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Excerpt from The Principles of Money and Banking, Vol. 2 Of a note-issuing bank - Disadvantages of such securities in times of panic - Failure of systems of note-issues secured Specifically by bonds - The national banking system of the United States Success of the guarantee fund system in Canada. Page 45. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Excerpt from The History, Principles, and Practice of Banking, Vol. 2 Another consideration is light. It is well known in every London bank, that fewer mistakes are made by the clerks in summer than in winter. Abundance of light prevents mistakes, and saves all the time that would be employed in the discovery of errors. Light is also of great importance to the cashiers in detecting forged signatures and bad or counterfeit money. Thieves are also less likely to attempt their robberies in a light ofice than in a dark one. Faint or illegible handwriting can be more easily read, and hence mistakes are less likely to occur. The clerks, too, perform their duties with more quickness and cheerfulness. The gloominess of an office throws a. Gloom over the mind but light is sweet, and a pleasant thing it is for the eyes to behold the sun. The lightest part of the Office should be devoted to the clerks. We have observed sometimes a violation of this principle. The entrance door has been placed in the middle of the front, with a. Window on each side, and the counter thrown across the room, so that the lightest part of the office has been given to the public. It is better that the entrance be placed at the right or the left corner, and the counter be made to run from the window to the Oppo site wall. The light will thus fall lengthwise on the counter, and the space behind the counter will be occupied by the clerks. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
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Excerpt from The Principles of Money and Banking, Vol. 1 Both General Walker and Mr. Jevons differed from many modern economists on the two important subjects of bimetallism and the principle of a banking currency. The chief justification, however, for a new work on the subject of money and banking is not afforded so much by this difference of opinion as by the progress which has taken place in monetary and banking science since their time. Many problems which a generation ago appeared obscure have been solved by the progress of events. Systems of currency have been successfully put in Opera tion which had not then been subjected to the test of experience. It is one of the objects of this work to record the progress thus made. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Excerpt from Banking Principles and Practice, Vol. 2 of 5: The Banking System of the United States Reorganization of a Bank into a National Bank Conversion of a State Bank into a National Bank Organization of a State Bank - Preliminary Requirements. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
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Excerpt from Money and Banking The treatment of Money in Part I follows in a general way the lines made familiar by other standard works to which frequent references are made in the footnotes and m the suggested reading lists at the end of each chapter. The efiort has been made to compress this part of the book into the smallest space consistent with a presentation of essentials in the history, theory and principles of money, leaving the major part of the book for the discussion of the principles and practices of banking. In the chapters devoted to banking organization and practice it has been impossible to give consideration to the varying local cus toms and practices of different types of banking institutions. The aim has been to describe those principles and practices of commercial banking that are common to all banks. Though the new Federal reserve system introduces far reaching changes in our banking and currency system, many years must elapse before its full effects can be definitely measured. Throughout Part II frequent reference is made to various provisions of the Act of 1913, and Chapter XXII is devoted to an analysis of its leading provisions, and a summary of the steps taken in the establishment of the new system. A proper understanding of the new system, how ever, can be gained only by following its Operations and marking the effect of changes that will certainly be made in the law from time to time. It is believed that the addition of the complete text of the Federal Reserve Act (appendix) About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Excerpt from Principles of Currency and Banking The currency of a country directly affects the interests and employments of all its inhabitants. Whether or not it be'uniform in its velue? And adapted in quantity to the demands of circulation? Are questions of the same import to the people, as whether their employments are lucrative and the value of their property steady and permanent? Or otherwise. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Excerpt from Exercises and Questions for Use With Principles of Money and Banking This volume of exercises and questions is for use with the author's Principles of Money and Banking and is designed to serve as an aid in the working out or elucidation of those principles. It is coming more and more to be recognized by teachers of economics that if their work is to afford a genuine discipline to the student the text and lecture must be supplemented by an abundance of interpretative questions and concrete problems. Such aids are of course especially necessary where the basis of the course is not a formal text, but a book of readings made up of source materials, charts, tables, argu ments, and more or less conflicting opinions and points Of view. Indeed, with such a book they are indispensable. The exercises and questions in this volume have all been through the fire, having been used in mimeographed form in my classes for three years. Indeed, the first two-thirds Of the volume has been completely reorganized several times. I have followed the practice of making the revisions immediately following the class periods while the difficulties and problems suggested by the class discussions were fresh in mind. It is, of course, a common experience that certain questions prove ambiguous, that others carry the student too far afield or into problems that cannot be analyzed on the basis of ma terial already covered, and, even more important, that the arrange ment of the questions is pedagogically poor or unsound. I do not flatter myself, however, that the revisions the book has undergone in actual use have resulted in a high degree of standardization even for my own use, much less for the purposes of other teachers. In fact, I seriously doubt if any great amount of standardization is either possible or desirable, for I am a strong believer in individuality in instruction. Ideally, every teacher Should have his own book of questions, regardless Of the text used. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.