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A bilingual guide to the basics of financial success. Getting ahead financially in the United States is a difficult task, and it is even more daunting for someone who comes from a different culture. That’s why author Lynn Jimenez has created ¿Se Habla Dinero?: The Everyday Guide to Financial Success. This book offers information needed for financial survival and success, simply and clearly, in both English and Spanish. ¿Se Habla Dinero? walks readers through the fundamentals of personalfinance and money management and explains how to open and use bank accounts; establish and manage credit; save and borrow money for education; and master basic investing techniques. This bilingual guide makes intimidating topics easy and gives readers the confidence they need to move forward. Hispanics are moving into this nation’s middle class at a rapid pace. ¿Se Habla Dinero? will be an important tool to help them climb the ladder of financial success. Lynn Jimenez (San Francisco, CA) is an award-winning business reporter For KGO Radio 810. She has delivered fast-paced business reports from the options floor of the New York Stock Exchange for 17 years. Una guía bilingüe que proporciona las bases del éxito económico. Salir adelante económicamente en Estados Unidos es una labor ardua, y más difícil todavía para aquellos que provienen de culturas diferentes. Esta es la razón por la que la autora Lynn Jiménez ha creado ¿Se Habla Dinero?: la guía diaria que le llevará al éxito financiero. Este libro ofrece en dos idiomas: inglés y español y de manera sencilla y clara, la información necesaria para la supervivencia y el éxito financiero. ¿Se Habla Dinero? Guía al lector a través de las nociones fundamentales de economía personal y administración del dinero. Explica cómo abrir y usar cuentas bancarias, cómo establecer y administrar crédito, cómo ahorrar y tomar prestado dinero para la educación y cómo manejar técnicas de inversión básicas. Esta guía bilingüe hace que algunos aspectos intimidatorios resulten fáciles y proporciona a sus lectores la confianza que necesitan para seguir adelante. La población hispana hoy en día está alcanzando rápidamente la clase media de esta nación. ¿Se Habla Dinero? Es una herramienta importante que ayudará a sus lectores a subir la escala del éxito financiero. Lynn Jimenez de San Francisco, California, es una reportera de negocios galardonada que trabaja para la estación de Radio 810 KGO. También ha transmitido reportajes breves de negocios desde el piso de opciones de la Bolsa de Nueva York en San Francisco por diez ye siete años.
A balance of practical and applied material which also underpins the crucial theoretical concepts that are being applied in today's human resources. For undergraduate/graduate courses in Human Resource Management.
In recent years, the world has been shaken by numerous events that have caused and continue to cause massive human suffering, from the COVID-19 pandemic to intrastate and interstate armed conflicts. Moreover, climate change continues to plow ahead, contributing to growing tensions, population movements, and resource scarcity. Meanwhile, the methods by which groups and group life are threatened, and the means by which violence is incited and perpetrated, continue to evolve. Such divergent crises, even when they overlap or intersect, confound definition and label. This book seeks not to answer the question "What is genocide?" but rather "What is genocide studies?" When Raphael Lemkin coined the term "genocide" in 1944, he could not have foreseen what the world would look like today. Now is the time to think about current manifestations of genocide and those likely to emerge in the future.
Illinois 2021 Rules of the Road handbook, drive safe!
This Dictionary provides over 100,000 entries and over 135,000 equivalents covering all areas of law, plus relevant terms in related spheres of expertise. This is the Dictionary that lawyers, translators, and those working in English and Spanish in law and associated fields have been trusting since the First Edition was published in 1993. In order to prepare this Third Edition, The entire Second Edition was revised and updated, and over 40,000 new terms were added. Because of its straightforward and naturally intuitive format, there are no special rules or indications For The use of this Dictionary. The user simply looks up any desired word or phrase, gets the equivalent, and returns to whatever was being worked on. The general presentation of the Dictionary is easy on the eyes, and facilitates finding the desired terms and equivalents with the least time and effort.
