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Presenting unbiased information about borrowing money and an understandig of the processes involved, this easy-to-read, step-by-step book will help you avoid costly credit mistakes and show you how o protect one of your most prized assets ---your credit
With a writing style alive with the rhythms and riffs of jazz, Jeffries deftly examines the questions of identity, race and family in a provocative, moving and often hilarious memoir. Too light to be black, too dark to be white, finding a place in race-conscious American society as the son of a black father and Jewish mother was a challenging journey for the author. Following a different path to his more wayward siblings, he discovers conflicts within himself that have as much to do with Kafka as with Ellison. The truth he learns - you must create yourself.
This is a book about the social and economic history of ancient Greece and has as its core a detailed study of credit relations in Athens during the fourth century BC. It looks at ancient economy and society in their own terms and demonstrates that the very different system of credit in Athens had its own complexity and sophistication.
Newbery Honor author Cynthia Lord likes fostering rabbits—or, as she fondly calls it, “borrowing bunnies.” This is the heartwarming true story of the author’s own journey with two very special rabbits. In the spring of 2016, Peggotty and Benjamin were saved by Maine’s Cottontail Cottage Rabbit Rescue after their previous owners had neglected them. But before the two Netherland Dwarf rabbits could be adopted, Cynthia had to help them learn to trust people and feel safe inside a home. The bunnies slowly settled in, enjoying their clean pens, nibbling new foods, and playing with fun toys, while Cindy’s husband, John Bald, photographed Benjamin and Peggotty’s every step toward adoption. At that time, hundreds of viewers were drawn to Cindy’s Facebook page to watch their progress. Now, she has adapted the rabbits’ true story into a picture book that explores love, responsibility, empathy, and letting go—along with fostering’s many surprises, both big and small. Young readers will delight in watching these bunnies thrive while also learning a few fun animal facts. With Cindy’s pitch-perfect blend of warmth and real-life experience, Borrowing Bunnies is a new classic in narrative nonfiction.
Nations with credible monetary regimes borrow at lower interest rates in international markets and are less likely to suffer speculative attacks and currency crises. While scholars typically attribute credibility to domestic institutions or international agreements, Jana Grittersová argues that when reputable multinational banks headquartered in Western Europe or North America open branches and subsidiaries within a nation, they enhance that nation’s monetary credibility. These banks enhance credibility by promoting financial transparency in the local system, improving the quality of banking regulation and supervision, and by serving as private lenders of last resort. Reputable multinational banks provide an enforcement mechanism for publicized economic policies, signaling to international financial markets that the host government is committed to low inflation and stable currency. Grittersová examines actual changes in government behavior of nations trying to gain legitimacy in international financial markets, and the ways in which perceptions of these nations change in relation to multinational banks. In addition to quantitative analysis of over 80 emerging-market countries, she offers extensive case studies of credibility building in the transition countries of Eastern Europe, Argentina in 2001, and the global financial crisis of 2008. Grittersová illuminates the complex interactions between multinational banks and national policymaking that characterize the process of financial globalization to reveal the importance of market confidence in a world of mobile capital.
The books you lend are usually the ones you least want to lose. Here's a sure way to track them: the borrower is given a handsome bookmark with your name on top; you keep the stub, noting the title, date, and name of the borrower. Tidy and effective -- it works!
The story of Wolf Shafer and how he came to discover the meaning of life by attending a years worth of funerals
How Governments Borrow reveals how annual borrowing decisions are informed by domestic politics. The book traces the annual fiscal policymaking process in Emerging Markets (EM) to show how a government's partisan policy preferences are a primary determinant of annual external borrowing decisions and thus patterns of debt accumulation. That sovereign debt composition has partisan political roots provides insights for scholars in political science, international relations, economics, sociology, and public administration that work on sovereign debt. Sovereign debt composition enhances or limits the capacity of an EM government to contribute to social and economic development. Many EMs depend on foreign currency debt. How much external debt an EM government owes, the cost of that debt, the maturity of that debt, and the conditions attached to that debt all determine the political and economic opportunities and risks associated with a government's borrowings. EMs borrow from different sources each year, leading them to build different sovereign debt structures over time. Some prioritize cheap yet conditional official credit, which constrains policy autonomy but enhances debt sustainability. Others prioritize comparatively expensive bond markets, which enhances policy autonomy but brings more expensive repayment obligations on to national balance sheets. As countries accumulate debt, the borrowing choices they make come to have important effects on fiscal space, debt sustainability, and development.
First Published in 2004. Routledge is an imprint of Taylor & Francis, an informa company.