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The issue of private property and the rights it confers remain almost undiscussed in critiques of globalization and free market economics. Yet property lies at the heart of an economic system geared to profit maximization. The authors describe the historically specific and self-consciously explicit manner in which it emerged. They trace this history from earliest historical times and show how, in the hands of Thomas Hobbes and John Locke in particular, the notion of private property took on its absolutist nature and most extreme form - a form which neoliberal economics is now imposing on humanity worldwide through the pressures of globalization. They argue that avoiding the destruction of people‘s ways of living and of Nature requires reshaping our notions of private property. They look at practical ways for social and ecumenical movements to press for alternatives.
The worldwide financial crisis has sent shock-waves of accelerated economic restructuring, regulatory reorganization and sociopolitical conflict through cities around the world. It has also given new impetus to the struggles of urban social movements emphasizing the injustice, destructiveness and unsustainability of capitalist forms of urbanization. This book contributes analyses intended to be useful for efforts to roll back contemporary profit-based forms of urbanization, and to promote alternative, radically democratic and sustainable forms of urbanism. The contributors provide cutting-edge analyses of contemporary urban restructuring, including the issues of neoliberalization, gentrification, colonization, "creative" cities, architecture and political power, sub-prime mortgage foreclosures and the ongoing struggles of "right to the city" movements. At the same time, the book explores the diverse interpretive frameworks – critical and otherwise – that are currently being used in academic discourse, in political struggles, and in everyday life to decipher contemporary urban transformations and contestations. The slogan, "cities for people, not for profit," sets into stark relief what the contributors view as a central political question involved in efforts, at once theoretical and practical, to address the global urban crises of our time. Drawing upon European and North American scholarship in sociology, politics, geography, urban planning and urban design, the book provides useful insights and perspectives for citizens, activists and intellectuals interested in exploring alternatives to contemporary forms of capitalist urbanization.
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
FLIP, the third book in the National Bestselling Millionaire Real Estate Series (More than 500,000 copies sold!) FLIP provides a detailed, step-by-step process to analyze each investment, identify the best improvements, accurately estimate the costs and intelligently oversee the construction. It takes out all the guess work and almost all of the risk. Here's what industry experts are saying about FLIP: "Read this book before you flip that house! FLIP is an indispensable step-by-step guide to flipping houses that you will refer to again and again."-Carlos Ortiz, Executive Producer, "FLIP That House" (TLC's most popular real estate TV show) "At HomeVestors, we're in the business of buying and selling homes for profit and I can attest that there are few, if any, who can rival Rick's and Clay's expertise when it comes to fixing up houses for profit. This book is a must-read for any investor."-Dr. John Hayes, President and CEO of HomeVestors of America (the largest homebuyer in America) "FLIP is a must-read book for everyone in the real estate business. Every agent should have this book. They should read it and master its contents. Why? Because it is the best guide ever written on how to evaluate real estate and how to add value to a house."-Gary Keller, Founder and Chairman of the Board of Keller Williams Realty International and author of bestselling The Millionaire Real Estate Agent and The Millionaire Real Estate Investor "For anyone looking to build wealth in real estate, FLIP provides a step-by-step approach that really works in any market."-Loral Langemeier, bestselling author of The Millionaire Maker FLIP extends the national bestselling Millionaire Real Estate series with a step-by-step guide that is quickly becoming "the model" for successfully finding, fixing and selling investment properties for profit. Based on their involvement in over a 1,000 flips, Rick Villani and Clay Davis walk you through the proven five-stage model for successfully flipping a house: FIND: How to select ideal neighborhoods, attract sellers, and find houses with investment potential ANALYZE: Identify which improvements to make and analyze the profit potential of any house BUY: How to arrange financing, present the offer, and close on the purchase FIX: A 50-step, easy-to-follow plan for fixing up houses that keeps you on time, in budget and assures top quality SELL: How to add finishing touches to quickly sell for maximum profit Woven through the book is an entertaining narrative that follows the flipping adventures of Samantha, Ed, Bill, Nancy, Amy and Mitch as they find, buy, fix and sell their first investment houses. With all this plus the experience of over a thousand flips condensed into one book, FLIP gives new investors the tools they need to avoid common pitfalls, make a profit, and enjoy the process of house flipping. Rick Villani and Clay Davis are senior executives at HomeFixers, North America's leading real estate rehab franchise. HomeFixers has been involved in more than 1,000 flips nationwide.
A new way forward for sustainable quality of life in cities of all sizes Strong Towns: A Bottom-Up Revolution to Build American Prosperity is a book of forward-thinking ideas that breaks with modern wisdom to present a new vision of urban development in the United States. Presenting the foundational ideas of the Strong Towns movement he co-founded, Charles Marohn explains why cities of all sizes continue to struggle to meet their basic needs, and reveals the new paradigm that can solve this longstanding problem. Inside, you’ll learn why inducing growth and development has been the conventional response to urban financial struggles—and why it just doesn’t work. New development and high-risk investing don’t generate enough wealth to support itself, and cities continue to struggle. Read this book to find out how cities large and small can focus on bottom-up investments to minimize risk and maximize their ability to strengthen the community financially and improve citizens’ quality of life. Develop in-depth knowledge of the underlying logic behind the “traditional” search for never-ending urban growth Learn practical solutions for ameliorating financial struggles through low-risk investment and a grassroots focus Gain insights and tools that can stop the vicious cycle of budget shortfalls and unexpected downturns Become a part of the Strong Towns revolution by shifting the focus away from top-down growth toward rebuilding American prosperity Strong Towns acknowledges that there is a problem with the American approach to growth and shows community leaders a new way forward. The Strong Towns response is a revolution in how we assemble the places we live.
