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This year, America’s enormous, poorly regulated debt collection industry will make more than 1,000,000,000 collection calls. They will threaten. They will lie and mislead. They will intimidate. Over the past five years, they’ve racked up more than 300,000 complaints to the Federal Trade Commission: more than any other industry regulated by the FTC. Financial reporter Fred Williams knows more about the industry than anyone else. Not only has investigated America’s debt collection agencies, he spent three months working for one of the largest firms in the business. In Fight Back Against Unfair Debt Collection Practices Williams reveals what he learned and shows you exactly how to fight back and protect your rights. Williams weaves indispensable practical advice together with stories straight from his collection agency cubicle. You’ll learn what to do first if a collector calls; what collectors can and can’t do; which debts you are and aren’t responsible for; how collectors choose accounts to focus on; how to stop harassing or abusive calls; how to keep the advantage in a negotiation for a lucrative debt settlement; even how to take the offensive with a lawsuit that can halt collection and win yourself a $1,000 penalty!
"The book teems with eccentric characters and scenes that made my skin crawl.... Explained simply, read easily, Bad Paper defies expectations. It should also raise quite a few alarms."-Colin Dwyer, NPR The Federal Trade Commission receives more complaints about rogue debt collecting than it does about any activity besides identity theft. In Bad Paper, journalist Jake Halpern reveals why. He tells the story of Aaron Siegel, a former banking executive, and Brandon Wilson, a former armed robber, who become partners and go in quest of "paper"-the uncollected debts that are sold off by banks for pennies on the dollar. As Aaron and Brandon learn, the world of consumer debt collection is an unregulated shadowland, where operators often make unwarranted threats and even collect debts that are not theirs. Introducing an unforgettable cast of characters, Halpern chronicles Aaron and Brandon's lives as they manage high-pressure call centers, hunt for paper in Las Vegas casinos, and meet in parked cars to sell the social security numbers and account information of unsuspecting consumers. The result is a vital exposé on the cost of a system that compounds the troubles of hardworking Americans and an astonishing feat of storytelling.
Hannah Langdon loves working with the dead. As an embalmer at the Max Grace Funeral Home in the inner city Sydney suburb of Balmain, she considers it an honor and a privilege to prepare someone for their final resting place. But recently, a couple of her work colleagues have been killed in horrible accidents. The fact that these people lived on the fringes of Sydney society and had no one to mourn them doesn’t ease Hannah’s turmoil. And then she reconnects with a man from her past, a man she’d rather forget and her life becomes a whole lot more turbulent. Doctor Jacob Black is now a highly respected emergency room doctor who works in the reputable Sydney Harbour Hospital, but she remembers him only as the eighteen-year-old drunk driver who killed her high school boyfriend. Then Jacob’s twin goes missing and Hannah wants to know why. After all, the last time she saw him was at the Max Grace Funeral Home… What is happening to the people employed at the funeral home? Hannah can’t help but think she might be next…
'There's no baseness I wouldn't commit for Jeffrey Aspern's sake.' The poet Aspern, long since dead, has left behind some private papers. They are jealously guarded by an old lady, once his mistress and muse, a recluse in an old palazzo in Venice, tended by her ingenuous niece. A predatory critic is determined to seize them. What can he make of the younger woman? What are his motives? What are the papers worth and what is he prepared to pay? In all four stories collected here, including 'The Death of the Lion', 'The Figure in the Carpet', and 'The Birthplace', the figure of the artist is central. Extraordinarily prophetic, James explores the emergent new cult of the writer as celebrity, and asks, who cares about the work for itself? Can the man behind the artist ever truly be known, and does our knowledge explain the act of creativity? This new edition includes extracts from James's Prefaces and Notebooks which shed light on the genesis of the stories. ABOUT THE SERIES: For over 100 years Oxford World's Classics has made available the widest range of literature from around the globe. Each affordable volume reflects Oxford's commitment to scholarship, providing the most accurate text plus a wealth of other valuable features, including expert introductions by leading authorities, helpful notes to clarify the text, up-to-date bibliographies for further study, and much more.
A dozen of the very best mystery stories from crime-fiction’s maestro, including one brand new Inspector Banks story. Best known — and much admired — for his long-running and bestselling Inspector Banks series, Peter Robinson is also widely and highly praised by mystery mavens for his riveting short stories. Robinson’s versatile talent is on full display in the twelve stories that comprise his latest short story collection, The Price of Love and Other Stories. Spellbinding plots, suspense that grips and won’t let go, utterly unpredictable twists, psychological truths both sweet and scary, characters you’d like to meet (and some you’d hope never to encounter), all set in places that are characters themselves — these are the fundamentals of story and mystery that Robinson plays like the virtuoso he is.
