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This report examines the characteristics of Florida's stock of assisted rental housing, finding that the 253,826 income- and rent-restricted units throughout Florida can be characterized as follows: 1) located in large metropolitan areas; 2) occupied by tenants with incomes below 60% of the area median income; 3) open to the general low-income population, rather than specific groups; and 4) relatively new. The report goes on to trace changes in the housing stock since the 1960s, revealing that as housing assistance in the state has shifted from HUD and RD funds to being financed primarily by the Florida Housing Finance Corporation, there has been a growing emphasis on famliy housing and for-profit ownership. Lastly, the report examines preservation risks to older assisted properties that may result in the loss of affordable housing.
This report provides information about Florida's overall rental housing stock, the subsidized housing available in the state, and the characteristics of households in need of affordable rental housing.

A Decent Place to Live

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs

Published: 1988

Total Pages: 160


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ABSTRACT: Much of the nation's rental housing is affordable to low income families as a result of local, state and national government subsidy programs that help to keep rents low. Property owners receive incentives such as rent subsidies and below market interest rate loans in exchange for keeping rents affordable to low income households for a designated period of time (Center for Housing Policy, 2008). These properties are subject to regular inspections during the designated period of time to ensure that they continue to provide quality housing to their tenants. Physical deterioration is a problem for the subsidized rental housing stock, since it can render a building uninhabitable or force an owner to raise the property's rents in order to rehabilitate the building. If a property fails an inspection, subsidies and below market interest rate loans attached to the property can be withdrawn, forcing the owner to sell the property or raise rents to market rate. Additionally, as a property's contract to provide affordable housing expires, an owner can choose to opt out of the subsidy program and raise their rents to market rates (Center for Housing Policy, 2008).
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