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Are you trying to figure out how the Canada Pension Plan (CPP) disability program works? Do you need to apply for benefits or appeal a denial? Do you want to know the secrets for maximizing your chances of success? The Beginner's Guide to CPP Disability helps you better navigate the CPP disability system, covering important topics as eligibility for benefits, how to apply, how claims are decided, how to prove your disability, common reasons for denial, how to appeal a claim denial, what happens after approval, and when to work with a representative. Given the legal requirements of the CPP disability claim process, it is possible to lose a winnable case if you send in the wrong evidence, do things that undermine your credibility or don't present a compelling story to the claim decision-makers. Written by a former occupational therapist turned disability lawyer, The Beginner's Guide to CPP Disability focuses on the practical things you must to do maximize your chances of success. Whether you are thinking of applying for CPP disability benefits, or are appealing a claim denial, this book is a must-have resource for navigating the system and approval process.
Includes French-language titles published by predominantly French-language publishers, 1967-72; includes French-language titles published by predominantly English-language publishers, 1973-74.
Canada’s #1 bestselling retirement income book is now completely revised and updated. Vettese will show you how to mitigate risk and secure your financial future in these unpredictable times. As COVID-19 rocks the economy in an unprecedented black swan event, retirees and those who are preparing to retire need answers to pressing questions about their financial futures. Originally published in 2018, the second edition of Retirement Income for Life, has been completely revised and updated, and now includes: New chapters on early retirement, retiring single, what to do when one spouse dies young, and more. Three strategies for mitigating your personal financial risk in the current downturn in equities and other investment products. Advice on how to plan for (and even benefit from) the coming bear market, resulting from COVID-19, which will create unprecedented equity buying opportunities, possibly as early as 2021. Information on the impact of unbearably low interest rates on annuities and fixed income investments and what to do if you hold them. The reasons retirees should be deferring CPP until age 70 and why the case for this is stronger than ever. Author Frederick Vettese demystifies a complex and often frightening subject and provides practical, actionable advice based on five enhancements the reader can make to mitigate risk and secure their financial future. With over one thousand Canadians turning 65 every day, the cultivation of good decumulation practices — the way in which you draw down assets in retirement, ideally to have a secure income for the rest of your life — has become an urgent matter that no one can afford to ignore.
Advice and guidance on planning for retirement Retirement Planning For Dummies is a one-stop resource to get up to speed on the critical steps needed to ensure you spend your golden years living in the lap of luxury—or at least in the comfort of your own home. When attempting to plan for retirement, web searching alone can cause you more headaches than answers, leaving many to feel overwhelmed and defeated. This book takes the guesswork out of the subject and guides readers while they plan the largest financial obligation of their life. Take stock of your finances Proactively plan for your financial future Seek the help of professionals or go it alone Use online tools to make retirement planning easier Whether you're just starting out with a 401(k) or you’re a seasoned vet with retirement in your near future, this book helps younger and older generations alike how to plan their retirement.
Basic Accounting Concepts is a book written for people who desire or need to understand accounting terminology and processes without all of the complexities and technical language often associated with such a study. Readers will learn, in simple, everyday language the main concepts of accounting including the accounting cycle process and other accounting functions used by a business. The concepts learned in this book will also help the reader in organizing their own personal finances. Among the topics discussed in this book are budgeting, bank reconciliations, and preparing a simple Balance Sheet that may be required by the bank if you are applying for a loan or mortgage. The reader will also learn the complete accounting process involved in “keeping the books” for a small business.
Presents a hands-on guide to plain language writing for government employees. The goal is to provide effective service by telling people what they need or want to know using language that is easily understood and information that is organized in a clear and logical way.