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Drawing on the groundbreaking U.S. Financial Diaries project (http://www.usfinancialdiaries.org/), which follows the lives of 235 low- and middle-income families as they navigate through a year, the authors challenge popular assumptions about how Americans earn, spend, borrow, and save-- and they identify the true causes of distress and inequality for many working Americans.
In Three Volumes. Volume 1, Introduction, Tables Of Annual Estimates Of Saving, 1897 To 1949; Volume 2, Nature And Derivation Of Annual Estimates Of Savings, 1897 To 1949; Volume 3, Special Studies, By Raymond W. Goldsmith, Dorothy S. Brady, And Horst Mendershausen.