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Learn to start open, productive talks about money with your parents as they age As your parents age, you may find that you want or need to broach the often-difficult subject of finances. In Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances, you’ll learn the best ways to approach this issue, along with a wealth of financial and legal information that will help you help your parents into and through their golden years. Sometimes parents are reluctant to address money matters with their adult children, and topics such as long-term care, retirement savings (or lack thereof), and end-of-life planning can be particularly touchy. In this book, you’ll hear from others in your position who have successfully had “the talk” with their parents, and you’ll read about a variety of conversation strategies that can make talking finances more comfortable and more productive. Learn conversation starters and strategies to open the lines of communication about your parents’ finances Discover the essential financial and legal information you should gather from your parents to be prepared for the future Gain insight from others’ stories of successfully talking money with aging parents Gather the courage, hope, and motivation you need to broach difficult subjects such as care facilities and end-of-life plans For children of Baby Boomers and others looking to assist aging parents with their finances, Mom and Dad, We Need to Talk is a welcome and comforting read. Although talking money with your parents can be hard, you aren’t alone, and this book will guide you through the process of having fruitful financial conversations that lead to meaningful action.
The Overspent American explores why so many of us feel materially dissatisfied, why we work staggeringly long hours and yet walk around with ever-present mental "wish lists" of things to buy or get, and why Americans save less than virtually anyone in the world. Unlike many experts, Harvard economist Juliet B. Schor does not blame consumers' lack of self-discipline. Nor does she blame advertisers. Instead she analyzes the crisis of the American consumer in a culture where spending has become the ultimate social art.
From psychotherapist and leading grief expert Meghan Riordan Jarvis comes answers to some of the most frequently asked questions about grief, offering hopeful real-world lessons and practical steps for navigating loss. If you’ve experienced the trauma of loss, you might find yourself struggling with the “whys” of grief: Why can’t I remember anything? Why can’t I sleep? Why do I feel angry and isolated? Why do I suddenly dislike my friends? Psychotherapist and grief specialist Meghan Riordan Jarvis shares a research-based resource filled with clinical insights to these questions and more, along with practical steps for navigating loss. “Though each experience is unique, we all grieve in our bodies,” says Meghan. “By recognizing grief as a kind of trauma, we better understand why our mind and body respond in sometimes perplexing ways to loss.” In this accessible guide, Meghan provides the answers you’re seeking on the grieving process, offering profound real-world stories and hopeful lessons, informed by neuroscience and biophysical science. Whether you’re grieving or are supporting someone who’s going through loss, you’ll find valuable insight. From sorting through the physical materials left behind to honoring the experience of continuing bonds, Meghan breaks things down into manageable bites as a series of commonly asked questions on the brain, body, emotions, sense of self, relationships, timeline expectations, and how to get the right support. Here you’ll explore: • Answers to the most frequently asked questions about the grieving process • Explanations for what you’re going through • Guidance, tips, support, and practice ideas for grievers and their support network • For grievers: assessment of symptoms and history with loss • For supporters: potential offerings for support that feel most authentic • Ways to engage and move through the experience Grief and loss are inevitable parts of life. What you’re going through is normal, and becoming grief-informed will help you begin to feel less confused and alone. Whether you’re currently grieving or are looking to support a loved one, here is guidance to uncover the answers to why and discover what you can do to help.
This book is for everyone at some time in their life. If you’re breathing, this book’s for you... or your parents, friends, teenagers moving into their first apartment, newlyweds, new parents, siblings, ... oh, and the person or people you name as executor. Hope to be a beneficiary or heir? Yup, you too. Think you can do it alone? Be my guest, but first Google “executor horror stories.” What makes this book different? • It’s four for the price of one: You can use it when you’re naming, accepting to be, or serving as executor, and if you’re an heir or beneficiary. • It’s by a layperson who survived: Most of what you’ll find about naming, being, and dealing with executors comes from legal, financial, or tax experts, and governments. Makes sense. For them, death is a growth industry. But for you, it’s about naming someone you trust to look after your affairs when you die, understanding the effort and risks if you’ve been asked to be an executor, managing an estate effectively if you’re acting as one, and knowing where you stand if you expect to inherit. • It offers useful tools: The book provides plain-language explanations, checklists, templates, and tips. • It’s long-lasting: While legal, tax, accounting, and financial rules change, and the book mainly uses Ontario examples, the process to follow and the questions to ask experts will not. Also, the approach is generally similar to that in many other countries. • Caution: To help relieve the subject's misery and tedium, this book uses humour—be warned!
This book gathers the outcomes of several scientific events that were organized and conducted by the Institute of Scientific Communications (Volgograd, Russia) and the leading universities of the Volgograd region. The contributing authors include more than 700 scholars from various cities and regions of Russia. 124 works were selected out of 3,000 papers on the preconditions of formation, transformation, and legal provision of social institutes, topics that are in high demand in connection with a core aspect of digital modernization – the Internet of Things. The book is intended for a broad target audience, including scholars of various generations and various disciplines. These include young researchers (undergraduates and postgraduates) and recognized scholars (professors and lecturers) who study the socio-economic and legal consequences of the emergence and dissemination of digital technologies, including the Internet of Things. In addition, the book will benefit all those who are interested in the development of the information society, information and telecommunication, and digital technologies. The content is divided into three logical parts, the first of which is devoted to the essence of the process of institutionalization and legal regulation of the information society. In the second part, the digital economy is analyzed in view of the spheres of the national economy. In the third, the authors study the peculiarities of state and corporate regulation, infrastructural provision and support for the security of entrepreneurship, which are currently developing on the basis of the Internet of Things.