Praise for Developing Affordable Housing A Practical Guide for Nonprofit Organizations Third Edition "Ben Hecht's book explains in clear language everything needed to successfully engage in nonprofit housing development. He tells how to find the money, how to generate good design and quality construction, and how to improve management--a complete, well-researched, and well-presented 'A to Z' approach." --Henry G. Cisneros, former secretary U.S. Department of Housing and Urban Development "Ben Hecht's book makes the affordable housing development process accessible for communities and practitioners everywhere. Developing Affordable Housing should be on the bookshelf of every organization that cares about people and wants to make affordable housing possible." --Rey Ramsey, former chairman, Habitat for Humanity CEO, One Economy Corporation "The development of affordable housing is as much a journey as a destination. Ben Hecht's book provides maps and bridges while not losing sight of the challenging but elusive goal of providing decent, safe, and affordable housing." --Nicolas P. Retsinas, Director, Joint Center for Housing Studies Harvard University "In our work to increase the supply of safe, decent homes for those who need homes the most, we appreciate the power of partnerships and the value of information. So does Ben Hecht. Developing Affordable Housing is more than a practical guide for nonprofits--it's a library, a trusted advisor, and a road map. Read this book and benefit from its wisdom." --Stacey D. Stewart, President and CEO, Fannie Mae Foundation
Many people may wonder about the current state of minjung theology that started in the 1970s in resistance to the military dictatorship in Korea. They ask: "Is minjung theology still alive?" or "Can the concept of minjung, a Korean term for poor and oppressed people, still offer a significant contribution to the reshaping of society closer to the Kingdom of God?" The essays in this volume attempt to answer such questions directly and indirectly. The authors are from Korea, Germany, Hong Kong, Indonesia, Taiwan, the Philippines, and the United States. They deal with minjung theology from their own contexts. The essays were written to commemorate the late minjung theologian Suh Nam-Dong (1918-1984) on the 30th anniversary of his passing. [Minjung-Theologie heute. Kontextuelle und interkulturelle Perspektiven] Viele werden sich wundern, was der aktuelle Status der Minjung-Theologie ist, die in den 1970ern im Widerstand gegen die koreanische Militärdiktatur entstand. Sie fragen: "Lebt die Minjung-Theologie noch?" oder "Kann das Konzept minjung, ein koreanischer Begriff, für die Armen und Unterdrückten, noch eine sinnvolle Perspektive bieten, wenn wir über die Veränderung unserer Gesellschaft nachdenken, um dem Reich Gottes näherzukommen?" Die Autoren kommen aus Korea, Deutschland, Hong Kong, Indonesien, Taiwan, den Philippinen und den USA. Sie setzen sich mit der Minjung-Theologie vor dem Hintergrund ihrer eigenen Kontexte auseinander, um den vor 30 Jahren verstorbenen Minjung-Theologen Suh Nam-Dong zu ehren.
Decoding Mammon is an exposition of the negative assessment of money implied in Jesus' statement, "You cannot serve God and Mammon." On the basis of the theology enshrined in the Old and New Testaments and in the long-term tradition of the church, it is claimed that problems associated with money do not arise simply from the way it is used, but from the nature of money itself. Despite the fact that money has enabled great economic development, and in contrast with the general consensus of governments, economists, and many theologians that money is either a positive or neutral instrument, the book seeks to show that money is a deeply flawed instrument, created by fallen human beings, and fashioned over the years to suit the interests of those in power rather than the needs of people in general. It is argued that money should only be allowed to operate within severe restrictions, and that any reformulation of the global economy as a result of the recent financial crisis needs to be based on this understanding.
This inspiring collection of 72 critical and creative contributions honouring the life and work of Desmond Mpilo Tutu comprises a rich and diverse array of reflections on the ecumenical global struggle against Apartheid, and Archbishop Tutu’s role therein, as a political priest, prophet and intellectual. The encounters with ‘the Arch’ and his work has shaped ongoing faith-based, activist and academic pursuits for justice, peace and dignity. Anyone familiar with his outstanding contributions to the promotion of justice, dignity and peace, will know that a hallmark of Desmond Tutu’s celebrated style is his use of narrative and real-life stories. In honour of his unique and remarkable example, the contributions in this book combine oral history and written history paradigms, as well as sociological, philosophical and theological approaches. While the book is meant to be a memorial recollection of encounters with the Arch, the hope is that these recollections will continue to inspire collective struggles and hopes for justice, peace and dignity.
If we see ourselves as Earth, rather than Earth as existing for us, our perspective is transformed. A variety of religious, philosophical, cultural, and political self-perceptions that dominate our sense of human identity are deeply challenged by this shift in perspective. John Locke's doctrine of Earth as human 'property' has been central to current presuppositions about our selves: justified on the grounds of our possessing unique, divinely bestowed, rational abilities. But today, the effectsof that doctrine on Earth's resource base and on its other-than-human creatures directly challenge such assumptions. At the same time contemporary scientific findings about the evolution of Earthly life demonstrate that while we belong to Earth and nowhere else, Earth does not belong to us. Exploring this role reversal raises fundamental questions about current theological, philosophical, scientific, and economic presuppositions that underpin the 'business as usual' viewpoint and human-centeredaims of contemporary policies and lifestyles. It takes us beyond hierarchical Christian and philosophical doctrines toward a deeper, Earth-focused and peace-based understanding of what it means to be human today.