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This book is a culmination of all of my years and experiences of car buying. While the goal of this book is to teach you how to buy a good used car with cash, the principles in this book will serve you well whether you are looking to buy a new car that is financed with a loan or if you are saving your hard earned money for a cash purchase.
If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. Happy Money offers a tour of new research on the science of spending. Most people recognize that they need professional advice on how to earn, save, and invest their money. When it comes to spending that money, most people just follow their intuitions. But scientific research shows that those intuitions are often wrong. Happy Money explains why you can get more happiness for your money by following five principles, from choosing experiences over stuff to spending money on others. And the five principles can be used not only by individuals but by companies seeking to create happier employees and provide “happier products” to their customers. Elizabeth Dunn and Michael Norton show how companies from Google to Pepsi to Crate & Barrel have put these ideas into action. Along the way, the authors describe new research that reveals that luxury cars often provide no more pleasure than economy models, that commercials can actually enhance the enjoyment of watching television, and that residents of many cities frequently miss out on inexpensive pleasures in their hometowns. By the end of this book, readers will ask themselves one simple question whenever they reach for their wallets: Am I getting the biggest happiness bang for my buck?
From one of the worlds most trusted experts on personal finance comes a "route planner," identifying easy moves to get young people on the road to financial recovery and within reach of their dreams.
Ever wondered if there were a simple way to manage your money? Would you like to sleep better at night knowing your finances are in order, that you're spending less than you earn, paying down credit cards, student loans or your mortgage and building a surplus that will allow you to invest for your financial future?Do you want to make money simple again? If so, then this book is perfect for you!Best-selling authors Ben Kingsley and Bryce Holdaway are on a crusade to help more people achieve financial peace. They have developed a 7-step money management system - Money SMARTS - that, once set up, will help you achieve financial peace in less than 10 minutes a month.
Take charge of your money today with Personal Finance Simplified. By making smart personal finance choices now, you can build a solid foundation for your family and your future. Personal Finance Simplified will show you, step by step, how to understand your personal finance needs, plan for your future, and create a budget that will bring you security and peace of mind. With helpful tips for saving money in the short term and long term, and straight talk on how to manage your debt, savings, investments, and major purchases, Personal Finance Simplified can help you at every stage of your life, from graduating college, to changing careers, to growing your family, to retirement. Personal Finance Simplified will introduce you to the fundamentals of managing money, with: Easy guide to creating a personal budget 10 simple ways to reduce your spending 5 stages of getting out of debt 3 questions to help you get real about your personal finance options Tips on banking, buying a home, and filing taxes from the editors of Personal Finance Simplified Personal Finance Simplified will help you take control of your cash flow once and for all.
The hijinks of Miss Congeniality meet the high school gender politics of The List in Kat Helgeson’s “funny, smart, and exciting” (Ami Allen-Vath, author of Liars and Losers Like Us) novel about two teens who become entangled in a cut-throat prom date auction. Ava’s plan for surviving senior year at her new school is simple: fly under the radar until graduation. No boys. No attachments. No drama. But all that goes out the window when she gets drafted into the Prom Bowl—a long-standing tradition where senior girls compete in challenges and are auctioned off as prom dates to the highest bidder. Ava joins forces with star quarterback Mark Palmer to try and get herself out of the competition, but their best laid schemes lead to self-sabotage more than anything else. And to make matters worse, they both begin to realize that the Prom Bowl isn’t all fun and games. When one event spirals dangerously out of control, Ava and Mark must decide whether shutting down the Prom Bowl once and for all is worth the price of sacrificing their futures.
“Captivating . . . Sparkling characters, able plotting, and joie de vivre make the first in Rodale’s Gilded Age Girls Club an utterly enjoyable standout.” —Publishers Weekly In Gilded Age Manhattan, anything can happen . . . Seeking a wealthy American bride who can save his family’s estate, Brandon Fiennes, the duke of Kingston, is a rogue determined to do the right thing. But his search for an heiress goes deliciously awry when an enchanting seamstress tumbles into his arms instead. . . . and true love is always in fashion Miss Adeline Black aspires to be a fashionable dressmaker—not a duchess—and not even an impossibly seductive duke will distract her. But Kingston makes an offer she can’t refuse: join him at society events to display her gowns and advise him on which heiresses are duchess material. It’s the perfect plan—as long as they resist temptation, avoid a scandal, and above all do not lose their hearts. “Rodale’s Gilded Age-set series launch is a smart, bright love story that perfectly balances messages of female empowerment and social potential with romantic tensions created by class and gender dichotomies ripe for revolution.” —Kirkus Reviews “Overall, after a year of mediocre to decent to very occasionally brilliant romance, Duchess by Design stands out as unique and refreshing. It’s more than worth your time.” —All About Romance
Amoral, cunning, ruthless, and instructive, this multi-million-copy New York Times bestseller is the definitive manual for anyone interested in gaining, observing, or defending against ultimate control – from the author of The Laws of Human Nature. In the book that People magazine proclaimed “beguiling” and “fascinating,” Robert Greene and Joost Elffers have distilled three thousand years of the history of power into 48 essential laws by drawing from the philosophies of Machiavelli, Sun Tzu, and Carl Von Clausewitz and also from the lives of figures ranging from Henry Kissinger to P.T. Barnum. Some laws teach the need for prudence (“Law 1: Never Outshine the Master”), others teach the value of confidence (“Law 28: Enter Action with Boldness”), and many recommend absolute self-preservation (“Law 15: Crush Your Enemy Totally”). Every law, though, has one thing in common: an interest in total domination. In a bold and arresting two-color package, The 48 Laws of Power is ideal whether your aim is conquest, self-defense, or simply to understand the rules of the game.
The world of investing normally sees experts telling us the 'right' way to manage our money. How often do these experts pull back the curtain and tell us how they invest their own money? Never. How I Invest My Money changes that. In this unprecedented collection, 25 financial experts share how they navigate markets with their own capital. In this honest rendering of how they invest, save, spend, give, and borrow, this group of portfolio managers, financial advisors, venture capitalists and other experts detail the 'how' and the 'why' of their investments. They share stories about their childhood, their families, the struggles they face and the aspirations they hold. Sometimes raw, always revealing, these stories detail the indelible relationship between our money and our values. Taken as a whole, these essays powerfully demonstrate that there is no single 'right' way to save, spend, and invest. We see a kaleidoscope of perspectives on stocks, bonds, real assets, funds, charity, and other means of achieving the life one desires. With engaging illustrations throughout by Carl Richards, How I Invest My Money inspires readers to think creatively about their financial decisions and how money figures in the broader quest for a contented life. With contributions from: Morgan Housel, Christine Benz, Brian Portnoy, Joshua Brown, Bob Seawright, Carolyn McClanahan, Tyrone Ross, Dasarte Yarnway, Nina O'Neal, Debbie Freeman, Shirl Penney, Ted Seides, Ashby Daniels, Blair duQuesnay, Leighann Miko, Perth Tolle, Josh Rogers, Jenny Harrington, Mike Underhill, Dan Egan, Howard Lindzon, Ryan Krueger, Lazetta Rainey Braxton, Rita Cheng, Alex Chalekian