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In a strange little village called Witchetty Hollow, eleven-year-old Florizel is the first to run into the curious visitors who've come to open a brand-new Daydream Delicatessen and sack-baby factory. At first, the poor folk of the Hollow are delighted - after all, who has the money to rent a real child from Storkhouse Services these days? But soon the daydreams turn sour. The Delicatessen's products are expensive, and villagers trading their worldly goods in the newly-opened Pawnshop begin to disappear. With no money for rent payments, the real children of Witchetty Hollow are being reclaimed by Storkhouse Services at an alarming rate. Can Florizel and sack-boy Burble stop the daydream thieves' evil business before it's too late to save the Hollow?
A little girl goes to a magic pawnshop to buy a miracle cure for her uncle. The witch who runs the shop must fly away on her broomstick to gather the ingredients and leaves the girl to mind the shop.
The expanded and improved Second Edition of our best-selling How to Open a Successful Pawnshop is written by Norman Gornbein, a former pawnbroker and master jeweler. The book is thorough, clear, and, yes, even entertaining, thanks the author's positive and engaging personality. Norman Gornbein, whose extremely successful pawnshop was featured on CNN, now works as a consultant to existing pawnshops and setting up new pawnshops for a $50,000 fee and up. Hardcore Pawn's facility was set up by Norman Gornbein. How to Open a Successful Pawnshop is all about how Norman Gornbein did it and does it, and how you can do it too. The book includes priceless and detailed information on how to evaluate gold, diamonds, and jewelry. How to Open a Successful Pawnshop covers anything that will be brought into a pawnshop including watches, cameras, electronics, firearms, musical instruments, sporting goods, tools, and even vehicle title loans. Related businesses such as payday loans, providing debit cards, and online pawnshops are also included. In addition, you will be shown how to organize your pawnshop, make it secure, staff it with the right employees, and even fill your pawnshop with a starting inventory at ZERO COST! How to Open a Successful Pawnshop is well worth the price to those who aspire to enter the very profitable business of becoming a pawnbroker-and to established pawnbrokers who want to improve their business.
Consumer Finance:Markets and Regulation is the first law school text to focus on consumer financial services markets and their regulation.Structured around clear expository text and realistic problem sets, the book provides comprehensive coverage of the regulation of consumer credit, payments, and financial data markets by federal, state, and private law, including detailed coverage of the authority of the Consumer Financial Protection Bureau (CFPB), a powerful new federal regulatory agency.The book also acquaints students with the full range of consumer financial products, how they operate, the risks and policy issues they raise, and their regulation.In so doing, the book provides an applied look at how regulatory agencies work, offering students a practical look at how statutes and regulations interact and how regulatory agencies enforce them. New to the Second Edition: Coverage of new Regulation F, implementing the Fair Debt Collection Practices Act Coverage of buy-now-pay-later Coverage of retail installment sales contracts and time-price doctrine Coverage of rent-to-own contracts Expanded coverage of rent-a-bank arrangements Expanded coverage of anti-money laundering regulations Professors and students will benefit from: Detailed coverage of the Consumer Financial Protection Bureau (CFPB), a new federal regulatory agency with broad authority over consumer credit, payment, deposit, and financial data markets.& Comprehensive treatment of consumer credit regulation, including mortgages, credit cards, auto loans, student loans, and small dollar loans, as well as credit disclosures, usury, and fair lending regulation. State-of-the-art coverage of consumer payment systems, with detailed coverage of electronic payment systems (credit cards, debit cards, ACH) and mobile wallets. Coverage of topics not found elsewhere in law school curriculum, including anti-money laundering regulations, behavioral economics, fair lending laws, and consumer financial data privacy and data security. Free companion statutory supplement (available on website).
"A critical study of contemporary American Indian narratives set in urban spaces that reveals how these texts respond to diaspora, dislocation, citizenship, and reclamation"--
The Seeds of Nightmares is the first collection of short fiction by horror and genre author Tony Tremblay, under his own name. This collection includes many of his published stories (under the pseudonym, T. T. Zuma), as well as the novellette, The Strange Saga of Mattie Dyer, published here for the first time. The thirteen tales in The Seeds of Nightmares run a gambit of genres from terrifying horror, atmospheric noir, to the blackest (and bloody) dark humor. From the introduction by acclaimed author, John McIlveen (Hannahwhere, Inflictions): In THE SEEDS OF NIGHTMARES, Tony offers us a smorgasbord – a feast of emotions and genres that cover the spectrum. Take his opening offering for example, the nasty little novelette The Strange Saga of Mattie Dyer, a darkly humorous, Lovecraftian, western, tale of vengeance (yes, you read that right). Wrought with unsavory and despicable characters—a thwarted woman, a vile creature, redneck gold-diggers, and Indians—it’s a virtual Pandora’s Box and a hell of a first run…. There will be twists, bumps, a little blood, and possibly a few tears, but you’re tough…you can take it. So have a seat, strap in, and enjoy the ride! Stories in this collection include: The Strange Saga of Mattie Dyer The Old Man The Burial Board Something New Stardust The Soldier’s Wife Tsunami The Black Dress Chiyoung and Dongsun’s Song Husband of Kellie An Alabama Christmas The Pawnshop The Visitors