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No investment strategy has created more millionaires than real estate . . . even in less-than-stellar markets. This new edition of the bestselling Are You Dumb Enough to be Rich? empowers readers to take their first steps toward real estate investing. The book walks readers through a special 120-day plan for starting down the road to real estate wealth. Barnett gives readers the information and resources they need to find the neighborhoods with the most potential, avoid the common pitfalls of real estate investment, and build personal and professional credibility.The new edition includes exciting trends and opportunities to take advantage of, changes in specific state laws . . . even ways to actually profit from a downturn! In addition, the book now includes Barnett's new "Hot Mapping" system for figuring out where to invest.Too many real estate books focus on stories and unrealistic examples of how other people became rich. Are You Dumb Enough to be Rich? offers real strategies for people wishing to make smart, low-risk investments. Straightforward and easy-to-follow, this book demonstrates that anyone can make money – lots of it! – in real estate.
Read this one book, set up your money, and get on with your life! Find out what many in the financial world don't want you to know. Laid-back investing is not only easier, it can actually make you richer. Learn how to kill off debt, curb spending, find your best KiwiSaver fund, save painlessly, buy a house or be happy not buying one, and move confidently towards and through retirement (hint: you don't need $1 million). You'll also learn why it's best to 'set and forget' your investments. And why, beyond a certain point, having more money is not the key to happiness. Unlike many writers of finance books, Mary is not selling anything (except this book!). She just wants you to do well. She's on your side. 'Mary has that rare ability to cut through the jargon to what really matters. She combines expert wisdom and real-world insights, with fantastic results!' DIANE MAXWELL, RETIREMENT COMMISSIONER 'Mary Holm is in the first rank of New Zealanders offering simple and wise advice to those who want to take effective steps to secure their future financial wellbeing. This straightforward guide should help ordinary Kiwis navigate their way through the various traps they can fall into.' SIR MICHAEL CULLEN, FORMER DEPUTY PRIME MINISTER and MINISTER OF FINANCE
10TH ANNIVERSARY EDITION Is the financial plan of mediocrity -- a dream-stealing, soul-sucking dogma known as "The Slowlane" your plan for creating wealth? You know how it goes; it sounds a lil something like this: "Go to school, get a good job, save 10% of your paycheck, buy a used car, cancel the movie channels, quit drinking expensive Starbucks mocha lattes, save and penny-pinch your life away, trust your life-savings to the stock market, and one day, when you are oh, say, 65 years old, you can retire rich." The mainstream financial gurus have sold you blindly down the river to a great financial gamble: You've been hoodwinked to believe that wealth can be created by recklessly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. This impotent financial gamble dubiously promises wealth in a wheelchair -- sacrifice your adult life for a financial plan that reaps dividends in the twilight of life. Accept the Slowlane as your blueprint for wealth and your financial future will blow carelessly asunder on a sailboat of HOPE: HOPE you can find a job and keep it, HOPE the stock market doesn't tank, HOPE the economy rebounds, HOPE, HOPE, and HOPE. Do you really want HOPE to be the centerpiece for your family's financial plan? Drive the Slowlane road and you will find your life deteriorate into a miserable exhibition about what you cannot do, versus what you can. For those who don't want a lifetime subscription to "settle-for-less" and a slight chance of elderly riches, there is an alternative; an expressway to extraordinary wealth that can burn a trail to financial independence faster than any road out there. Why jobs, 401(k)s, mutual funds, and 40-years of mindless frugality will never make you rich young. Why most entrepreneurs fail and how to immediately put the odds in your favor. The real law of wealth: Leverage this and wealth has no choice but to be magnetized to you. The leading cause of poorness: Change this and you change everything. How the rich really get rich - and no, it has nothing to do with a paycheck or a 401K match. Why the guru's grand deity - compound interest - is an impotent wealth accelerator. Why the guru myth of "do what you love" will most likely keep you poor, not rich. And 250+ more poverty busting distinctions... Demand the Fastlane, an alternative road-to-wealth; one that actually ignites dreams and creates millionaires young, not old. Change lanes and find your explosive wealth accelerator. Hit the Fastlane, crack the code to wealth, and find out how to live rich for a lifetime.
