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The official guide for exam success and career excellence Financial Planning Competency Handbook, Second Edition is the essential reference for those at any stage of certification and a one-stop resource for practitioners looking to better serve their clients. This fully updated second edition includes brand new content on connections diagrams, new case studies, and new instructional videos, and a completely new section devoted to the interdisciplinary nature of financial planning. You'll gain insights from diverse fields like psychology, behavioral finance, communication, and marriage and family therapy to help you better connect with and guide your clients, alongside the detailed financial knowledge you need to perform to the highest expectations as a financial planner. This book contains over ninety chapters that are essential for practitioners, students, and faculty. Whether a practitioner, student, or faculty member, this guide is the invaluable reference you need at your fingertips. Comprehensive, clear, and detailed, this handbook forms the foundation of the smart financial planner's library. Each jurisdiction has its own laws and regulations surrounding financial planning, but the information in this book represents the core body of knowledge the profession demands no matter where you practice. Financial Planning Competency Handbook, Second Edition guides you from student to practitioner and far beyond, with the information you need when you need it.
Whether you’re studying to become a financial planner, preparing for the CFP® exam, or a practitioner looking for a comprehensive reference to help serve your clients' needs, this is the ultimate guide. Developed by Certified Financial Planner Board of Standards, Inc. (CFP Board), the Financial Planning Competency Handbook gives you everything you need to meet the daily challenges of your current or future profession. The book comes with access to nearly 400 practice questions online, as well as the option to upgrade to a 28-Credit Continuing Education test for CFP® professionals based in the United States. This all-inclusive handbook covers the entire list of nearly 90 vital topics on integrated financial planning, including such major components as: General Principles of Finance and Financial Planning Insurance Planning Employee Benefits Planning Investment and Securities Planning State and Federal Income Tax Planning Estate Tax, Gift Tax, and Transfer Tax Planning Retirement Planning Estate Planning Principles of Communication and Counseling And more
NEW YORK TIMES BESTSELLER • GOOD MORNING AMERICA BUZZ PICK • “A total departure for the author of The Paris Wife, McLain’s emotionally intense and exceptionally well-written thriller entwines its fictional crime with real cases.”—People (Book of the Week) NAMED ONE OF THE BEST BOOKS OF THE YEAR BY MARIE CLAIRE • “The kind of heart-pounding conclusion that thriller fans crave . . . In the end, a book full of darkness lands with a message of hope.”—The New York Times Book Review “This mystery will keep you guessing, and stay with you long after you finish. Dive in.”—Daily Skimm Anna Hart is a seasoned missing persons detective in San Francisco with far too much knowledge of the darkest side of human nature. When tragedy strikes her personal life, Anna, desperate and numb, flees to the Northern California village of Mendocino to grieve. She lived there as a child with her beloved foster parents, and now she believes it might be the only place left for her. Yet the day she arrives, she learns that a local teenage girl has gone missing. The crime feels frighteningly reminiscent of the most crucial time in Anna’s childhood, when the unsolved murder of a young girl touched Mendocino and changed the community forever. As past and present collide, Anna realizes that she has been led to this moment. The most difficult lessons of her life have given her insight into how victims come into contact with violent predators. As Anna becomes obsessed with saving the missing girl, she must accept that true courage means getting out of her own way and learning to let others in. Weaving together actual cases of missing persons, trauma theory, and a hint of the metaphysical, this propulsive and deeply affecting novel tells a story of fate, necessary redemption, and what it takes, when the worst happens, to reclaim our lives—and our faith in one another.
Do you long to drive a Ferrari at top speed on the open road, but find yourself always stuck on the freeway during rush hour? Do you wonder how you can feel like "not enough" and "too much" at the same time? Like the rain forest, are you sometimes intense, multilayered, colorful, creative, overwhelming, highly sensitive, complex, and/or idealistic? And, like the rain forest, have you met too many chainsaws?Enter Paula Prober, M.S., M.Ed., who understands the diversity and complexity of minds like yours. In "Your Rainforest Mind: A Guide to the Well-Being of Gifted Youths and Adults," Paula explores the challenges faced by gifted adults of all ages. Through case studies and extensive research, Paula will help you tap into your inner creativity, find peace, and discover the limitless potential that comes with your Rainforest Mind.
