorable experiences as much as their earnings"--
"Before escape artist Harry Houdini died, he vowed he would find a way to speak to his beloved wife Bess from beyond the grave using a coded message known only to the two of them. When a widowed Bess begins seeing this code in seemingly impossible places, it becomes clear that Harry has an urgent message to convey. Unlocking the puzzle will set Bess on a course back through the pair's extraordinary romance, which swept the illusionist and his bride from the beaches of Coney Island, to the palaces of Budapest, to the back lots of Hollywood"--Dust jacket flap.
My purpose in writing this short book is to share my thoughts with my loved ones, especially the children in my life. I hope these words will be a lasting legacy to my children and grandchildren as they grow up and after I am gone. None of these thoughts are original or insightful. They are simple truths and ideas. But young people seldom take the time to sit down and think about basic things. As people like me get older, we see young people make mistakes or suffer or destroy relationships and friendships over simple and obvious issues. I have often looked back and wished I had made some small things part of my approach much earlier in my life. I still often wish I could impart some time-gathered wisdom to my children and grandchildren to smooth their path, allow them to avoid mistakes, and give them a long-term perspective in this short-term, short-sighted world. This book is my effort to share some of what I have learned. These short chapters are not an exhaustive examination of the topics under discussion. Rather they are straight to the point and simple as a grandfather would make the point to a young person who is not excited about sitting down for a long discussion about "meaning of life" issues with Granddad. I hope the young people who read these words will get the gist. For those who need more depth, hopefully, these words will get the discussion started. I plan to share this book with my grandkids. I hope it will be of interest to them. But just as important, I hope this book will be read and appreciated by many grandparents who love their grandchildren. Maybe my words will give them a chance to have a short discussion with their own loved ones. They can share all or some of the points as they see fit. They can share my thoughts and add to them their own take. If they agree with me, this may be an easy way to share some truth and advice. If they disagree, this will be a good place to begin the conversation. I pray that once the habit of discussion with their grandchildren is established, they can share other thoughts that are important to them. God speed, Frank Sanders