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Fewer than 20% of Baby Boom women will experience a secure retirement. Marriage, education, occupation, home ownership—these variables predict their future. Possession of all four indicates retirement security, and absence of any increases risk of old-age poverty. This riveting sociological study also examines the social relations and structures that will determine the retirement experience, options, and decisions for more than 40 million Baby Boom women. These women's material base and social status are examined through the use of empirical data, and the key predictors of their retirement are identified. The massive entry of Baby Boom women into the labor force increases the importance of retirement planning for working women. It comes at a time when existing research models and data are outdated and inadequate to effectively predict their future retirement experience. Over the past 30 years, American men and their spouses have benefited from the linear, undifferentiated model of the traditional male retirement. For the Baby Boom generation, however, the nature of work has changed significantly. The current retirement model may not serve Baby Boom men as well as in the past, let alone Baby Boom women. In contrast, this book offers a new, dynamic model that considers the social and work structures influencing women's lives and that accurately reflects the predictors and parameters of Baby Boom women's retirement.
This important book shares insights derived from surveys, interviews, and focus groups conducted with a diverse group of first-wave Baby Boomer female professionals (born 1946–1956). These individuals changed the workplace in the 1970s and are now changing views of retirement. In Thriving in Retirement: Lessons from Baby Boomer Women, profiles of highly diverse professional women are interwoven with information gleaned from surveys, interviews, and focus groups, thereby allowing readers to identify with individuals similar to themselves, whether through profession, education, personal concerns, or demographics. In spite of dissimilarities in backgrounds, career paths, and personal experiences, these women have much in common. As they leave their full-time careers, they are committed to exploring new post-career identities while finding ways to stay engaged, share their professional expertise, and develop deeply held personal interests and passions they may have set aside in the past. The Baby Boomer women profiled here reveal details such as the early influences on their education and career choices, the aspects of their careers they enjoyed the most, the opportunities and roadblocks they encountered, as well as how they balanced marriage and family responsibilities with their careers. Readers will benefit from the examples set by these women, whose diversity and varying experiences provide inspiration for nearly anyone of retirement age who finds herself wondering "What's next?"
Drawing on the author's expertise and the personal Social Security stories of real women, this book opens the door on how Social Security works for women regardless of your life's journey. It's for you if you're married, divorced, widowed, or single and will take some of the mystery out of this complex yet critical income source.
For the first time in history, career women -- women who have worked outside the home for most of their lives -- are retiring. Without role models, they look to one another to face the changes this life transition brings. Career women from the Baby Boom and pre-Baby Boom, or Silent, generations are approaching retirement. They want to know what it means to suddenly find themselves back inside their homes after having devoted their lives to careers outside of them. These women are highly skilled, educated and successful.They have achieved visibility, status and influence. And because they are the first large group of American women to define themselves by their work, they have few, if any, models for retirement. Project Renewment will show women that giving up their careers does not mean giving up who they are. Renewment is a term the authors created as an alternative to the word retirement, which they associated with negative stereotypes and clichés. A combination of retirement and renewal, Renewment suggests optimism and opportunity, growth and self-discovery. Project Renewment is a grassroots movement among women who are close to retirement or recently retired and looking to connect with one another. The women of Project Renewment believe that retiring is a process of change and increasing self-awareness. As they redirect the commitment and passion previously dedicated to their careers, they transform and reshape their lives. Project Renewment provides these women with an enriched and safe environment in which to explore and confront the challenges that lie ahead as they leave behind a lifetime at the office, hospital, studio or courtroom. Diverse topics are discussed, such as Who am I without my business card? What if he retires first? What is productivity anyway? Why do I feel guilty reading a book on a Tuesday afternoon? How do I feel about not earning another dollar? Divided into two sections, Project Renewment offers insight and support in a friendly, humorous and meaningful way. The first part of the book addresses the challenges that career women tackle when looking to retire. The second teaches readers how to start and maintain their own Project Renewment group, so they can find support, inspiring relationships and even a few laughs as they look to get the most out of the rest of their lives.
How ministry leaders can help older adults be a vital part of Christian community With the explosion of the older adult population, this important book explores the opportunities and challenges that this presents for the Christian community. Amy Hanson challenges us to let go of many old stereotypes regarding aging and embrace a new paradigm that sees older adults as active, healthy and capable of making significant contributions. Debunks the myths of aging that keep us from fully embracing the potential of people in life's second half Offers suggestions on how to re-invent ministry with older adults Focuses on unleashing older adults to serve and make an impact on churches and congregations A volume in the Leadership Network series The author shows church leaders how they can unleash the power of the baby boomer population to strengthen their congregations.
The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.
Born during the Great Depression and World War Two (1929–1945) an entire generation has slipped between the cracks of history. These Lucky Few became the first American generation smaller than the one before them, and the luckiest generation of Americans ever. As children they experienced the most stable intact parental families in the nation’s history. Lucky Few women married earlier than any other generation of the century and helped give birth to the Baby Boom, yet also gained in education compared to earlier generations. Lucky Few men made the greatest gains of the century in schooling, earned veterans benefits like the Greatest Generation but served mostly in peacetime with only a fraction of the casualties, came closest to full employment, and spearheaded the trend toward earlier retirement. Even in retirement/old age the Lucky Few remain in the right place at the right time. Here is their story, and the story of how they have affected other recent generations of Americans before and since.
This retirement planning book focuses specifically on people in their 30s and 40s who are confused by the many retirement choices they face and may or may not have started doing any planning.
"Urban Land Institute, Terwilliger Center for Housing; ULI Foundation."
For the amazing female pioneers who shattered the glass ceiling, a practical and inspiring guide to reinventing what's next. Boomer women have been trailblazers throughout their professional lives. Now that their careers are losing their edge and children leave the nest, these women are ready to do for retirement what they did for the working world--redefine it. The first book from The Transition Network focuses on the unique needs of women as they explore new possibilities and redesign the old model of retirement, which no longer offers the challenges that these women experienced throughout their careers. This book shows how to create new and exciting work and volunteer opportunities and how to discover new outlets for creativity and passion. Rich in practical advice and stories from women who have successfully navigated this stage, Smart Women don't Retire -- They Break Free is a blueprint for women seeking a whole new set of life choices. The Transition Network is a nation-wide community of women who are creating exhilarating new transition possibilities. Members network through monthly programs; online; and through dynamic peer groups. Members have had successful careers in government, finance, international corporations, and the arts.