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To assess the future of small business & entrepreneurship in the 21st century, a series of 15 focus groups were held between Oct. 1994 & January 1995 in: youth entrepreneurship; micro-business; women-owned business; high technology entrepreneurs; commercial banking; venture capital & investment banking, small business & entrepreneurship education, futurists, media, former SBA administrators & chief counsels for advocacy, business opinion leaders, family business, fast growth businesses, & entrepreneurs. Charts, tables & graphs.