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The Department of Veterans Affairs (VA) has assisted veterans with home-ownership since 1944, when Congress enacted the loan guaranty program to help veterans returning from World War II purchase homes. The loan guaranty program assists veterans by insuring mortgages made by private lenders, and is available for the purchase or construction of homes as well as to refinance existing loans. A third way in which the VA provides housing assistance to both veterans and active duty service members is through the Specially Adapted Housing (SAH) Program. Through the SAH program, veterans with certain service-connected disabilities may obtain grants from the VA to purchase or remodel homes to fit their needs. This book discusses these three types of housing assistance; the loan guaranty program, direct loan programs, and Specially Adapted Housing program -- their origins, how they operate, and how they are funded. Additionally, the default and foreclosure of VA-guaranteed loans is discussed.
Veterans returning from service in Iraq and Afghanistan could increase demand for affordable rental housing. Households with low incomes are eligible to receive rental assistance from HUD housing choice voucher, public housing, and project-based programs. However, because rental assistance is not an entitlement, not all who are eligible receive assistance. This report assesses: (1) the income status and demographic and housing characteristics of veteran renter households; (2) how HUD¿s rental assistance programs treat veteran status (whether a person is a veteran or not) and whether they use a veterans¿ preference; and (3) the extent to which HUD¿s rental assistance programs served veterans in FY 2005. Charts and tables.
The challenges facing military veterans who return to civilian life in the United States are persistent and well documented. But for all the political outcry and attempts to improve military members' readjustments, veterans of all service eras face formidable obstacles related to mental health, substance abuse, employment, and — most damningly — homelessness. Homelessness Among U.S. Veterans synthesizes the new glut of research on veteran homelessness — geographic trends, root causes, effective and ineffective interventions to mitigate it — in a format that provides a needed reference as this public health fight continues to be fought. Codifying the data and research from the U.S. Department of Veterans Affairs (VA) campaign to end veteran homelessness, psychologist Jack Tsai links disparate lines of research to produce an advanced and elegant resource on a defining social issue of our time.
Focuses on the veterans home loan program.