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Having trouble with percents and ratios? With a clear and simple style, Lucille Caron and Phil St. Jacques help students get a handle on percents and ratios. They will learn reduce ratios, find equivalent ratios, and the relationship of ratios and proportion. Then they will learn the meaning of percents, and how they relate to fractions and ratios. Calculation techniques are clearly explained and many examples are included throughout the book. Whether you are looking to learn this information for the first time, on your own or with a tutor, or you would like to review your math skills, this book will be a great choice.
'Managing Smart' examines the challenges facing today's management and provides fast, practical answers for solving common workplace situations. It presents step-by-step instructions for mastering more than 300 key real-world management tasks. This condensed business guide includes information on: * Leadership techniques * Labor management * Strategic planning * Time management * Marketing and sales techniques * Career development * Key business concepts * Management tools * Information systems Among many other management topics, 'Managing Smart' also shows you how to: * Set project goals and priorities * Increase efficiency * Comply with employment and labor benefits * Manage finances Management professionals and novices alike will improve their effectiveness, skills, and knowledge with these concise reference tips.
For generations, it has been an axiom that the purchase of a home is the greatest single investment the average person makes. The corollary has always been thatif you take good care of that homeit will inevitably be a good investment, permitting you to sell your home at a profit or allowing you to take out a large loan on the equity youve built up. While the axiom is still true, the corollary is no longer true. Many Americans have lost their homes due to the Great Recession and still more owe more on their homes than the homes are worth. People once made a lot of money on flipping homes; now many wonder if they should buy homes at all. There are unmistakable signs that we are headed into an even worse recession, making any housing decisions more important than ever. An acknowledged expert, Dr. Carol Roskey has spent a lifetime in studying all aspects of the housing field from financing to the best kinds of insulation. With her help, you can make well informed decisions.
Building Smart, Resilient and Sustainable Infrastructure in Developing Countries contains the papers presented at the International Conference on Development and Investment in Infrastructure (DII-2022). The contributions cover a wide range of topics related to infrastructure issues on the African continent: Sustainable Infrastructure Development Smart Infrastructure and Cities Quality and Resilient Infrastructure Education, Empowerment, Gender Equity, Wellness and Development Environmental and Waste Management/Facilities & Real-Estate Management Infrastructure, Investment and Finance- Trends and Forecasts Infrastructure: Shock Events, Procurement, Project Management, Health & Safety Infrastructure: Economic, Social/Environmental Sustainability Digital Innovation and transition in the built environment Building Smart, Resilient and Sustainable Infrastructure in Developing Countries evaluates innovations, empowerment, growth and sustainable development of infrastructure development in Africa, and aims at administrators, academics, and professionals.
Mutual funds are fast becoming America's investment choice, largely because of their sheer variety. But, with so many mutual funds to choose from more than 8,000 at last count it's hard for many people to pick the right ones for them. Short And Simple Guide To Smart Investing first gives you the fundamentals, explaining what mutual funds are, how they work, and how commissions and fees affect the ROI. Dozens of graphs and charts carefully guide you through the maze of available mutual funds, and you'll learn their characteristics, advantages, drawbacks, and risk potential.
This book presents select papers from the International Conference on Smart Materials and Techniques for Sustainable Development (SMTS) 2019. The contents focus on a wide range of methods and techniques related to sustainable development fields like smart structures and materials, innovation in water resource development, optical fiber communication, green construction materials, optimization and innovation in structural design, structural dynamics and earthquake engineering, structural health monitoring, nanomaterials, nanotechnology and sensors, smart biomaterials and medical devices, materials for energy conversion and storage devices, and IoT in sustainable development. This book aims to provide up-to-date and authoritative knowledge from both industrial and academic worlds, sharing best practice in the field of smart materials analysis. The contents of this book will be beneficial to students, researchers, and professionals working in the field of smart materials and sustainable development.
What does a woman want to do when she retires? Travel? Pursue hobbies? Spend time with friends and family? We all have dreams about what those days will be like. But when it comes to turning those dreams into reality, women's retirement confidence and know-how is low. According to a 2012 survey, 92 percent of women of all ages in this country don't feel they're educated enough to reach their retirement savings goals. For the woman who doesn't know where to start or would like a knowledgeable guide who speaks her language, financial expert Mary Hunt offers a comprehensive but approachable resource for saving and planning for retirement. Whether she feels entitled to retire at age 65, hopes she'll be able to stop working someday, or is convinced she'll never be able to retire, every woman will find real help in these pages. With her signature no-nonsense, energetic style, Hunt assures women that it's only too late if they don't start now. She clearly covers every aspect of retirement planning during every season of a woman's life, giving women the confidence they need to shape their futures.
This Handbook is a unique and original contribution of over thirty chapters on behavioural economics, examining and addressing an important stream of research where the starting assumption is that decision-makers are for the most part relatively smart or rational. This particular approach is in contrast to a theme running through much contemporary work where individuals’ behaviour is deemed irrational, biased, and error-prone, often due to how people are hardwired. In the smart people approach, where errors or biases occur and when social dilemmas arise, more often than not, improving the decision-making environment can repair these problems without hijacking or manipulating the preferences of decision-makers. This book covers a wide-range of themes from micro to macro, including various sub-disciplines within economics such as economic psychology, heuristics, fast and slow-thinking, neuroeconomics, experiments, the capabilities approach, institutional economics, methodology, nudging, ethics, and public policy.
NEVER GET CRUNCHED BY NUMBERS AGAIN. Even in a world where every cell phone is also a calculator, basic math competency is a must! In this book, you'll learn how to efficiently solve common problems and effortlessly perform foundational math operations like addition, subtraction, multiplication, and division. Once you've got that down, we'll go over how to handle the scary stuff—like exponents, square roots, geometry, and algebra. Our user-friendly techniques break complicated problems down into their basic parts, so that you don't waste your time memorizing dozens of long formulas and equations. THIS THIRD EDITION INCLUDES: · Back-to-basics reviews of numbers, fractions, ratios & proportions, exponents & roots, algebra, geometry, and probability & statistics · Comprehensive reviews for solving problems in common math topics · Targeted strategies to help you score higher on the quantitative sections of the SAT, ACT, GRE, and GMAT · Access to additional challenging drill questions online · Key math terms lists at the end of each chapter
Blitz writes in a conversational style that even a novice investor can understand. Believe me, his ideas and strategies will set you on the road to becoming a millionaire!"-John Slatter, CFA, author of The 100 Best Stocks You Can Buy. If you're one of America's 78 million baby boomers, you've seen the Doomsday headlines, warning you that you're not saving enough to retire. Are you really headed for poverty in your retirement? Expert author Dennis Blitz says no. You may be saving enough-but you may not be saving smart enough. But you don't have to scrimp and sacrifice to save more. Instead, you need to know the most effective ways to get a better return on your investment-what really counts in wealth creation. From this book you will learn: The Nine Rules of Smart Investors; A theory to help investors measure risk; The right way to diversify; How to determine a good value stock. With the help of Save Smart, Earn More, you can retire in comfort and security-no matter what your current financial situation.