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In this funny, genuine, and clever book, Allyson Apsey shares relatable stories and practical strategies for living a meaningful life regardless of the craziness happening around you. You'll discover that you really do have the power to choose the kind of life you live-every day.
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!
This memoir offers a charming and intimate look into the life and career of one of literature's most cherished writers, Lucy Maud Montgomery, the author of the Anne of Green Gables series. In this captivating narrative, Montgomery takes readers on a journey through her childhood, filled with dreams and imaginings that would later shape her literary voice. She vividly recounts her early years on Prince Edward Island, sharing the experiences and influences that sparked her love for storytelling. As Montgomery progresses from a young girl with a passion for writing to a celebrated author, she candidly describes the challenges and triumphs she faced along the way. Her inspirational road to literary success is a testament to her perseverance, creativity, and unwavering belief in her craft. Originally published as a series of autobiographical essays in the Toronto magazine Everywoman’s World from June to November in 1917, The Alpine Path: The Story of My Career not only provides valuable insights into Montgomery's personal and professional life but also serves as an encouraging tale for aspiring writers and dreamers.
The International Conference on Wireless and Mobile networks (WiMo) aims to bring together innovative ideas and new research trends in wireless and mobile networks. Wireless networks are the best inventions in history. Wireless networking gives you a cheap and easy way to share one Internet connection between multiple computers, eliminating the need for more than one modem. You can even add new computers to your network simply by plugging in a wireless card and switching them on––they have an Internet connection straight away! There aren't many wired networks that can say that. This conference is dedicated to addressing the challenges in the areas of wireless and mobile networks. It looks for significant contributions to wireless and mobile computing in theoretical and practical aspects. The wireless and mobile computing domain emerges from integrating personal computing, networks, communication te- nologies, cellular technology and Internet technology. Modern applications are eme- ing in the area of mobile ad hoc networks and sensor networks. WiMo 2010 intended to cover contributions in both design and analysis in the context of mobile, wireless, ad hoc, and sensor networks. The goal of the conference was to bring together - searchers and practitioners from academia and industry to focus on advanced wireless and mobile computing concepts and establish new collaborations in these areas.
Design and Analysis of Distributed Embedded Systems is organized similar to the conference. Chapters 1 and 2 deal with specification methods and their analysis while Chapter 6 concentrates on timing and performance analysis. Chapter 3 describes approaches to system verification at different levels of abstraction. Chapter 4 deals with fault tolerance and detection. Middleware and software reuse aspects are treated in Chapter 5. Chapters 7 and 8 concentrate on the distribution related topics such as partitioning, scheduling and communication. The book closes with a chapter on design methods and frameworks.
Ancient and medieval labyrinths embody paradox, according to Penelope Reed Doob. Their structure allows a double perspective—the baffling, fragmented prospect confronting the maze-treader within, and the comprehensive vision available to those without. Mazes simultaneously assert order and chaos, artistry and confusion, articulated clarity and bewildering complexity, perfected pattern and hesitant process. In this handsomely illustrated book, Doob reconstructs from a variety of literary and visual sources the idea of the labyrinth from the classical period through the Middle Ages. Doob first examines several complementary traditions of the maze topos, showing how ancient historical and geographical writings generate metaphors in which the labyrinth signifies admirable complexity, while poetic texts tend to suggest that the labyrinth is a sign of moral duplicity. She then describes two common models of the labyrinth and explores their formal implications: the unicursal model, with no false turnings, found almost universally in the visual arts; and the multicursal model, with blind alleys and dead ends, characteristic of literary texts. This paradigmatic clash between the labyrinths of art and of literature becomes a key to the metaphorical potential of the maze, as Doob's examination of a vast array of materials from the classical period through the Middle Ages suggests. She concludes with linked readings of four "labyrinths of words": Virgil's Aeneid, Boethius' Consolation of Philosophy, Dante's Divine Comedy, and Chaucer's House of Fame, each of which plays with and transforms received ideas of the labyrinth as well as reflecting and responding to aspects of the texts that influenced it. Doob not only provides fresh theoretical and historical perspectives on the labyrinth tradition, but also portrays a complex medieval aesthetic that helps us to approach structurally elaborate early works. Readers in such fields as Classical literature, Medieval Studies, Renaissance Studies, comparative literature, literary theory, art history, and intellectual history will welcome this wide-ranging and illuminating book.
This book constitutes the thoroughly refereed post-proceedings of the 9th Annual International Workshop on Selected Areas in Cryptology, SAC 2002, held in St. John's, Newfoundland, Canada, in August 2002. The 25 revised full papers presented were carefully selected from 90 submissions during two rounds of reviewing and improvement. The papers are organized in topical sections on elliptic curve enhancements, SNOW, encryption schemes, differential attacks, Boolean functions and stream ciphers, block cipher security, signatures and secret sharing, MAC and hash constructions, and RSA and XTR enhancements.
This book constitutes the refereed proceedings of the Third International Conference on Embedded Software, EMSOFT 2003, held in Philadelphia, PA, USA in October 2003. The 20 revised full papers presented together with three invited papers were carefully reviewed and selected from 60 submissions. All current topics in embedded software are addressed: formal methods and model-based development, middleware and fault tolerance, modelling and analysis, programming languages and compilers, real-time scheduling, resource-aware systems, and systems on a chip.