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The critics are saying: "Don't make decisions about your Medicare coverage without reading this book!" #1 Best Selling Book in Less than 48-Hours After Reading This Book, You Will: ⚠ Know what Medicare pitfalls exist and how to expertly avoid them ⚠ Be ready to make the major Medicare decisions ⚠ Be knowledgeable on the costly penalties and how to steer clear Who This Book is For: ✓ New to Medicare - This book will help anyone approaching Medicare eligibility at age 65 who needs to learn the basics and is afraid of making a mistake that will result in penalties or inadequate healthcare coverage ✓ Retiring after 65 - Perhaps you have worked past age 65 and maintained employer coverage but now you are retiring and want to successfully transition from group health insurance cover to Medicare as your primary coverage. This book will show you the exact steps to take while also sidestepping unexpected (and often undeserved) late enrollment penalties. ✓ Beneficiaries Facing Indecision - Get this book if It's time for you to make a choice between a Medigap plan (Medicare supplement) and Medicare Advantage but you find yourself torn and aren't sure which route would be a better fit for you. ✓ Confused by Election Periods - Are all the various Medicare election periods making your head spin? This book carefully explains what changes and plan selections you can make during the various election periods and more importantly, what those election periods WON'T give you that you probably expect. ✓ Adult Children and Caregivers - If you find yourself in a situation where you need to help your parents make Medicare coverage decisions but have no idea how Medicare works, this book will be immensely helpful to you. Every year thousands of seniors make big mistakes during their Medicare enrollment that can result in expensive penalties and untold hours of hassle and headaches. While some of these mistakes are fixable, others can affect you for the rest of your life. In 10 Costly Medicare Mistakes, Medicare expert Danielle K. Roberts exposes the most common pitfalls that new to Medicare beneficiaries unwittingly make and shares how to expertly avoid them. As a Medicare expert and co-founder at Boomer Benefits, Danielle has spent the last 15 years helping thousands of Medicare beneficiaries learn how to navigate their entry into Medicare. Her goal has always been to make the entry into Medicare and enrollment process easier for ordinary Americans. This is no small task as most Americans spend their entire working lives having their healthcare plans chosen for them by their employers. Now suddenly they have to try to make sense of a huge national healthcare program that has 4 parts, 10 supplements, and thousands of plan options. To make matters worse, Medicare beneficiaries who get it wrong up front can find themselves paying penalties they don't deserve and being trapped in plans that don't fit their needs, lifestyle, or budget. In 10 Costly Medicare Mistakes, Danielle guides new beneficiaries through the key decisions they'll need to make at the beginning of their journey while also helping them expertly avoid the most common and costly mistakes that new beneficiaries often make.
Joe and Mary Cannon had a simple life, no bells or whistles. That is until Mary blew the whistle on Joe's longstanding affair that almost cost them their lives. Joe's ex-best friend, Joshua Baker, has never gotten over Mary, and when he and Joe's mistress team up to break up Mary and Joe's marriage, it becomes deadly.
Wood in Construction – How to Avoid Costly Mistakes focuses on the basic principles and appropriate use of wood in construction and illustrates how to avoid or minimise problems, to ensure that wood performs as expected when used in a construction application. Based on the author’s extensive experience of manufacturing processes and practical applications in the timber, construction, joinery, shop-fitting and furniture industries, Wood in Construction provides a guide to using wood in building in the real world. It describes the main causes of difficulty when using wood, and shows how to avoid or minimise problems, reducing the difficulties for the architect, engineer or specifier, builder and building owner. Technical enough to explain why things should be done in specific ways, but also practical enough to demonstrate how to use wood correctly and avoid doing the wrong things, this is an invaluable resource for construction specifiers (architects, engineers), carpenters, structural engineers, building surveyors, small/medium sized builders.
Selling or buying a business can be a lucrative but risky transaction it's all too easy to sell yourself short or to overpay as the buyer. If you want to avoid the costly mistakes that many business owners make in M&A transactions, this book is for you. It provides valuable guidance on how to prepare for and negotiate your deal, and how to leave the bargaining table with more money in your pocket!
Does your family need a five-star general at the helm? A psychologist? A referee? Ken Blanchard, best-selling co-author of The One Minute Manager and Lead Like Jesus, points to a better role model: the Son of God. Joined by veteran parents and authors Phil Hodges and Tricia Goyer, renowned business mentor Blanchard shows how every family member benefits when parents take the reins as servant-leaders. Moms and dads will see themselves in a whole new light—as life-changers who get their example, strength, and joy from following Jesus at home. This user-friendly book’s practical principles and personal stories mark the path to a truly Christ-centered family, where integrity, love, grace, self-sacrifice, and forgiveness make all the difference.
Matthias Schranner worked a number of years for the police as their leading negotiator in hostage takings and other crimes. Here he describes his successfully proven negotiating techniques. Using numerous practical examples, he illustrates various procedures which can be applied to negotiations about salary, sales, and contracts with individual customers, business partners, and groups of customers. This is a book for employees, colleagues and executives who want to negotiate competently and successfully in every situation. Matthias Schranner knows, more than anyone else, about negotiating under extreme conditions.