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Are you buying a home for the first time, wanting to sell and buy again, or wanting to earn income from renting out property? A guide to buying or selling a house in South Africa is packed with ideas about how you can make the most out of investing in property.
The law affects us all, and even your most basic day-to-day choices and actions have legal implications. Yet few people have much knowledge of the law or understand complicated legal terminology – and lawyers’ fees are beyond many people’s reach. This book will provide you with the necessary information on a wide range of legal issues that may impact on your daily life – at work, in the home, on the road, in the marketplace, and in the courtroom. Written by experts specifically for the layperson, the book’s everyday language is free of obscure legal jargon. It is easily understandable, informative and essential for each and every household in South Africa. What’s new in the 4th edition? This new edition includes new or expanded information on procedures for DNA and other forensic samples; protection from harassment; parental duties and responsibilities; travelling with children; rights to education; fair and unfair dismissals; franchises; developments in property law; electronic fund transfers; the Road Accident Fund; and the law applying to sport.
Do you want to build your wealth and secure your financial future? Do you want to ensure that inflation does not eat away at everything that you have worked so hard for? Do you want to own wealth outside of the paper financial system? If your answer to these three questions is yes, then you need to own real money. Not rands, dollars or euros: these are merely fiat currencies. You want to own gold and silver, as without them, your wealth is only worth the value of the ink and the paper on which it is printed. For thousands of years, holders of gold and silver have discovered that both metals are monetary antidotes against global financial chaos caused by debt, fiscal imprudence and ad infinitum money-printing. The proprietor of even a few ounces of gold is not only an investor but an individual with the assurance that their wealth and purchasing power remains preserved. Going for Gold is not an attempt to coerce investors into allocating a portion of their total investment portfolio to precious metals. Rather, it speaks directly to the South African investor and declutters and contextualises the vast amounts of information available about precious metals, providing counsel that the mainstream financial industry has disregarded at best, and suppressed at worst.
This Second Edition provides an excellent and holistic structure for planning and managing your personal finances. Everything you need to know in order to make informed decisions about any and every aspect of your finances is contained in the ten key personal financial planning areas: career, income tax, estate, investment, protection, credit, health care, retirement and emigration planning. Ultimately, we all hope for financial independence after retirement, and how you plan and manage your finances in any one of these key areas can have far-reaching positive or negative financial implications for your future. Key features: Learning outcomes and self-assessment questions; Numerous diagrams, figures and tables; Outlines the personal financial planning process; Describes the assessment and measurement of personal financial performance; Explains the time value of money; Details ten personal financial planning areas.
Home Truths: A Guide to Buying and Selling Property offers information for the reader to thoughtfully assess the needs in the world of property transactions. The book starts by considering renting/being a tenant and then moves on as a guide through the process of getting a mortgage/purchasing, with a discussion of the financial and tax consequences, as well as an explanation of selling process. It also looks at property investment in three forms: buy-to-let, buying abroad, and commercial property. These areas are full of uncertainty and risk, as well as opportunity and profit, but risk and uncertainty can be minimized (though not eliminated) by developing an understanding of how these specialized areas of property investment operate. Finally, the book also considers property issues that can arise in the later years of life, such as property downsizing, equity release, and inheritance tax planning.
Buying a house should be one of the most rewarding things you can do, but it's also one of biggest financial commitments you'll ever make so not surprisingly it can be very stressful. In How to Buy a House, professional homefinders Phil and Kirstie, from Location Location Location, balance the odds, helping you to find and buy your new home with confidence and success, whether you're getting a foot on the ladder or upsizing. From city flats to country retreats, Kirstie and Phil take you through the buying process, highlighting pitfalls and offering practical tips that could save you time, money and heartache, in this essential companion. FULLY UPDATED EDITION
Discover South Africa, Lesotho and Swaziland with themost incisive and entertaining guidebook on the market. Whether you plan tosafari in Kruger National Park, savour the fine wines of the Western Cape orexplore the village where Nelson Mandela grew up, The Rough Guide to South Africa, Lesotho & Swaziland will showyou ideal places to sleep, eat, drink and shop along the way. Inside The Rough Guide to South Africa,Lesotho & Swaziland - Independent, trusted reviewswritten in Rough Guides' trademark blend of humour, honesty and insight,to help you get the most out of your visit, with options to suit everybudget. - Full-colour maps throughout -navigate Johannesburg's downtown shopping streets or the beachfrontof Port Elizabeth without needing to get online. - Detailed regional coverage -whether off the beaten track or in more mainstream tourist destinations,this travel guide has in-depth practical advice for every step of the way.Areas covered include: Cape Town and the Cape Peninsula; The Western Cape;The Northern Cape; The Eastern Cape; the Garden Route; KwaZulu-Natal; Durban;Free State; Gauteng; Johannesburg; North West Province; Mpumalanga; Limpopo;Lesotho; Swaziland. Attractions include: Table Mountain; RobbenIsland; Kirstenbosch National Botanical Garden; Stellenbosch; the WildCoast; Hluhluwe-Imfolozi Park; the Drakensberg mountains; Joburg'sApartheid Museum; Blyde River Canyon; Kruger National Park. - Stunning, inspirational images Itineraries - carefully plannedroutes to help you organize your trip. - Basics - essential pre-departurepractical information including getting there, local transport, accommodation, foodand drink, health, the media, festivals, sports and outdoor activities, crimeand personal safety, and more. - Background information - aContexts chapter devoted to history, music and books, plus a handy languagesection and glossary. Make the Most of Your Time on Earth with theRough Guide to South Africa, Lesotho & Swaziland.
Most people are rich for a single day in their lives: the day they retire and receive their retirement savings. This moment is more critical than many people realise – it marks the change from saving for retirement to drawing an income from savings that will ideally sustain them until they die. All too often, pensioners end up struggling financially because they make the wrong decisions after they retire. It is crucial for retirees to apply themselves to securing a sustainable income. This book provides a comprehensive overview of the vital issues that impact on retirement, such as taxation, investments, healthcare, estate plan¬ning and where to live when retired. It also identifies warning signs to look out for in order to avoid financial troubles. Written in clear and straightforward language by well-known journalist Bruce Cameron and respected financial planner Wouter Fourie, this is the ultimate guide to help you achieve a secure and successful retirement.