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From Los Angeles to Boston and Chicago to Miami, US cities are struggling to address the twin crises of high housing costs and household instability. Debates over the appropriate course of action have been defined by two poles: building more housing or enacting stronger tenant protections. These options are often treated as mutually exclusive, with support for one implying opposition to the other. Shane Phillips believes that effectively tackling the housing crisis requires that cities support both tenant protections and housing abundance. He offers readers more than 50 policy recommendations, beginning with a set of principles and general recommendations that should apply to all housing policy. The remaining recommendations are organized by what he calls the Three S’s of Supply, Stability, and Subsidy. Phillips makes a moral and economic case for why each is essential and recommendations for making them work together. There is no single solution to the housing crisis—it will require a comprehensive approach backed by strong, diverse coalitions. The Affordable City is an essential tool for professionals and advocates working to improve affordability and increase community resilience through local action.
What is a decent home? Does it simply provide shelter from the elements? Is it affordable enough that you can buy the other necessities of life? Does it connect you to a community with adequate social and economic resources? Noted housing expert Alan Mallach turns his decades of experience to these questions in "A Decent Home". Mallach's nuanced analysis of housing issues critical to communities across the country will help planners evaluate the housing situation in their own communities and formulate specific plans to address a variety of housing problems. The book is both a practical step-by-step guide to developing affordable housing and a sophisticated introduction to housing policy. Chapters address design, site selection, project approval, financing, and the history of housing policy in the United States. Planners will find useful information about inclusionary and exclusionary zoning, affordable housing preservation, and the risks and rewards of affordable-home-ownership programs. Mallach also connects the dots among regional economic competitiveness, quality of life, community revitalization, and affordable housing.
Winner of the Bruss Real Estate Book Award His assignment was to write about a real-estate frenzy lighting up the Redneck Riviera. So Ryan Dezember settled in and bought a home nearby himself. Then the market crashed, and he became one of the millions of Americans who suddenly owed more on their homes than they were worth. A flood of foreclosures made it impossible to sell. It didn't help that his quaint neighborhood fell into disrepair and drug-induced despair. He had no choice but to become a reluctant and wildly unprofitable landlord to move on. Meanwhile, his reporting showed how the speculative mania that caused the crash opened the U.S. housing market to a much larger breed of investors. In this deeply personal story, Dezember shows how decisions on Wall Street and in Washington played out on his street in a corner of the Sunbelt that was convulsed by the foreclosure crisis. Readers will witness the housing market collapse from Dezember’s perch as a newspaper reporter. First he’s in the boom-to-bust South where a hot-air balloonist named Bob Shallow becomes one of the world’s top selling real-estate agents arranging condo flips, developers flop in spectacular fashion and the law catches up with a beach-town mayor on the take. Later he’s in New York, among financiers like Blackstone’s Stephen Schwarzman who are building rental empires out of foreclosures, staking claim to the bastion of middle-class wealth: the single-family home. Through it all, Dezember is an underwater homeowner caught up in the mess. A cautionary tale of Wall Street's push to turn homes into assets, Underwater is a powerful, incisive story that chronicles the crash and its aftermath from a fresh perspective—the forgotten, middle-class homeowner.
Estate planning for family cottages and cabins When family members inherit a vacation home together, problems are often unavoidable, given that the new co-owners may have different financial circumstances or emotional attachments to the family cottage or cabin. But you can head off damaging family squabbles by developing a legal structure (typically an LLC) to take care of the business of ownership. Whether you’re planning to pass on a cottage to your children, or you’ve inherited a cabin with your siblings, Saving the Family Cottage provides practical, legal solutions for preserving a beloved family property for generations to come. You’ll learn how to: keep the peace (and avoid fights) among siblings over jointly-owned property prevent a family member from forcing a sale of the cottage or cabin keep your vacation home out of the hands of in-laws and creditors, and make a smooth transition from one generation’s ownership to the next. The fifth edition is updated to reflect current tax laws, including state property tax laws which affect choice of legal entity. It also includes an expanded discussion of legal issues when renting a family cottage or cabin on Airbnb, VRBO, or similar rental services.
"...[A] collection of insights and stories from across the country. It showcases the power of the NeighborWorks network - a group of strong, diversified nonprofits that deliver innovative solutions in affordable housing and community development - and makes the case for sharing strategies and best practices. These organizations are doing work that not only gets results, but can serve as a model for other organizations facing similar issues and challenges. NeighborWorks works to make all communities places of opportunity." -- back cover,
Examines the Dept. of Housing and Urban Development's preservation program which offers incentives to owners and purchasers of federally insured multifamily properties who agree to maintain their properties for low-income occupancy. Reviews the funding provided for preservation properties as compared with the properties' values, the levels of rehabilitation grants provided to properties compared with their physical needs, and the administrative and other problems that have arisen under the program. Charts and tables.