A Collection Of Finely Crafted Stories That Challenge Our Political, Social And Cultural Beliefs. One Of The Leading Exponents Of The Modernist School In Kannada And Jnanpith Award Winner, U.R. Anantha Murthy Has Been A Writer For Nearly Five Decades. This Excellent Anthology Brings Together Stories From His Five Collections. Spanning Thirty-Five Years From 1955-89, They Represent His Journey From An Angry Young Radical To An Intensely Humanist Conservative . 'Clip Joint Explores The Conflict And Confluence Of Indian And Western Values Through An Encounter Between An Indian Student In England And His English Classmate. Ghatashradhha Is A Severe Indictment Of The Brahminical System Where A Priest Performs A Mock Funeral For His Child-Widow Daughter, Yamunakka, Who Has Become Pregnant. The Critique Of Unquestioning Belief In Tradition Is Pursued In Akkayya But Resolved With A Touch Of Humour Through The Protagonist S Singular Life Story. In The Crowning Story, Stallion Of The Sun , Which Is Typical Of Anantha Murthy S Later, Self-Reflexive Phase, The Dissonance Between Tradition And Modernity Settles In Favour Of Simple Faith. The Seven Masterful Stories In This Collection, Many Of Which Have Been Translated Into English For The First Time, Affirm Anantha Murthy As One Of India S Foremost Fiction Writers.
Ian Watson is one of the most prolific short story writers in contemporary science fiction, with a range and invention that others might envy. In this collection we move from a ghostly occurrence in Catalonia to a memorably hallucinatory and atmospheric tale of eggs and ectoplasm in pre-glasnost Russia. The Times said of Watson that his 'stories are springloaded with effect, compressed with a drama that, in others, might take a novel to eke out', a judgement confirmed by he dozen stories collected here.
From the award-winning author of A Questionable Shape and White Dialogues, a brilliant, anxious, and hilarious new collection. A man lends his phone to a stranger in the mall, setting off an uncanny series of Unknown calls that come to haunt his relationship with jealousy and dread. A well-meaning locavore tries to butcher his backyard chickens humanely, only to find himself absorbed into the absurd violence of the pecking order. A student applying for a philosophy fellowship struggles to project himself into the thoughts of his hypothetical judges, becoming increasingly possessed and overpowered by the problem of other minds. And in “The Postcard,” a private detective is hired to investigate a posthumous message that a widower has seemingly received from his dead wife, leading him into a foggy landscape of lost memories, shifting identities, and strange doublings. Cerebral and eerie, captivating and profound, these twelve stories expertly guide us through the paranoia and obsession of everyday horrors, not least the horrors of overthinking what other people might be thinking. With all of Sims’s trademark virtuosity, innovation, and wit, Other Minds and Other Stories continues to expand the possibilities of contemporary fiction.
Urban Fantasy with a Cyberpunk Twist **Season One of the Debt Collector serial with all nine episodes***What's your life worth on the open market? In this gritty urban fantasy, debt collectors take your life energy and give it to someone more "worthy"... all while paying the price with black marks on their souls. "Absolutely riveting!""Quinn has a way of writing heart-breaking characters.""You'll be holding your breath, looking over your shoulder, and begging for more."Lirium plays the part of the grim reaper well, with his dark trenchcoat, jackboots, and the black marks on his soul that every debt collector carries. He's just in it for his cut, the ten percent of the life energy he collects before he transfers it on to the high potentials, the people who will make the world a better place with their brains, their work, and their lives. That hit of life energy, a bottle of vodka, and a visit from one of Madam Anastazja's sex workers keep him alive, stable, and mostly sane... until he collects again. But when his recovery ritual is disrupted by a sex worker who isn't what she seems, he has to choose between doing an illegal hit for a girl whose story has more holes than his soul or facing the bottle alone--a dark pit he's not sure he'll be able to climb out of again.Contains mature content and themes. OPTIONED FOR VIRTUAL REALITY BY IMMERSIVE ENTERTAINMENT 2014 Semi-Finalist in Science Fiction in the Kindle Book AwardsThe nine episodes of Season One of the Debt Collector serial are collectively 125k words or about 500 pages. It is recommended that you start with the first season, but each season is a complete story for that debt collector and can serve as an entry point to the series. There are five planned seasons in the Debt Collector series, the first four each from the perspective of a different debt collector with the fifth season bringing all four together. READING ORDERSeason One - Lirium - COMPLETEEpisodes 1-9: Delirium, Agony, Ecstasy, Broken, Driven, Fallen, Promise, Ruthless, PassionSeason Two - Wraith - COMPLETEEpisodes 10-18: Wraith, Specter, Menace, Temptation, Shattered, Penance, Judgment, Corruption, Atonement