A gorgeous guide to the simple pleasures of cottage living—antique hunting, gardening, and enjoying the seasons—from a beloved British design and fashion influencer. A happy home is everything. No one knows this better than stylist and blogger Paula Sutton, who is behind the beloved Instagram account Hill House Vintage. Like many people, Paula gave years of her life to the busyness of the city until she traded catwalks for dog walks and couture for manure after leaving office life a decade ago. Beautifully illustrated with hundreds of photographs and drawings, this book gives you a full glimpse into life at Hill House. Inspired by Paula's love of all things vintage, and filled with simple, stylish, and thrifty tips and tricks for every area of the house, this book will bring the best of country life into your home, wherever you are. In a world that often moves too fast, Hill House Living is an invitation to take a moment to style, make or cook something nice for its own sake—and yours. Slow down, cozy up, and join the quest to making each day more intentionally joyful.
"This book is on the suggested reading list for planners preparing to take the AICP exam. As veteran planner the author points out, the most troublesome conflicts for planners aren't between good and bad, they're between competing good, neither of which can be fully achieved. The 54 real-world scenarios described here typify the tough moral dilemmas that confront today's practioners. The author offers planners a way to recognize the ethical conflicts that arise in everyday practice, analyze them using ""practical moral reasoning,"" apply relevant sections of the AICP Code of Ethics and the APA/AICP Ethical Principles in Planning (both of which are included in full), and decide on the best course of action. The author tells a series of stories-each one a sticky situation that could confront a typical planner. Barrett points out the ethical issues, identifies possible alternatives, and cities relevant sections of the AICP Code. Finally, the author discusses the pros and cons of each alternative. Five particularly complex scenarios are especially intended for group discussion. Individuals studying for the AICP exam will find this book indispensable. But it also should be required reading for every planner who struggles to act ethically and for planning student who wants to understand how professionals define and serve the public interest. Planning agencies, private consulting firms, and planning commissions can use its realistic scenarios to jump start group discussions and workshops on ethical planning."
Are you trying to grow the inclusive schooling model in your community? Do you feel like you have tried everything to create change in your school? Do you want to "sharpen the saw" and become reenergized as an advocate or educator? If you answered "yes" to any one of these questions, then this is the book for you! Don't We Already Do Inclusion? is not only filled with ideas for teaching diverse learners, but is also focused on change itself and, more specifically, on how those concerned about inclusion can create change even when they are not in positions of power. The activities, examples, and illustrations are designed to help participants refine their vision and their skills when it comes to inclusion. The ideas are free or low cost, and many can be achieved by any number of stakeholders--including students and families. Learn tried and true techniques, as well as out-of-the box solutions such as involving traditional and social media, "shrinking" the change, phoning for help, advertising, and writing your way to progress.
This is a simple, understandable Guide for New Yorkers that answers their questions concerning Estate Planning, Estate Administration, Wills, Living Trusts and the process to accomplish their goals.
The man of my dreams abandoned me almost a decade ago. Now he’s back… and I’m planning his wedding. Seriously, could life get any more brutal? I’m thinking about what I did to deserve this. To watch Cade’s ring on someone else’s finger. But here’s the thing. I’m the one who got the best gift from him. His child. And the crazy part? Cade doesn’t even know that he gave me that gift. He absolutely cannot find out. Neither him nor the goddamn press. His family is toxic. His dad is a powerful politician and it’s his career that’s on the line. Hence, this sham wedding. I just need to keep my head straight. Plan the wedding. Show up to the wedding. Go home, cry, eat some ice cream and then move on… again. But what if… during all of this, Cade discovers the one secret that makes us family? A full-length second chance secret baby romance. High school sweethearts, unforeseen circumstances, inevitable drama…and the sweetest child in the universe, this one tugs at the heartstrings, promising the perfect HEA and absolutely no cliff-hanger! ‘The One and Only’ is a part of the Heart of Hope series but stands alone. Books do not have to be read in order.