Oliver Peterkinney and Alex Glass, two friends from Glasgow's desperate fringes, become involved in one of the city's darkest and most dangerous trades: debt collection. While one rises quickly through the ranks, the other falls prey to the industry's addictive lifestyle, accumulating steep debts of his own. Meanwhile, the three most powerful rivals in the business -- Marty Jones, ruthless pimp; Potty Cruickshank, member of the old guard; and Billy Patterson, brutal newcomer -- vie for prominence. And now Peterkinney, young and darkly ambitious, is beginning to make himself known. Before long, violence will spill out onto the streets, as those at the top make deadly attempts to outmaneuver one another for a bigger share of the spoils. Peterkinney and Glass will find themselves at the very center of this war; as the pressure builds, each will find their actions -- and inactions -- coming back to haunt them. But it is those they love who will suffer most . . . The Night the Rich Men Burned is a novel for our times, and Mackay's most ambitious work to date, proving that in Glasgow's criminal underworld, there's nothing so terrifying as money. "Malcolm Mackay has created his own world." -- The Sunday Times [UK]"A sharp-edged morality play delivered with the relentless intensity of machine gunfire." -- Library Journal
Dionysia a smart seventeen year old teen girl lives in Las Vegas, Nevada. Her father Simon is an unemployed truck driver. Her sister Paulina is a college graduate who cannot find a job in nursing. Her mother Celia is the only one that has a job working at the Amazon Fulfillment Center in Las Vegas, Nevada. Dionysia meets a mysterious man named Xolotl who is running away from the government and has a wild story to tell. At first, she does not really believe him since he is quoting from the Bible and panhandling in the streets of Las Vegas, Nevada with his golden retriever dog. Then events start to occur which makes her believe that Xolotl is telling the truth. Dionysia has a crush on one of her coworkers Alphaeus who is the head cashier at the restaurant. She may never see him again since Alphaeus is leaving town to be closer to his family after he loses his job at a Burger King restaurant. Now Dionysia has to deal with the fact that robots have taken her job too. An opportunity to get revenge arrives while she takes it in order to feel better about her situation. Automation, unemployment, inequality, hunger, and homelessness have taken over since President Automated came to power with his campaign promise to, ‘Make America Automated Again.’ Robots, computers, and machines do all the jobs in America while the government eliminates the government’s social safety net programs. Alternative facts rule as lies run rampant to hide the truth. The Tax Cuts for the Rich 1% and Automate all Jobs Act, in place since January 2017 by presidential executive order benefits the rich one percent and businesses while it takes away money from the middle class and working class Americans. (Word Count 70,170)
Have you ever wondered why some people attract wealth while others stay financially trapped? The key is learning wealth-friendly, upside-down thinking. In this New York Times, Wall Street Journal, and USA Today bestseller, Robert Shemin, one-time "idiot" and currently a multimillionaire, illustrates in a witty way how going against the grain is, in fact, the surest way to gain. Learn how to: • set only one powerful success goal—and make it a big one • play while your money goes to work • stop building someone else’s business and start building your own • live and think like a millionaire while you’re becoming one • use the power and smarts of other Rich Idiots to help you join the Rich Idiot Club Spend just a few pages with Robert and his Rich Idiot friends and you’ll be convinced that “if they could do it, I can do it.”
Incisive guide to transform your relationship towards money and finally start building real wealth Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom delivers an inspirational, tough-love, and step-by-step guide for readers to finally start building their own legacy of wealth no matter where they're starting from. Filled with proven money-making, saving, and investment strategies, this book helps readers take an honest look at their spending habits, unconscious biases about money, and self-sabotaging money behaviors in order to start living their best lives. Heavyweight institutional finance executive Dr. Brad Klontz and self-made millionaire Adrian Brambila combine their expertise, grit, and firsthand knowledge to provide unparalleled and eye-opening perspective on topics including: Your ideal path to success as either an employee, entrepreneur, or “grinder” Trauma-based psychology that leads to a counterproductive “broke mindset” The value of education in sidestepping common financial pitfalls Steps to increase and diversify income, save what you make, and grow your money in your sleep Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom earns a well-deserved spot on the bookshelves of all ambitious individuals who are sick of tepid, uncontroversial, and ultimately ineffective financial advice, and want to cut through the noise to discover highly effective wealth-building moves that are proven to work.
Includes, beginning Sept. 15, 1954 (and on the 15th of each month, Sept.-May) a special section: School library journal, ISSN 0000-0035, (called Junior libraries, 1954-May 1961). Also issued separately.