A fiery female privateer meets her match on the high seas in this Regency romance by a USA Today–bestselling author. The Rules of Being a Proper Lady 1) Never take steps greater than six inches apart. 2) Never look boldly at a gentleman. 3) And never, ever, kiss a man who is not your fiancé. But beautiful, bold Viola Carlyle doesn't care about the rules. And she desperately wants to kiss the notoriously tempting Captain Jin Seton, the man who brought her kicking and fighting back to English society. Kidnapped as a child, now she longs to return to that life of freedom where she was able to live—and love—as she wished. Having hunted Viola for two years, Jin Seton has finally found his good luck—for, by finding Viola, his oldest, deepest debt will at last be paid. And although he has vowed not to let her win his heart, this very improper lady might finally be the one who tames him. Praise for How to Be a Proper Lady “In a word engrossing. I turned page after page and delighted in every word read... Jinan and Viola are some of the first characters in a long time that really touched my heart, and they are what make How to Be a Proper Lady an unforgettable read.” —Romance Junkies “How to Be a Proper Lady has everything fans of historical romance could want in a book.” —Joyfully Reviewed “Every bit as delicious as it promised.” —The Librarian Next Door
This book introduces readers to the many arguments and controversies concerning abortion. While it argues for ethical and legal positions on the issues, it focuses on how to think about the issues, not just what to think about them. It is an ideal resource to improve your understanding of what people think, why they think that and whether their (and your) arguments are good or bad, and why. It's ideal for classroom use, discussion groups, organizational learning, and personal reading. From the Preface To many people, abortion is an issue for which discussions and debates are frustrating and fruitless: it seems like no progress will ever be made towards any understanding, much less resolution or even compromise. Judgments like these, however, are premature because some basic techniques from critical thinking, such as carefully defining words and testing definitions, stating the full structure of arguments so each step of the reasoning can be examined, and comparing the strengths and weaknesses of different explanations can help us make progress towards these goals. When emotions run high, we sometimes need to step back and use a passion for calm, cool, critical thinking. This helps us better understand the positions and arguments of people who see things differently from us, as well as our own positions and arguments. And we can use critical thinking skills help to try to figure out which positions are best, in terms of being supported by good arguments: after all, we might have much to learn from other people, sometimes that our own views should change, for the better. Here we use basic critical thinking skills to argue that abortion is typically not morally wrong. We begin with less morally-controversial claims: adults, children and babies are wrong to kill and wrong to kill, fundamentally, because they, we, are conscious, aware and have feelings. We argue that since early fetuses entirely lack these characteristics, they are not inherently wrong to kill and so most abortions are not morally wrong, since most abortions are done early in pregnancy, before consciousness and feeling develop in the fetus. Furthermore, since the right to life is not the right to someone else’s body, fetuses might not have the right to the pregnant woman’s body—which she has the right to—and so she has the right to not allow the fetus use of her body. This further justifies abortion, at least until technology allows for the removal of fetuses to other wombs. Since morally permissible actions should be legal, abortions should be legal: it is an injustice to criminalize actions that are not wrong. In the course of arguing for these claims, we: 1. discuss how to best define abortion; 2. dismiss many common “question-begging” arguments that merely assume their conclusions, instead of giving genuine reasons for them; 3. refute some often-heard “everyday arguments” about abortion, on all sides; 4. explain why the most influential philosophical arguments against abortion are unsuccessful; 5. provide some positive arguments that at least early abortions are not wrong; 6. briefly discuss the ethics and legality of later abortions, and more. This essay is not a “how to win an argument” piece or a tract or any kind of apologetics. It is not designed to help anyone “win” debates: everybody “wins” on this issue when we calmly and respectfully engage arguments with care, charity, honesty and humility. This book is merely a reasoned, systematic introduction to the issues that we hope models these skills and virtues. Its discussion should not be taken as absolute “proof” of anything: much more needs to be understood and carefully discussed—always.
The chapters of this book explore, from different disciplinary perspectives, the relationship between transitional justice, distributive justice, and economic efficiency in the settlement of internal armed conflicts. They specifically discuss the role of land reform as an instrument of these goals, and examine how the balance between different perspectives has been attempted (or not) in selected cases of internal armed conflicts, and how it should be attempted in principle. Although most chapters closely examine the Colombian case, some provide a comparative perspective that includes countries in Latin America, Africa, and Eastern Europe, while others examine some of the more general, theoretical issues involved.
This Safety Report summarizes good and current state of the art practices in industrial radiography and provides technical advice on radiation protection and safety. It contains information explaining the responsibilities of regulatory authorities, operating organizations, workers, equipment manufacturers and client organizations, with the intention of enhancing radiation protection and safety.