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Using rich and detailed data, this groundbreaking book explains why homelessness has become a crisis in America and reveals the structural conditions that underlie it. In Homelessness Is a Housing Problem, Gregg Colburn and Clayton Page Aldern seek to explain the substantial regional variation in rates of homelessness in cities across the United States. In a departure from many analytical approaches, Colburn and Aldern shift their focus from the individual experiencing homelessness to the metropolitan area. Using accessible statistical analysis, they test a range of conventional beliefs about what drives the prevalence of homelessness in a given city—including mental illness, drug use, poverty, weather, generosity of public assistance, and low-income mobility—and find that none explain the regional variation observed across the country. Instead, housing market conditions, such as the cost and availability of rental housing, offer a far more convincing account. With rigor and clarity, Homelessness Is a Housing Problem explores U.S. cities' diverse experiences with housing precarity and offers policy solutions for unique regional contexts.
Stories of House and Home is a social and cultural history of the massive construction campaign that Khrushchev instituted in 1957 to resolve the housing crisis in the Soviet Union and to provide each family its own apartment. Decent housing was deemed the key to a healthy, productive home life, which was essential to the realization of socialist collectivism. Drawing on archival materials, as well as memoirs, fiction, and the Soviet press, Christine Varga-Harris shows how the many aspects of this enormous state initiative—from neighborhood planning to interior design—sought to alleviate crowded, undignified living conditions and sculpt residents into ideal Soviet citizens. She also details how individual interests intersected with official objectives for Soviet society during the Thaw, a period characterized by both liberalization and vigilance in everyday life. Set against the backdrop of the widespread transition from communal to one-family living, Stories of House and Home explores the daily experiences and aspirations of Soviet citizens who were granted new apartments and those who continued to inhabit the old housing stock due to the chronic problems that beset the housing program. Varga-Harris analyzes the contradictions apparent in heroic advances and seemingly inexplicable delays in construction, model apartments boasting modern conveniences and decrepit dwellings, happy housewarmings and disappointing moves, and new residents and individuals requesting to exchange old apartments. She also reveals how Soviet citizens identified with the state and with the broader project of building socialism.
The Politics of Joint University and Community Housing Development: Cambridge, Boston, and Beyond informs and encourages the understanding and creation of community/university housing. It reveals the political and technical dynamics of joint housing development involving both communities and universities. Community/university housing projects have been built in several cities and planned in others. Since Cambridge, Masschusetts, home of Harvard and MIT, contains outstanding examples of community/university housing, the book focuses on the projects there since the 1960s. It also discusses a major project in Mission Hill near Harvard Medical School in Boston, along with brief examinations of a number of other projects. Through the Cambridge and Boston cases, the author explores the historical, political, and economic reasons for developing community housing. There, residents asked the universities to help solve the city housing problems to which the institutions had contributed. Since community housing involved a process, as well as a result in describing how the housing was built, the book focuses on the role of community participation in the development process. The study contributes to the understanding of the issues in several ways. First, two people well acquainted with community/university housing and politics introduce the study with insightful forewords. Second, the study provides details of the development process that will be useful to other community/university groups. Third, it explores university responsibility, rhetoric versus reality, and the educational values of community housing participation. Fifth, the lessons and suggestions provide insights and inspiration for others. Finally, the epilogue explains the development of the study. This study will be particularly helpful for other cities and university/communities encountering housing problems. The features and information here will interest a wide range of community, university, and other urban groups. The issues discussed will become increasingly relevant as more people move into attractive areas near universities. It is also pertinent to institutions like hospitals that also have community and housing problems, and to civic groups that can help solve a range of housing problems. This book explains the politics of community/university housing development in ways that encourage others to address and solve similar problems.
The definitive account of the housing bubble that caused the Great Recession—and earned Wall Street fantastic profits. The American housing bubble of the 2000s caused the worst global financial crisis since the Great Depression. In this definitive account, Adam Levitin and Susan Wachter pinpoint its source: the shift in mortgage financing from securitization by Fannie Mae and Freddie Mac to “private-label securitization” by Wall Street banks. This change set off a race to the bottom in mortgage underwriting standards, as banks competed in laxity to gain market share. The Great American Housing Bubble tells the story of the transformation of mortgage lending from a dysfunctional, local affair, featuring short-term, interest-only “bullet” loans, to a robust, national market based around the thirty-year fixed-rate mortgage, a uniquely American innovation that served as the foundation for the middle class. Levitin and Wachter show how Fannie and Freddie’s market power kept risk in check until 2003, when mortgage financing shifted sharply to private-label securitization, as lenders looked for a way to sustain lending volume following an unprecedented refinancing wave. Private-label securitization brought a return of bullet loans, which had lower initial payments—enabling borrowers to borrow more—but much greater back-loaded risks. These loans produced a vast oversupply of underpriced mortgage finance that drove up home prices unsustainably. When the bubble burst, it set off a destructive downward spiral of home prices and foreclosures. Levitin and Wachter propose a rebuild of the housing finance system that ensures the widespread availability of the thirty-year fixed-rate mortgage, while preventing underwriting competition and shifting risk away from the public to private investors.
Here are 32 notable examples of multi-family housing from many countries, selected for their importance as prototypes. Designed by such masters as Frank Lloyd Wright, Le Corbusier, Mies van der Rohe, and Alvar Aalto, the buildings are illustrated with photographs, site plans, floor plans, elevations, and striking axonometric drawings.
Charles Abrams (1902-1970) stood at the center of the policies, problems, and politics surrounding urban planning, housing reform, and the public and private interests involved in the expansion of the American state. He uniquely combined in one person the often divergent roles of "public" and "policy" intellectual. As a "public intellectual," Abrams's voice reached the American public through the pages of The Nation, The New Leader, and The New York Times, with accessible explanations of civil rights legislation, mortgage financing, government policies, and urban renewal. As a "policy intellectual," he helped to create the New York Housing Authority, lobbied President Kennedy to issue an executive order barring discrimination in federally subsidized housing projects, and combated the growing threat of a federally initiated "business welfare state." Housing and the Democratic Ideal is the only comprehensive work on Charles Abrams to date. Though structured as a narrative biography, this book also uses Abrams's experiences as a lens through which we can better understand the development of American social policy and state expansion during the twentieth century. In his left-leaning critique of centrist liberalism, Abrams took aim at the use of fiscal and monetary policies to achieve social objectives—a practice that allowed business interests to maximize private profits at the expense of public benefits. His growing concern over racial discrimination prefigured its emergence as a highly contested aspect of the American state. A. Scott Henderson not only provides clear insight into Abrams's role in American policymaking and his individual achievements as a pioneering civil rights lawyer, scholar, and urban reformer, but also offers an in-depth analysis of modern state-building and the government-private sector relations ushered in by the New Deal.