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Provides straightforward information about American-English word usages, spelling, grammar, and punctuation, in an up-to-date guide that provides etymologies for common terms and phrases, word lore, and discussions of why certain rules are disputed by usage authorities. 15,000 first printing.
Judge Andrew P. Napolitano examines the concept the government hates and fears the most: Freedom. The United States of America was born out of a bloody revolt against tyranny. Yet almost from its inception, the government here has suppressed liberty. In his sixth book on the Constitution and human freedom, Judge Andrew P. Napolitano asks: Where does freedom come from? How can government in America exercise power that the people have not given to it? What forces have collaborated to destroy personal freedom? In this back-to-basics on freedom, Judge Napolitano addresses hard questions: Do we still have a Constitution? What are the limits to government power in a free society? Why does the government attack, rather than defend, our rights? If our rights are inalienable, how can the government take them away? Do we really own any private property? The Judge gives a sweeping treatment of natural rights and all the philosophical, religious, and ideological principles that underscore the concept of human freedom.
THE NEW YORK TIMES BESTSELLER and #1 WALL STREET JOURNAL BESTSELLER Risky Is the New Safe is a different kind of book for a different kind of thinking—a thought-provoking manifesto for risk takers. It will challenge you to think laterally, question premises, and be a contrarian. Disruptive technology, accelerating speed of change and economic upheaval are changing the game. The same tired, old conventional thinking won’t get you to success today. Risky Is the New Safe will change the way you look at everything! You’ll view challenges—and the corresponding opportunities they provide—in entirely new and exciting ways. You’ll recognize powerful new gateways to creating wealth. In this mind-bending book you’ll discover: How mavericks like Steve Jobs, Richard Branson, and Mark Cuban think differently—and what you can learn from them; The six-month online course that could allow you to earn more than a Ph.D.; How social media changes branding and marketing forever, and what that means for you; What happens when holo-suites and virtual-reality sex come about, and how you need to prepare; The new religion of ideas: How to become an “idea generator” and declare as a free agent; and, What will cause the Euro, precious metals, and oceanfront real estate to collapse—and how that can make you rich!
A choice lies before you: Either waste your life or live with risk. Either sit on the sidelines or get in the game. After all, life was no cakewalk for Jesus, and he didn't promise it would be any easier for his followers. We shouldn't be surprised by resistance and persecution. Yet most of us play it safe. We pursue comfort. We spend ourselves to get more stuff. And we prefer to be entertained. We are all tempted by the idea of security, the possibility of a cozy Christianity with no hell at the end. But what kind of life is that really? It's a far cry from adventurous and abundant, from truly rich and really full, and it's certainly not the heights and the depths Jesus calls us to. Discover in these pages a foundation for fearlessness. Hear God's promise to go with you into the unknown. And let Risk Is Right help you see the joys of a faith-filled and seriously rewarding life of Jesus-dependent abandon! Risk Is Right is a significantly expanded version of a chapter previously published in the book Don't Waste Your Life (chapter 5).
The first decade of the 21st Century has been disastrous for financial institutions, derivatives and risk management. Counterparty credit risk has become the key element of financial risk management, highlighted by the bankruptcy of the investment bank Lehman Brothers and failure of other high profile institutions such as Bear Sterns, AIG, Fannie Mae and Freddie Mac. The sudden realisation of extensive counterparty risks has severely compromised the health of global financial markets. Counterparty risk is now a key problem for all financial institutions. This book explains the emergence of counterparty risk during the recent credit crisis. The quantification of firm-wide credit exposure for trading desks and businesses is discussed alongside risk mitigation methods such as netting and collateral management (margining). Banks and other financial institutions have been recently developing their capabilities for pricing counterparty risk and these elements are considered in detail via a characterisation of credit value adjustment (CVA). The implications of an institution valuing their own default via debt value adjustment (DVA) are also considered at length. Hedging aspects, together with the associated instruments such as credit defaults swaps (CDSs) and contingent CDS (CCDS) are described in full. A key feature of the credit crisis has been the realisation of wrong-way risks illustrated by the failure of monoline insurance companies. Wrong-way counterparty risks are addressed in detail in relation to interest rate, foreign exchange, commodity and, in particular, credit derivative products. Portfolio counterparty risk is covered, together with the regulatory aspects as defined by the Basel II capital requirements. The management of counterparty risk within an institution is also discussed in detail. Finally, the design and benefits of central clearing, a recent development to attempt to control the rapid growth of counterparty risk, is considered. This book is unique in being practically focused but also covering the more technical aspects. It is an invaluable complete reference guide for any market practitioner with any responsibility or interest within the area of counterparty credit risk.
Staying in is my favorite thing to do. So, if you relate, you'll understand my reticence about leaving the quiet comfort of my home for a night out at a noisy drag club. But it's for a good cause. My big brother is in town, and this is a chance to get to know his new girlfriend. I can't really say no without looking snotty like the rest of the Wright family comes across. My aim in life is to be everything my father is not. Lucky for me, there's another reason to attend tonight too. A tall, dark and handsome piece of man candy going by the name of Banks Johnson. We met briefly this afternoon and let me tell you, the air sizzled. I'm likely to get burned if I get too close. But while I swore off men when my last relationship went south, when I find myself in the wrong place and it's just Banks and me who'll know, I decide it's the right time to throw caution to the wind. One night can't hurt, right? Unless I somehow lose my heart.... As with all Megan Wade books, this installment of the Wrong/Wright series comes with her Sugar Promise. High heat, low drama, guaranteed.
In the tradition of Malcolm Gladwell, Gardner explores a new way of thinking about the decisions we make. We are the safest and healthiest human beings who ever lived, and yet irrational fear is growing, with deadly consequences — such as the 1,595 Americans killed when they made the mistake of switching from planes to cars after September 11. In part, this irrationality is caused by those — politicians, activists, and the media — who promote fear for their own gain. Culture also matters. But a more fundamental cause is human psychology. Working with risk science pioneer Paul Slovic, author Dan Gardner sets out to explain in a compulsively readable fashion just what that statement above means as to how we make decisions and run our lives. We learn that the brain has not one but two systems to analyze risk. One is primitive, unconscious, and intuitive. The other is conscious and rational. The two systems often agree, but occasionally they come to very different conclusions. When that happens, we can find ourselves worrying about what the statistics tell us is a trivial threat — terrorism, child abduction, cancer caused by chemical pollution — or shrugging off serious risks like obesity and smoking. Gladwell told us about “the black box” of our brains; Gardner takes us inside, helping us to understand how to deconstruct the information we’re bombarded with and respond more logically and adaptively to our world. Risk is cutting-edge reading.