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Millions of Americans are stressed over money. They are broke, struggling and afraid. Jobs are disappearing and the black community has been consistently hit especially hard with various forms of severe economic despair. In light of these challenging times, it is critical that we create innovative solutions to deal with these very serious problems. The old models of job-seeking, hoping for the best and spending till you drop will be neither empowering nor beneficial tell our children. So, it's time that we prepare them to be economic competitors in the 21st century. The Black Millionaires Of Tomorrow Program was designed by Finance PhD Dr Boyce Watkins as a creative, simple, effective, no-nonsense solution to the wealth gap that plagues the black community. Using very simple models and light-hearted examples, Dr Watkins and his team of experts have developed a curriculum that can put your child ahead of the curve when it comes to economic preparation and financial sophistication. This program will set your children apart from the pack and make a difference for the rest of lives. We congratulate you for making this very important investment.
It's no secret that these hard times have been even harder for the Black community. Approximately 35 percent of African Americans had no measurable assets in 2009, and 24 percent of these same households had only a motor vehicle. Dennis Kimbro, observing how the weight of the continuing housing and credit crises disproportionately impacts the African-American community, takes a sharp look at a carefully cultivated group of individuals who've scaled the heights of success and how others can emulate them. Based on a seven year study of 1,000 of the wealthiest African Americans, The Wealth Choice offers a trove of sound and surprising advice about climbing the economic ladder, even when the odds seem stacked against you. Readers will learn about how business leaders, entrepreneurs, and celebrities like Bob Johnson, Spike Lee, L. A. Reid, Herman Cain, T. D. Jakes and Tyrese Gibson found their paths to wealth; what they did or didn't learn about money early on; what they had to sacrifice to get to the top; and the role of discipline in managing their success. Through these stories, which include men and women at every stage of life and in every industry, Dennis Kimbro shows readers how to: · Develop a wealth-generating mindset and habits · Commit to lifelong learning · Craft goals that match your passion · Make short-term sacrifices for long-term gain · Take calculated risks when opportunity presents itself
Because its time to upgrade your life.
An Economist Best Book of the Year "Making Money and Keeping It" – The Wall Street Journal Over the past century, if the wealthiest families had spent a reasonable fraction of their wealth, paid taxes, invested in the stock market, and passed their wealth down to the next generation, there would be tens of thousands of billionaire heirs to generations-old fortunes today. The puzzle of The Missing Billionaires is why you cannot find one such billionaire on any current rich list. There are a number of explanations, but this book is focused on one mistake which is of profound importance to all investors: poor risk decisions, both in investing and spending. Many of these families didn’t choose bad investments– they sized them incorrectly– and allowed their spending decisions to amplify this mistake. The Missing Billionaires book offers a simple yet powerful framework for making important lifetime financial decisions in a systematic and rational way. It's for readers with a baseline level of financial literacy, but doesn’t require a PhD. It fills the gap between personal finance books and the academic literature, bringing the valuable insights of academic finance to non-specialists. Part One builds the theory of optimal investment sizing from first principles, starting with betting on biased coins. Part Two covers lifetime financial decision-making, with emphasis on the integration of investment, saving and spending decisions. Part Three covers practical implementation details, including how to calibrate your personal level of risk-aversion, and how to estimate the expected return and risk on a broad spectrum of investments. The book is packed with case studies and anecdotes, including one about Victor’s investment with LTCM as a partner, and a bonus chapter on Liar’s Poker. The authors draw extensively on their own experiences as principals of Elm Wealth, a multi-billion-dollar wealth management practice, and prior to that on their years as arbitrage traders– Victor at Salomon Brothers and LTCM, and James at Nationsbank/CRT and Citadel. Whether you are young and building wealth, an entrepreneur invested heavily in your own business, or at a stage where your primary focus is investing and spending, The Missing Billionaires: A Guide to Better Financial Decisions is your must-have resource for thoughtful financial decision-making.
According to statistics, a black guy has the lowest probability in the world of becoming a millionaire. So if I did it, so can you! This is not your traditional personal finance book. Conventional thinking plus conventional actions equals conventional results. No one wants that. Let this book inspire you to begin your own millionaire journey.
Have you ever wondered what the stock market is and how people use it to build and sustain individual and generational wealth? Well, wonder no more. This accessible and concise guide, written by Dr. Boyce Watkins, will provide you with practical information and examples about how the stock market works, why you should invest, and how to invest with your future in mind. Whether you are a new investor or someone who has been investing for years, this guide will peel back the layers and demystify why every Black person in America should participate in the stock market.
#1 New York Times, Wall Street Journal, and USA Today Bestseller! Secrets of the Millionaire Mind reveals the missing link between wanting success and achieving it! Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments? The shocking answer is: None of the above! In his groundbreaking Secrets of the Millionaire Mind, T. Harv Eker states: "Give me five minutes, and I can predict your financial future for the rest of your life!" Eker does this by identifying your "money and success blueprint." We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money—and if somehow you do, you will most likely lose it! The good news is that now you can actually reset your money blueprint to create natural and automatic success. Secrets of the Millionaire Mind is two books in one. Part I explains how your money blueprint works. Through Eker's rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and "revise" it to not only create success but, more important, to keep and continually grow it. In Part II you will be introduced to seventeen "Wealth Files," which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth. If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that's exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it's simple. If you think like rich people think and do what rich people do, chances are you'll get rich too!
Becoming a Black Woman Millionaire is a revolutionary act. It flies in the face of history. It's telling history to kiss your Black A$$. Look, sis, do I have permission to tell the truth about why you are not a black woman millionaire-yet? Can I just talk to you, sister to sister? No pretense, no political correctness, just real and raw? (This is going to sound sooooo bad...) I can tell you why your business hasn't bloomed. Why you stay at a job that is beneath you. Why no matter how hard you work or how many degrees you get, you live paycheck to paycheck... I can tell you the real reason you lie awake at night tired, stressed, and sleepless, because no matter how much you slave at your business or at that job or in that cubicle, you never feel like you are enough or that you make enough... Do you want to know the truth about why you make big moves and big money #iseeyou #makeyourpapergirl but you are "cash-flow poor"-regardless of your high net-worth tax bracket? Then this is the book, the answer, and the salve for hurts you might not even know you're carrying that directly affect your money. From the streets of Baltimore, to Stanford Ph.D. to (multiple) Black Woman Millionaire, Dr. Venus takes you by the hand and walks you through the spiritual landmine of our "cultural consciousness" that show up in your money so you can defy your impossible to become a 7-Figure sister. This daring and ruthlessly compassionate book sheds an unapologetic light on the impact Slavery has had on Black Women's sense of self in terms of money. Mixing intimate personal stories, searing truth, and emotionally healing action items to start immediately healing money wounds, this book is a must-have for sisters who know they have a destiny to fulfill. Part memoir, part personal-transformation, and part business development, The Black Woman Millionaire serves as a street-smart salve for Black Women to heal their brokenness, so they don't have to spend their lives broke-regardless of income level. Edgy, instructional, and inspirational, this book will teach you how to emancipate yourself-emotionally, spiritually, and financially-so that you alter the financial future of your bloodline.
Dr. E. Gaylon McCollough is an accomplished author, metaphysician, specialty plastic surgeon, and godly American patriot. In this, his twenty-third book, the doctor addresses how a deep state network that is aligned with Luciferian globalists, has infiltrated government, America's healthcare system, the mainstream media, public education, and the entertainment industry. With the souls of the America's children hanging in the balance, Dr. McCollough explains why patriots of all races, religions, and both genders must unite, to see that every child grows up in a world where God--not Luciferian governance--reigns supreme, as it was in the beginning.