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A Dream Defaulted explores how the student loan crisis disproportionately affects Black borrowers and why rising student debt is both a cause and consequence of social inequality in the United States. Jason N. Houle and Fenaba R. Addo offer a deft analysis of the growing financial crisis in education, examining its sources and its impacts. Based on more than five years of ongoing qualitative and quantitative research, this incisive work illustrates how the student loan system has not benefited all students equally. The authors tell the story of how first-generation college students, low-income students, and students of color are disadvantaged in two opposing phases of the process: debt accumulation and debt repayment. They further demonstrate that policies intended to mitigate financial burden and prevent default have failed to assist the people who most need help. Houle and Addo present these social and racial disparities within a broader context, tracing how centuries of institutionalized racism have contributed to social and economic inequities, perpetuating the racial wealth gap and leading to intergenerational inequality. Through interviews with borrowers, they illuminate the ways in which racial disparities affect who has college access, how and why people take on debt, and who has the ability to repay student loan debt after leaving college. Recognizing that the affordability crisis cannot be solved by higher education reform alone, Houle and Addo consider solutions. They argue that policy must extend beyond debt reduction and financial aid to address entrenched patterns of racial inequality and racial discrimination, both inside and outside institutions of higher education.
A moving exploration of homeownership, freedom, and the American Dream in light of the ongoing financial crisis and mass foreclosure.
One of NPR's Best Books of 2016 and a Hugo, Nebula, John W. Campbell, and Locus Award finalist for Best Novella Professor Vellitt Boe teaches at the prestigious Ulthar Women’s College. When one of her most gifted students elopes with a dreamer from the waking world, Vellitt must retrieve her. "Kij Johnson's haunting novella The Dream-Quest of Vellitt Boe is both a commentary on a classic H.P. Lovecraft tale and a profound reflection on a woman's life. Vellitt's quest to find a former student who may be the only person who can save her community takes her through a world governed by a seemingly arbitrary dream logic in which she occasionally glimpses an underlying but mysterious order, a world ruled by capricious gods and populated by the creatures of dreams and nightmares. Those familiar with Lovecraft's work will travel through a fantasy landscape infused with Lovecraftian images viewed from another perspective, but even readers unfamiliar with his work will be enthralled by Vellitt's quest. A remarkable accomplishment that repays rereading." —Pamela Sargent, winner of the Nebula Award At the Publisher's request, this title is being sold without Digital Rights Management Software (DRM) applied.
Embark on your journey to psychological and spiritual growth with this revised edition of Charlie Morley’s bestselling exploration of the practice and benefits of lucid dreaming. Dreams of Awakening is a thorough and exciting exploration of lucid dreaming theory and practice within both Western and Tibetan Buddhist contexts. This revised edition includes up-to-date scientific research, new sections on the use of lucid dreaming to aid the treatment of anxiety, panic attacks, nightmares and healing your inner child, together with brand new techniques for day- and night-time practice. Charlie distils wisdom from more than 20 years of personal practice and the lucid dreaming workshops he has taught around the world. Using a three-part structure of Ground, Path and Germination you’ll learn: – the history and transformative benefits of lucid dreaming – techniques for lucid dreaming your way to psychological and spiritual growth – the latest research into the application of lucid dreaming for healing – how to rewire your brain to create new, positive mind states while you sleep This book is for all those who want to wake up to their true potential, both in their dreams and their waking lives.
On August 28, 1963, something quite amazing occurred. On that day, one of the largest political rallies ever took place in support of civil and economic rights of African-Americans, and Dr. Martin Luther King, Jr., standing in front of the Lincoln Memorial, gave one of the most stirring speeches in history when he delivered his “I Have a Dream” speech. This book is a celebration of the 50th anniversary of this address and includes narrative and more than 100 stunning photos from the march in Birmingham, Alabama, through the March on Washington. The photographs come from Bob Adelman, one of the most notable photographers of this movement. His work has been featured in Time, Newsweek, and the Associated Press. It is authored by the Southern Christian Leadership Conference (SCLC), an organization in which Dr. King served as the first president.
Presents the text of the famous speech given on the National Mall in Washington, D.C. by Martin Luther King, Jr., complemented by paintings illustrating the ideals the civil rights leader described.
"Presents Dr. Martin Luther King Jr.'s speech and explains its meaning using everyday language. Describes the events that led to the speech and its significance through history"--Provided by publisher.
The dramatic inside story of the most important case in the history of sovereign debt law Unlike individuals or corporations that become insolvent, nations do not have access to bankruptcy protection from their creditors. When a country defaults on its debt, the international financial system is ill equipped to manage the crisis. Decisions by key individuals—from national leaders to those at the International Monetary Fund, from holdout creditors to judges—determine the fate of an entire national economy. A prime example is Argentina’s 2001 default on $100 billion in bonds, which stands out for its messy outcomes and outsized impact on sovereign debt markets, sovereign debt law, and IMF policy. Default is the riveting story of Argentina’s sovereign debt drama, which reveals the obscure inner workings of sovereign debt restructuring. This detailed case study describes the intense fight over the role of the IMF in Argentina’s 2005 debt restructuring and the ensuing bitter decade of litigation with holdout creditors, demonstrating that outcomes for sovereign debt are determined by a complex interplay between financial markets, governments, the IMF, the press, and the courts. This cautionary tale lays bare the institutional, political, and legal pressures that come into play when a country cannot repay its debts. It offers a deeper understanding of how global financial capitalism functions for those who work in or study debt markets, international finance, international relations, and international law.
As the largest employer of one of the world’s leading economic and geo-political superpowers, the history of the federal government’s workforce is a rich and essential tool for understanding how the “Great Experiment” truly works. The literal face of federal policy, federal employees enjoy a history as rich as the country itself, while reflecting the country’s evolution towards true democracy within a public space. Nowhere is this progression towards democracy more apparent than with its internal race relations. While World War II was a boon to black workers, little is known about the nuanced, ongoing struggles for dignity and respect that black workers endured while working these “good, government jobs.” American Dream Deferred challenges postwar narratives of government largess for African Americans by illuminating the neglected stories of these unknown black workers.
Looks at how documentary photographers have contested the idea of the American dream, and discusses the work of Francis Benjamin Johnston, Lewis Hine, Walker Evans, Dorothea Lange, William Klein, Diane Arbus, and Robert Frank