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Excerpt from Credit, Its Principles and Practice: A Practical Work for Credit Men, Presenting the Principles and Practice Involved in Modern Credits and Collections, Together With an Explanations of Bankruptcy Proceedings It is not to be supposed that any set of rules can be drawn up that will apply equally well to all classes of credit. At the same time it is evident that the underlying principles of credit must in all cases be the same and that the methods developed in the credit department of one line of business may be easily adapted to the requirements of a line entirely different. For this reason the principles developed in the following pages and the plans suggested for the handling of credit problems, which are the result of twenty years of actual experience in the credit office, will, the author trusts, be found generally available. There is but little literature on the subject of credits. The situation is one not unusual in connection with intense business activities - the experienced credit men have found no leisure to write down the results of their experience for the benefit of others and books are few and far between. The present volume, therefore, requires no apology, and while it is intended primarily for younger members of the profession, the author believes that the experienced credit men will find in it much that is helpful. The methods of credit-granting have undergone radical changes during recent years, due to the influence of commercial agencies, trade bureaus, the National Association of Credit Men, and the revision of business laws. The principles and methods discussed in the present volume will, the author trusts, be found in accordance with the most recent practice. But little attention has been paid to systems, to methods of preserving records, and other similar matters of routine. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.