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This book aims to intentionally cover the gap in the market for materials that cover financial planning for couples as against what we have that basically talks about individuals. It further bolsters how couples can minimize costs and maximize their wealth if they work together. With many years of research and unraveling secrets of lifetime income maximization and a passion for family wealth management, phoenix read bares it all by offering loads of helpful support, tools and information to help couples overcome these obstacles. In this book, you will discover: • The risks you need to be wary of when considering retirement • How to calculate what your actual needs will be in retirement, and how things stand now with your current savings • How side hustles can help you live a good life through retirement – and how to start now! • What investing for retirement means – and how you can add to your 401(k) plan • The benefits and downsides of investing in real estate for retirement income – know what you’re in for before making a decision The retirement planning made easy book is uniquely designed to help you achieve a more satisfying life in retirement by planning ahead for that momentous day when you can leave your job. Sitting down and making a plan as to what you will do every day, how to pursue worthy hobbies and even set some goals that will make you feel satisfied with your life. It will also help you gain confidence in your ultimate decision to finally retire. After all, you only get once chance to do it right so make the most of your retirement planning and set your sights on a truly fulfilling life.
A collection of fun and interesting projects covering three areas: painting, modeling, and jewelry making. Over 70 projects, each with clear and simple, step by step instructions and full sized templates that allows children to set their creativity free.
Tremendous value for the price, this book includes full-size patterns and step-by-step instructions for 18 modern outfits for today's widely popular 18-inch dolls. Outfits include everything from party dresses to a jogging suit.
**** Cited in Sheehy and Walford, this comprehensive reference recommends print and audiovisual materials as well as microcomputer software and CD-ROM products for preschool through sixth grade children. The present edition includes 12,294 recommended titles, 3,070 being new listings. Each entry notes the format(s) available and provides cataloging and ordering information, a critically descriptive annotation, interest and reading level estimates, and priority for acquisition. For school, public, and academic librarians, and preservice and inservice faculty. Published by the Brodart Company, 500 Arch St., Williamsport, PA 17705. Annotation copyright by Book News, Inc., Portland, OR
Papercrafting can take many forms, from origami to gifts to decorations to collages to scrapbooking. This how-to guide presents 280 playful pieces to fashion from plain white paper. Step-by-step directions explain how to fold, bend, cut, and create dramatic three-dimensional ornaments and borders. Projects include a variety of alphabet designs that will assist crafters in creating their own signs and wall coverings plus a tremendous assortment of embellishments, seasonal decorations, letter and number chains, and much more. The book is packed with photos as well as templates to copy, cut, and fold. Papercrafters at all experience levels, decorators, and scrapbookers will find 3-D Papercraft a source of endless inspiration and practical information.
Bring Your Fresh Ideas to Market and Profit Fueled by growing consumer demand for new tastes, cleaner ingredients, health benefits, and more convenient ways to shop and eat, the business of specialty food is taking off at full speed. This step-by-step guide arms entrepreneurial foodies like yourself with an industry overview of market trends, useful research for your marketing plan, and insight from practicing specialty food business owners. Determine your key growth drivers, opportunities, and how you can differentiate from other food businesses. Discover how to: Find the right avenue for your specialty food business: home-based, retail shop, production, wholesale, or distribution Create a solid business plan, get funded, and get the essential equipment Get the right licenses, codes, permits, insurance for your operations Gain a competitive edge using market and product research Find a profitable location, partnerships, and in-store shelf space Promote your business, products, and services online and offline Attract new and loyal customers using social media platforms to build your community of foodie fans. Manage daily operations, costs, and employees Plus, get valuable resource lists, sample business plans, checklists, and worksheets