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Stop Throwing Money Out The Window You might be throwing your hard-earned money out the window in many ways. There are equally many ways to ensure that you prevent that. Being financially literate, you will have the skills and knowledge to make sound financial decisions, prevent debt, build wealth, and not throw money out the window. Do you sometimes feel so much of the month is left at the end of your money? Are you patiently waiting for your next paycheck while the month is still fresh? Do you have sleepless nights due to unpaid bills? Do you not know exactly what you spend your money on and why it might not be enough? Do you want to improve the quality of your financial life and become financially literate and stable? If you would like to get a better handle on your finances and not throw money out the window, then this book is for you. In this book, you will discover:
The thrifty organization guide that shows you what to keep and what to toss. Have you ever bought a duplicate of something when you couldn?t find the one you already had at home? Have you ever held on to a brand-new jacket you know you?ll never wear or found that the magazine subscription you didn?t like was automatically renewed because you forgot to cancel it in time? Everyone knows that clutter can be unsightly and time-consuming, but it can also cost you money. Stop Throwing Money Away is the first guide that shows you how to get organized and save or make money at the same time. Step by step, room by room, you?ll learn how to reduce, reuse, recycle, swap, sell, share and more as you streamline your possessions and your life. Explains the secrets of half-and-half organizing, showing you how to make money by paring what you own by half and plugging cash clutter traps by shopping at home Exposes the four ways our clutter makes us poor and how to change our habits and behavior Written by Jamie Novak, an organizing expert for iVillage and a regular contributor to Woman?s World and Woman's Day. She has appeared on QVC and HGTV. If you want a vase for flowers, recycle a glass jar. When you need more cupboard space, sell those expensive kitchen gadgets you never use. Whether you?ve got a little clutter or a lot, Stop Throwing Money Away is packed with indispensable ideas and time-saving tips that will help you find more money and simplify your life.
The Money Mentor is my take on the classic self-help book - with one major difference: It's a bullshit-free zone! If you're reading this, it's because you've recognised that your finances need help. Either that or your kids gave you the book as a Christmas stocking-filler, it's pouring with rain and there's nothing on telly this afternoon. Seriously, however you got here isn't important. The important thing is - you're here. Right here, right now is where you start getting control of your finances. This is where you stop throwing money away like it's going out of fashion and start saving. This is where your financial worries start to lessen. This is where you and your family begin to get ahead in the game. What I do is very straightforward - I help ordinary Mums and Dads burdened with standard 30-year home loans, pay off those loans within 7 to 10 years. Yes, you read that correctly - you can be mortgage-free in 7 to 10 years simply by following a plan that we create together. It's not magic. There's no smoke and mirrors. It's not even a secret how we can do this together. In fact, I call it the 'not-so-secret, secret', because anyone can do it. Together, we examine your lifestyle and make a detailed assessment of your living expenses. Using that information, we then give every single dollar of your family's monthly income a specific purpose and structure it within a realistic budget. And guarantee to pay the loan off in 7 to 10 years. Paying your home loan off over 30 years is bullshit! It's the biggest rip-off. When you're sitting in your bank, arranging your home loan, their entire focus is on the minimum monthly repayment. That just means they're forecasting their juicy profits over a 30-year period. Profits that you're paying for. We can even pay off that 30-year loan earlier in some cases. One of our records is having cleared a mortgage in only 3.5! Mortgage-free in three and a half years - wouldn't everyone love to be in that position? Our aim is to disrupt the passive, inherited way of thinking encouraged by the banks and to completely change traditional Mum and Dad psychology. Not with idealistic nonsense and impossible to achieve pie-in-the-sky advice aimed at solving unrealistic or non-typical situations. This book is packed with proven, practical and realistic strategies that work. If you and your family follow the process that we all agree to in the beginning, you will achieve the results we predict at the start. Guaranteed!
Grand Prize Winner of the 2015 Green Book Festival Mark Sundeen's new book, The Unsettlers, is coming in January 2017 from Riverhead Books In 2000, Daniel Suelo left his life savings-all thirty dollars of it-in a phone booth. He has lived without money-and with a newfound sense of freedom and security-ever since. The Man Who Quit Money is an account of how one man learned to live, sanely and happily, without earning, receiving, or spending a single cent. Suelo doesn't pay taxes, or accept food stamps or welfare. He lives in caves in the Utah canyonlands, forages wild foods and gourmet discards. He no longer even carries an I.D. Yet he manages to amply fulfill not only the basic human needs-for shelter, food, and warmth-but, to an enviable degree, the universal desires for companionship, purpose, and spiritual engagement. In retracing the surprising path and guiding philosophy that led Suelo into this way of life, Sundeen raises provocative and riveting questions about the decisions we all make, by default or by design, about how we live-and how we might live better.
Schweizer, a research fellow at the Hoover Institution at Stanford University, discusses the state of government and the depths of its political corruption.
"Co-production is a bold, pragmatic strategy that shatters limits on social change. This book exposes the Dark Side of money and market. It redefines economics by treating households and community as a separate economy. Placing that economy on a par with market generates a new exchange dynamic the empowers us all to become change agents who can shape the future; convert failing social programs into catalysts for social justice; enlist Throw-Away People as partners in a shared mission; and create the world we want for our children."--Publisher's description.
Are you terrified by the mere thought of even looking at your bank account? Dreading that word that keeps popping in your head, dare I say it... a BUDGET? Maybe you're scared to see how much debt has piled up on each of your credit cards? Unsure how you will ever pay off your student loans? Or ready to start saving and investing but completely confused with where to get started? Don't worry, no matter what your financial picture looks like, Face Your Finances will put you back in charge of your money and have it work for you instead of you working for it. Your finances don't have to be scary or difficult. How great would it feel to actually have more money in your bank account at the end of the month! To stop overspending and throwing money away on stuff you don't care about only to realize once it is too late. To be able to actually enjoy your money and spend it guilt free knowing that it will change your life. Even better, to have that huge weight lifted off your shoulders when you have taken the right steps to build a safe and secure financial future so you can live the life you truly want. It's time for you to feel the joy of achieving your financial dreams and start creating some money in the bank. In Face Your Finances, you will learn how to: Break the paycheck to paycheck cycle and begin living within your means right now so you have money in the bank at the end of the month! Stop overspending on all the wrong things and start spending in ways that really make you happy! Secure your financial future and prepare for those rainy days and curve balls! Understand your financial picture and organize everything once and for all! Tackle your credit card debt and student loans head on and look forward to a debt free future! Find out what your financial goals are and figure out exactly what to do to achieve them! Put you in control of your money instead of your money controlling you so you can trust yourself with money again! Look at simple financial best practices to make it quick and easy every time you look at your finances. After reading this book you will have simple and straightforward strategies to change your spending habits and start saving towards your goals! You will have financial knowledge that you can use for the rest of your life and pass on to your children. Together we'll cover exactly what to do to truly understand your personal finances. No matter if you've tried before and failed. This time you don't have to do it alone, I'm here for you! Even if you are scared to know how bad it really is. If you start right now, this will literally be the worst your finances will ever be and will only get better! Or if you're worried it will be a huge complicated process. It's easier than you think, I'll break it down for you! But here's the thing, every day you wait just makes it worse and worse with more of a mess to clean up. This is your chance to be brave and make a real difference in your life that will continue to pay dividends (literally and figuratively) for years to come. It's time to put an end to the uncertainty and confusion and Face Your Finances head on! If you're ready to start enjoying your money and your life guilt-free then scroll up and click the "Add to Cart" button now and let's get started!