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Farm finance consultant, Mary Jo Irmen, shows you how to build a system that will allow you the freedom to borrow money without having to go to the bank. She delivers an eye-opening approach to the core financing challenges of farmers and ranchers--lost control of money and decisions. You will see how you can build a financial system you own and control, keep the interest and principal payments in your pocket, get started in an industry filled with uncertainty, set your own loan terms and take back control of your financial resources. The days of depending on the traditional bankers for farm finance can be put behind you. It is time to look forward and begin to understand how it is possible to farm without the bank.
The book is about technical information on popular crop loan scheme within agriculture finance of bank. The crop loan scheme is well known as Kisan Credit Card; this book contains information which is not available in banking domain as of now. The reference base will be useful for sourcing, appraising, monitoring and development of KCC portfolio of the bank. The book aims at providing information which will help rural banker in understanding farm, farmer, crop and its management. This understanding will help in providing timely and need based credit to large section of farmer, thus will be contribution towards doubling of farmer's income initiative of government. The book aims to provide new outlook towards KCC by banker and change their role to financier advisor to banker rather than lender. It further brings out the opportunities available for making KCC banking as profitable venture for commercial banks in India.
Contains the first printing of Sartor resartus, as well as other works by Thomas Carlyle.