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As we age we face unique financial and legal issues, including Asset Protection, Medicare, Medicaid, and Estate Planning. The time to act is NOW! With proper planning, you will insure that your life, assets and estate will be managed according to your wishes, and thus, help protect you and your family. Imagine the peace of mind you will have when you stop reacting to your situation, when you have a plan in place.
WE THE PEOPLE No lawyers. Save money. We The People is America's largest legal document services company. Dedicated to helping every American avoid the high cost of legal fees, We The People gives you the information you need to handle your own legal filings quickly, easily, and inexpensively. Hundreds of thousands of Americans have already liberated themselves from the tyranny of attorneys' fees--and now you can too! We The People's Guide to Estate Planning makes planning for your future as painless as possible--all without the added hassle of hiring a lawyer. This practical, nuts-and-bolts guide covers all the basics of do-it-yourself estate planning, and covers everything you need to know about living trusts, wills, probate, and estate taxes. Extra resources--a glossary of estate planning terminology; a section on frequently asked questions; samples of effective living trusts and a last will and testament; as well as worksheets and essential information on how to settle an estate--make this the best resource available for this important step in planning for the future. You'll have all the information you need to understand the legal language of a will or living trust and learn how to seek state-specific laws and customs so you can tailor your plans accordingly. In addition, you can download sample documents from which you can create your own. Inside, you'll learn all the basics and more: * Whether you need a living trust, a will, or both * Creating a valid last will and testament * Designating a successor trustee or executor to an estate * Deciding who gets what--and making sure they do * Setting up a living trust and funding it with assets * Understanding durable power of attorney documents and living wills * Tax-saving tips that help you leave more for your beneficiaries * Getting to know (in plain English) the legal language of your will or living trust * Where to download sample documents * Settling an estate with or without a valid will or living trust It's important to take care of the ones you love after you're gone. But if your estate planning isn't done clearly, precisely, and legally, you could end up creating more problems for your survivors than you solve. Do it right, do it inexpensively, and do it yourself--with We The People's Guide to Estate Planning.
The Pennsylvania Trusts Handbook is a comprehensive, basic-level introduction to trusts in Pennsylvania. Author Ted Perkins presents topics in easy-to-understand language, offering an overview of all the issues involved with trusts, trustees, and taxation, and giving guidance and practical examples on which kind of trust to use, sample drafting provisions, and tips for the novice drafter. Also includes electronic download of the book in PDF and sample forms in word-processing format.
Crunch The Numbers. Shift Your Financial Lens. Apply The Information. Change The Trajectory Of Your Business Or Life. The computation and comprehension of finance and accounting information is more than impactful; it’s potentially life-altering and industry shattering. “The Wealth Building Guide: Understanding The ABC’s of Financial Ratios,” helps you gain financial intelligence across a spectrum of accounting and finance concepts. Gain Financial Intelligence. Usher In Financial Prosperity. Understanding financial ratios is an integral part of financial intelligence. Financial ratios spill sumptuous secrets; they allow financiers to determine your character, financial capacity, and so much more. Financial ratios allow you to ascertain financial health. Financial health dictates destinies, for it determines wealth or destitution. “The Wealth Building Guide: Understanding The ABC’s of Financial Ratios,” is an informative part of the “Wealth Building Series.” Its unique design gives you financial industry insider information with tips and techniques designed to boost your financial health, business acumen, analysis skills, and know how. It enables you to apply information with the precision of a financial analyst or financier. By empowering you with knowledge, it may catapult you towards fulfilling your financial goals and lifelong dreams. Stop Living From Pay Check To Pay Check. Build A Financial Legacy. Create Intergenerational Wealth. As you work through the financial ratios, this book may help you transcend the traditional ideology of a “cash cushion.” “The Wealth Building Guide: Understanding The ABC’s of Financial Ratios,” gives you the computation secrets for building a financial legacy. Book Structure This book is written for everyone! It written for the individual striving for a better life and for the student in pursuit of understanding and better grades. It is written for the business desiring to pinpoint cash flow, sales, and collection issues while increasing profitability and building a model for sustainable growth. No matter who you are or where you are in your life, business, or financial journey, this book is for you. From basic to advanced accounting and finance concepts with the “ABC’s of financial ratio computation,” this book guides you through all the intricate details with examples and summaries of the ratios. Divided into three sections: A — Analysis, B — Benefits, and C — Calculations, it gifts you with financial knowledge in a simple ABC format. A — Analysis Introduces you the users of financial information and the various reasons for obtaining and utilizing financial information. B — Benefits Introduces you to the benefits of financial information. C — Calculations Delves deep into the various types of financial ratios — liquidity, solvency, profitability, growth, and efficiency. Explore the applications for individuals and businesses. Learn definitions and calculations with detailed explanations, illustrative examples, and calculation summaries featuring the subject of analysis, purpose, and benefits of each ratio along with analysis tips to help you build wealth, lower expenses, and increase cash flow. “The Wealth Building Guide: Understanding The ABC’s of Financial Ratios,” includes all the popular financial measurements from the current ratio, quick ratio, inventory to working capital ratio, inventory reliance ratio, current asset turnover, total asset utilization, net fixed asset turnover, return on assets, return on equity, gross profit, operating profit, break even sales, inventory turnover, accounts receivable turnover, working capital turnover, accounts payable turnover, cash conversion cycle, and more. However, unlike traditional financial ratio books, it helps you understand the wealth building concepts of net worth, discretionary income, budgeting, working capital, operating cash flow, and cash coverage. It helps you develop a stark level of debt conscientiousness by introducing you to ratios such as the debt service coverage, interest coverage, and others, so you can lower your debt and gain the financial insight to live debt free. Get ready to elevate your life and your bank accounts to new levels. Congratulations! Your new life and your new levels of financial understanding and liquidity starts now!
This book will teach you how to: • Achieve wealth and cash flow through real estate • Find property with real potential • Show you how to unlock the myths that are holding you back • Negotiating the deal based on the numbers • Evaluate property and purchase price • Increase your income through proven property management tools
This casebook introduces students to the principles of estate planning and challenges them to analyze simulated client scenarios. Featuring a case-study and problems approach in which the principles of estate planning are first introduced and then demonstrated through student analysis of short exercises and simulated client situations. A forms supplement on a CD is an additional tool for giving students practice with drafting exercises.
EBONY is the flagship magazine of Johnson Publishing. Founded in 1945 by John H. Johnson, it still maintains the highest global circulation of any African American-focused magazine.