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The SMART CANADIAN WEALTH-BUILDER: Stepping Stones to Financial Independence ..".shines a light on many of the financial issues that all of us grapple with..." UNIQUELY CANADIAN -- A PRACTICAL STEP-BY-STEP GUIDE TO WEALTH-CREATION. Similar in style and understandability to "The Wealthy Barber" - but more comprehensive and up-to-date, including very important, newer investment options for Canadians. "Peter Dolezal's newest book oozes credibility, and provides a practical insight into how to create and sustain wealth. Especially useful for young adults, this book should be mandatory reading for all high school and post-secondary students. A must read for all Canadians." --Bob Skene, FCA, Past Chairman, Chancellor and President, Royal Roads University "Many Canadians mishandle their financial affairs, creating unnecessary stress and dependencies, simply due to lack of knowledge. Peter Dolezal explains the basics of personal financial planning in very clear terms. Everyone from novice to the financially aware can benefit greatly. This book is a must-read for all." --Bryan Wilson, Chief Financial Officer About the author: PETER DOLEZAL Peter Dolezal, B.A., M.B.A., former CEO of major Canadian corporations, is now semi-retired in Victoria. Author of several books, he is a lifelong investor in, and student of, the financial services industry. Through this book, he shares his knowledge and experience in a clear, yet comprehensive manner.
..".shines a light on many of the financial issues that all of us grapple with..." Third Edition - UNIQUELY CANADIAN - A PRACTICAL STEP-BY-STEP GUIDE TO WEALTH-CREATION. Similar in style and understandability to "The Wealthy Barber" - but more comprehensive and up-to-date, including very important, newer investment options for Canadians. "Peter Dolezal's newest book oozes credibility, and provides a practical insight into how to create and sustain wealth. Especially useful for young adults, this book should be mandatory reading for all high school and post-secondary students. A must read for all Canadians." -- Bob Skene, FCA, Past Chairman, Chancellor and President, Royal Roads University "Many Canadians mishandle their financial affairs, creating unnecessary stress and dependencies, simply due to lack of knowledge. Peter Dolezal explains the basics of personal financial planning in very clear terms. Everyone from novice to the financially aware can benefit greatly. This book is a must-read for all." -- Bryan Wilson, Chief Financial Officer About the author: PETER DOLEZAL Peter Dolezal, B.A., M.B.A., former CEO of major Canadian corporations, is now semi-retired in Victoria. Author of several books, he is a lifelong investor in, and student of, the financial services industry. Through this book, he shares his knowledge and experience in a clear, yet comprehensive manner.
"Your segment is one of the best in the news broadcast. Always very informative and useful. Keep up the good work." —Tony Cole "I watch ‘Consumer Alert’ often and just love the segment. I find it very informative and have often used your advice. Thanks!" —Helen Viveiros-Dunlop Stop trying to keep up with the Joneses—they’re broke! Canada is a nation drowning in debt. We used to be known as savers, but savings rates are negative for the first time in Canadian history. We have become a consumer-driven society, buying things we don’t need with money we don’t have. The Smart Canadian’s Guide to Building Wealth is all about money: How to get it, how to keep it, and how to make it grow. Pat Foran delivers a strong message about why Canadians are in such rough financial shape, as well as practical advice on how you can gain control of your financial situation and build wealth of your own. You’ll learn secrets of financial success from wealthy Canadians, how they got to be where they are today, and their advice on how you can do better financially. And you’ll get practical, straightforward advice from one of Canada’s leading consumer advocates on: How to reduce your dependence on credit and cut down your debt by recognizing the difference between good debt and bad debt, choosing the right credit card, knowing the facts about debt consolidation, and more. How to stop wasting your hard-earned money and start saving it in many areas, including: cars, insurance, shopping wisely, and taxes. How to harness the power of the money you do have and make it work for you through real estate, RRSPs, RESPs, choosing the right financial advisor, and more.
An encyclopedia designed especially to meet the needs of elementary, junior high, and senior high school students.
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!
Describes how patterns of information, knowledge, and cultural production are changing. The author shows that the way information and knowledge are made available can either limit or enlarge the ways people create and express themselves. He describes the range of legal and policy choices that confront.
At long last, Sarah Britton, called the “queen bee of the health blogs” by Bon Appétit, reveals 100 gorgeous, all-new plant-based recipes in her debut cookbook, inspired by her wildly popular blog. Every month, half a million readers—vegetarians, vegans, paleo followers, and gluten-free gourmets alike—flock to Sarah’s adaptable and accessible recipes that make powerfully healthy ingredients simply irresistible. My New Roots is the ultimate guide to revitalizing one’s health and palate, one delicious recipe at a time: no fad diets or gimmicks here. Whether readers are newcomers to natural foods or are already devotees, they will discover how easy it is to eat healthfully and happily when whole foods and plants are at the center of every plate.
"Bibliography found online at tonyrobbins.com/masterthegame"--Page [643].
This useful guide walks venture capitalists through the principles of finance and the financial models that underlie venture capital decisions. It presents a new unified treatment of investment decision making and mark-to-market valuation. The discussions of risk-return and cost-of-capital calculations have been updated with the latest information. The most current industry data is included to demonstrate large changes in venture capital investments since 1999. The coverage of the real-options methodology has also been streamlined and includes new connections to venture capital valuation. In addition, venture capitalists will find revised information on the reality-check valuation model to allow for greater flexibility in growth assumptions.
This extensively revised, restructured, and updated edition continues to present an engaging and comprehensive introduction to the subject, exploring the world’s landforms from a broad systems perspective. It covers the basics of Earth surface forms and processes, while reflecting on the latest developments in the field. Fundamentals of Geomorphology begins with a consideration of the nature of geomorphology, process and form, history, and geomorphic systems, and moves on to discuss: structure: structural landforms associated with plate tectonics and those associated with volcanoes, impact craters, and folds, faults, and joints process and form: landforms resulting from, or influenced by, the exogenic agencies of weathering, running water, flowing ice and meltwater, ground ice and frost, the wind, and the sea; landforms developed on limestone; and landscape evolution, a discussion of ancient landforms, including palaeosurfaces, stagnant landscape features, and evolutionary aspects of landscape change. This third edition has been fully updated to include a clearer initial explanation of the nature of geomorphology, of land surface process and form, and of land-surface change over different timescales. The text has been restructured to incorporate information on geomorphic materials and processes at more suitable points in the book. Finally, historical geomorphology has been integrated throughout the text to reflect the importance of history in all aspects of geomorphology. Fundamentals of Geomorphology provides a stimulating and innovative perspective on the key topics and debates within the field of geomorphology. Written in an accessible and lively manner, it includes guides to further reading, chapter summaries, and an extensive glossary of key terms. The book is also illustrated throughout with over 200 informative diagrams and attractive photographs, all in colour.