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The Doing Business with FHA section in this FHA Single Family Housing Policy Handbook (SF Handbook) covers Federal Housing Administration (FHA) approval and eligibility requirements for both Title I lenders and Title II Mortgagees, as well as other FHA program participants. The term "Mortgagee" is used throughout for all types of FHA approval (both Title II Mortgagees and Title I lenders) and the term "Mortgage" is used for all products (both Title II Mortgages and Title I loans), unless otherwise specified.
Appendix, Budget of the U.S. Government, Fiscal Year 2018 presents detailed information on individual programs and appropriation accounts that constitutes the budget. It includes for each Government department and agency the text of proposed appropriations language, budget schedules for each account, new legislative proposals, explanations of the work to be performed and the funds needed, and proposed general provisions applicable to the appropriations of entire agencies or groups of agencies.
Chronic homelessness is a highly complex social problem of national importance. The problem has elicited a variety of societal and public policy responses over the years, concomitant with fluctuations in the economy and changes in the demographics of and attitudes toward poor and disenfranchised citizens. In recent decades, federal agencies, nonprofit organizations, and the philanthropic community have worked hard to develop and implement programs to solve the challenges of homelessness, and progress has been made. However, much more remains to be done. Importantly, the results of various efforts, and especially the efforts to reduce homelessness among veterans in recent years, have shown that the problem of homelessness can be successfully addressed. Although a number of programs have been developed to meet the needs of persons experiencing homelessness, this report focuses on one particular type of intervention: permanent supportive housing (PSH). Permanent Supportive Housing focuses on the impact of PSH on health care outcomes and its cost-effectiveness. The report also addresses policy and program barriers that affect the ability to bring the PSH and other housing models to scale to address housing and health care needs.
This book combines a critique of more than a century of housing reform policies, including public and other subsidized housing as well as exclusionary zoning, with the idea that simple low-cost housing—a poor side of town—helps those of modest means build financial assets and join in the local democratic process. It is more of a historical narrative than a straight policy book, however—telling stories of Jacob Riis, zoning reformer Lawrence Veiller, anti-reformer Jane Jacobs, housing developer William Levitt, and African American small homes advocate Rev. Johnny Ray Youngblood, as well as first-person accounts of onetime residents of neighborhoods such as Detroit’s Black Bottom who lost their homes and businesses to housing reform and urban renewal. This is a book with important policy implications—built on powerful, personal stories.
Title 12, Banks and Banking, Parts 900-1025